SlideShare a Scribd company logo
Building the future of credit
9 June 2015
SAVE THE DATE
GET YOUR TICKET NOW!
www.noah-conference.com/request-invitation
Old Billingsgate, London Tempodrom, Berlin
12-13 NOV2015 8 - 9 JUN2016
441,000,000,000 EUR
excluding
inefficient
painful
Personal loans outstanding in Germany
Source: European Central Bank, 04/2015
1,000,000,000,000 EUR
including
tech-drivenseamless
Lending needs to be more efficient …
… building the future of credit
Today:
2007 nobody talked about Fintech: We founded auxmoney…
• market leader Eurozone
• backed by
• institutional funding commitment
> 100 million euros
The marketplace model makes credit more efficient
No inherent
Principal +
Interest
Funding
Servicing fee
LendOrigination fee
No branches Use of
Borrowe
“At auxmoney
I get a decent return on my money“
Irene 62, Author
“I started my tattoo studio
with a loan from auxmoney“
Karl 43, Tattoo Studio Owner
“I consolidated my debt and
pay lower rates now - thanks
to auxmoney“
Philipp 23, Student
People benefit from our marketplace model
“auxmoney helped us to furnish our first flat“
Lisa 28 & Ben 29, Teachers
1
2
3
4
5Better credit
performance
Stronger track record & increased
investor trust
Increased investor
confidence drives lower
risk premiums
Lower interest rates
Quality borrowers at
lower acquisition costs
More Data
More
Investors
More Borrowers
More
Transactions
Everyday our loans get cheaper and our investors get
higher risk-adjusted returns
Although we are P2P market leader, there is some way to go…
441,000,000,000 EUR
1,000,000,000,000 EUR
Thank you for your attention
@raffaelx

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auxmoney - NOAH15 Berlin

  • 1. Building the future of credit 9 June 2015
  • 2. SAVE THE DATE GET YOUR TICKET NOW! www.noah-conference.com/request-invitation Old Billingsgate, London Tempodrom, Berlin 12-13 NOV2015 8 - 9 JUN2016
  • 3. 441,000,000,000 EUR excluding inefficient painful Personal loans outstanding in Germany Source: European Central Bank, 04/2015
  • 5. Lending needs to be more efficient … … building the future of credit
  • 6. Today: 2007 nobody talked about Fintech: We founded auxmoney… • market leader Eurozone • backed by • institutional funding commitment > 100 million euros
  • 7. The marketplace model makes credit more efficient No inherent Principal + Interest Funding Servicing fee LendOrigination fee No branches Use of Borrowe
  • 8. “At auxmoney I get a decent return on my money“ Irene 62, Author “I started my tattoo studio with a loan from auxmoney“ Karl 43, Tattoo Studio Owner “I consolidated my debt and pay lower rates now - thanks to auxmoney“ Philipp 23, Student People benefit from our marketplace model “auxmoney helped us to furnish our first flat“ Lisa 28 & Ben 29, Teachers
  • 9. 1 2 3 4 5Better credit performance Stronger track record & increased investor trust Increased investor confidence drives lower risk premiums Lower interest rates Quality borrowers at lower acquisition costs More Data More Investors More Borrowers More Transactions Everyday our loans get cheaper and our investors get higher risk-adjusted returns
  • 10. Although we are P2P market leader, there is some way to go… 441,000,000,000 EUR 1,000,000,000,000 EUR
  • 11. Thank you for your attention @raffaelx