The document discusses pricing and valuation methods for new vehicles from various sources like TrueCar, KBB, and Edmunds. It questions who KBB is to determine fair prices and argues actual inventory and market conditions are needed for accurate pricing. It also notes the document contains no stock numbers associated with prices and uses of invoice prices which may be illegal in some states.

1. TrueCar No stock number for the pricing given No qualifications or disclaimer of down payment for this financing

2. KBB Who is KBB to decide what is “Fair” – My same statement applies here, KBB it is not your inventory to price or to decide what is “Fair”

3. KBB

4. KBB Fair Purchase Price Fair Purchas Price is the amount consumers typically are paying for this vehicle. IT IS BASED ON ACTUAL NEW-VEHICLE TRANSACTIONS FROM ACROSS THE COUNTRY AND ADJUSTED REGULARLY AS MARKET CONDITIONS CHANGE Here no stock number for the advertised price Here the use of “Invoice” which is illegal in most states

5. Edmunds True Market Value ® (TMV ® ) price is our exclusive method for calculating what others are paying for a vehicle based on actual sales data from your region. Here the use of “Invoice” which is illegal in most states