Vaanijaya Finance management and accounting Software provides specialilty which are Automatic calculate Amount (Like EMI, Interest, DP, etc), Generate EMI for 1 month to 6 month (1 month EMI, 3 month EMI, etc), EMI can be rounded off by multiple of 10, Calculate Interest with flat/Reduce mode, Set EMI date different from Finance File Date, Record, and display via report, due Insurance date of the product, if any.