Anii 2010 si 2011 vor reprezenta un apogeu pentru industria de recuperare a creantelor din România. Firmele de profil lucreaza cu
motoarele turate la maximum si continua sa faca angajari, fiind asaltate de cazuri noi de întârzieri de plata din partea companiilor si
a persoanelor fizice.
2024 State of Marketing Report – by HubspotMarius Sescu
https://www.hubspot.com/state-of-marketing
· Scaling relationships and proving ROI
· Social media is the place for search, sales, and service
· Authentic influencer partnerships fuel brand growth
· The strongest connections happen via call, click, chat, and camera.
· Time saved with AI leads to more creative work
· Seeking: A single source of truth
· TLDR; Get on social, try AI, and align your systems.
· More human marketing, powered by robots
ChatGPT is a revolutionary addition to the world since its introduction in 2022. A big shift in the sector of information gathering and processing happened because of this chatbot. What is the story of ChatGPT? How is the bot responding to prompts and generating contents? Swipe through these slides prepared by Expeed Software, a web development company regarding the development and technical intricacies of ChatGPT!
Product Design Trends in 2024 | Teenage EngineeringsPixeldarts
The realm of product design is a constantly changing environment where technology and style intersect. Every year introduces fresh challenges and exciting trends that mold the future of this captivating art form. In this piece, we delve into the significant trends set to influence the look and functionality of product design in the year 2024.
How Race, Age and Gender Shape Attitudes Towards Mental HealthThinkNow
Mental health has been in the news quite a bit lately. Dozens of U.S. states are currently suing Meta for contributing to the youth mental health crisis by inserting addictive features into their products, while the U.S. Surgeon General is touring the nation to bring awareness to the growing epidemic of loneliness and isolation. The country has endured periods of low national morale, such as in the 1970s when high inflation and the energy crisis worsened public sentiment following the Vietnam War. The current mood, however, feels different. Gallup recently reported that national mental health is at an all-time low, with few bright spots to lift spirits.
To better understand how Americans are feeling and their attitudes towards mental health in general, ThinkNow conducted a nationally representative quantitative survey of 1,500 respondents and found some interesting differences among ethnic, age and gender groups.
Technology
For example, 52% agree that technology and social media have a negative impact on mental health, but when broken out by race, 61% of Whites felt technology had a negative effect, and only 48% of Hispanics thought it did.
While technology has helped us keep in touch with friends and family in faraway places, it appears to have degraded our ability to connect in person. Staying connected online is a double-edged sword since the same news feed that brings us pictures of the grandkids and fluffy kittens also feeds us news about the wars in Israel and Ukraine, the dysfunction in Washington, the latest mass shooting and the climate crisis.
Hispanics may have a built-in defense against the isolation technology breeds, owing to their large, multigenerational households, strong social support systems, and tendency to use social media to stay connected with relatives abroad.
Age and Gender
When asked how individuals rate their mental health, men rate it higher than women by 11 percentage points, and Baby Boomers rank it highest at 83%, saying it’s good or excellent vs. 57% of Gen Z saying the same.
Gen Z spends the most amount of time on social media, so the notion that social media negatively affects mental health appears to be correlated. Unfortunately, Gen Z is also the generation that’s least comfortable discussing mental health concerns with healthcare professionals. Only 40% of them state they’re comfortable discussing their issues with a professional compared to 60% of Millennials and 65% of Boomers.
Race Affects Attitudes
As seen in previous research conducted by ThinkNow, Asian Americans lag other groups when it comes to awareness of mental health issues. Twenty-four percent of Asian Americans believe that having a mental health issue is a sign of weakness compared to the 16% average for all groups. Asians are also considerably less likely to be aware of mental health services in their communities (42% vs. 55%) and most likely to seek out information on social media (51% vs. 35%).
