This document discusses the value of time and how we should treat each day as a bank account. It notes that every morning we are credited with 86,400 seconds but at night any unused time is lost. It encourages us to invest our time each day to be healthy, happy, and successful. It provides examples from different perspectives to emphasize the value of even small amounts of time, such as an hour or minute. The overall message is that we should treasure and make the most of each moment that we have.

1. The BankBank Account of Life

2. • Imagine there is a bank that credits yourImagine there is a bank that credits your
account eachaccount each morningmorning withwith R86,400R86,400..
• It carries overIt carries over no balanceno balance from day to day.from day to day.
• EveryEvery ““evening”evening” deletes whatever part of thedeletes whatever part of the
balance youbalance you failed to usefailed to use during the day.during the day.
• What would you do?What would you do?
• Draw out every cent,Draw out every cent,
of course!!!!of course!!!!

3. • Each of us has such a “bank”Each of us has such a “bank”
It’s name isIt’s name is TIMETIME
• EveryEvery morningmorning,,
it credits you withit credits you with 86,400 seconds86,400 seconds
• Every night itEvery night it writes offwrites off, as lost,, as lost,
whatever of this you have failed towhatever of this you have failed to
invest to good purposeinvest to good purpose
• It carries overIt carries over no balanceno balance
• It allowsIt allows no overdraftno overdraft
• Each day it opens aEach day it opens a newnew account for youaccount for you
• Each nightEach night it burnsit burns the remains of the daythe remains of the day
• If you fail to use the day’s deposits,If you fail to use the day’s deposits,
the loss is yoursthe loss is yours

4. • There is no going back.
There is no drawing against the
“tomorrow.”
• You must live in the present
on today’s deposits
• Invest it so as to get
from it the utmost in
health,happiness,
and success!
• The clock is running.
• Make the most of today

5. To realize the value ofTo realize the value of ONE YEARONE YEAR….….
ask a student who failed a gradeask a student who failed a grade
To realize the value ofTo realize the value of ONE MONTHONE MONTH…..…..
ask a mother who gave birthask a mother who gave birth
to a premature babyto a premature baby
To realize the value ofTo realize the value of ONE WEEKONE WEEK…………
ask the editor of a weekly newspaperask the editor of a weekly newspaper
To realize the value ofTo realize the value of ONE HOURONE HOUR…………
ask the lovers who are waiting to meet.ask the lovers who are waiting to meet.

6. To realize the value ofTo realize the value of ONE MINUTEONE MINUTE…..…..
ask a person who missed the train.ask a person who missed the train.
To realize the value ofTo realize the value of ONE SECONDONE SECOND….….
ask a person who just avoidedask a person who just avoided
an accident.an accident.
To realize the value ofTo realize the value of ONE MILLISECONDONE MILLISECOND…..…..
ask the person who won a silver medalask the person who won a silver medal
in the Olympics.in the Olympics.

7. • Treasure every moment that youTreasure every moment that you havehave!!
• And treasure it more because youAnd treasure it more because you
shared it with someone special,shared it with someone special,
special enough to spend your time.special enough to spend your time.
And remember that time waits forAnd remember that time waits for no oneno one..
• Yesterday isYesterday is historyhistory..
• Tomorrow isTomorrow is mysterymystery..
• Today is aToday is a giftgift..
• ThatThat’’s why its why it’’s called ….s called ….
thethe PresentPresent!!!!

8. • Friends are a very rare jewel, indeed.Friends are a very rare jewel, indeed.
• They make you smile and encourage youThey make you smile and encourage you
to succeed.to succeed.
• They lend an ear.They lend an ear.
• They share a word of praise, and theyThey share a word of praise, and they
always want to open their heart to us.always want to open their heart to us.
• Show your friends how much you care..…Show your friends how much you care..…
Send this to everyone
you consider A FRIEND.