AI Trends in Creative Operations 2024 by Artwork Flow.pdfmarketingartwork
Creative operations teams expect increased AI use in 2024. Currently, over half of tasks are not AI-enabled, but this is expected to decrease in the coming year. ChatGPT is the most popular AI tool currently. Business leaders are more actively exploring AI benefits than individual contributors. Most respondents do not believe AI will impact workforce size in 2024. However, some inhibitions still exist around AI accuracy and lack of understanding. Creatives primarily want to use AI to save time on mundane tasks and boost productivity.
Organizational culture includes values, norms, systems, symbols, language, assumptions, beliefs, and habits that influence employee behaviors and how people interpret those behaviors. It is important because culture can help or hinder a company's success. Some key aspects of Netflix's culture that help it achieve results include hiring smartly so every position has stars, focusing on attitude over just aptitude, and having a strict policy against peacocks, whiners, and jerks.
PEPSICO Presentation to CAGNY Conference Feb 2024Neil Kimberley
PepsiCo provided a safe harbor statement noting that any forward-looking statements are based on currently available information and are subject to risks and uncertainties. It also provided information on non-GAAP measures and directing readers to its website for disclosure and reconciliation. The document then discussed PepsiCo's business overview, including that it is a global beverage and convenient food company with iconic brands, $91 billion in net revenue in 2023, and nearly $14 billion in core operating profit. It operates through a divisional structure with a focus on local consumers.
2024 State of Marketing Report – by HubspotMarius Sescu
https://www.hubspot.com/state-of-marketing
· Scaling relationships and proving ROI
· Social media is the place for search, sales, and service
· Authentic influencer partnerships fuel brand growth
· The strongest connections happen via call, click, chat, and camera.
· Time saved with AI leads to more creative work
· Seeking: A single source of truth
· TLDR; Get on social, try AI, and align your systems.
· More human marketing, powered by robots
ChatGPT is a revolutionary addition to the world since its introduction in 2022. A big shift in the sector of information gathering and processing happened because of this chatbot. What is the story of ChatGPT? How is the bot responding to prompts and generating contents? Swipe through these slides prepared by Expeed Software, a web development company regarding the development and technical intricacies of ChatGPT!
Product Design Trends in 2024 | Teenage EngineeringsPixeldarts
The realm of product design is a constantly changing environment where technology and style intersect. Every year introduces fresh challenges and exciting trends that mold the future of this captivating art form. In this piece, we delve into the significant trends set to influence the look and functionality of product design in the year 2024.
How Race, Age and Gender Shape Attitudes Towards Mental HealthThinkNow
Mental health has been in the news quite a bit lately. Dozens of U.S. states are currently suing Meta for contributing to the youth mental health crisis by inserting addictive features into their products, while the U.S. Surgeon General is touring the nation to bring awareness to the growing epidemic of loneliness and isolation. The country has endured periods of low national morale, such as in the 1970s when high inflation and the energy crisis worsened public sentiment following the Vietnam War. The current mood, however, feels different. Gallup recently reported that national mental health is at an all-time low, with few bright spots to lift spirits.
To better understand how Americans are feeling and their attitudes towards mental health in general, ThinkNow conducted a nationally representative quantitative survey of 1,500 respondents and found some interesting differences among ethnic, age and gender groups.
Technology
For example, 52% agree that technology and social media have a negative impact on mental health, but when broken out by race, 61% of Whites felt technology had a negative effect, and only 48% of Hispanics thought it did.
While technology has helped us keep in touch with friends and family in faraway places, it appears to have degraded our ability to connect in person. Staying connected online is a double-edged sword since the same news feed that brings us pictures of the grandkids and fluffy kittens also feeds us news about the wars in Israel and Ukraine, the dysfunction in Washington, the latest mass shooting and the climate crisis.
Hispanics may have a built-in defense against the isolation technology breeds, owing to their large, multigenerational households, strong social support systems, and tendency to use social media to stay connected with relatives abroad.
Age and Gender
When asked how individuals rate their mental health, men rate it higher than women by 11 percentage points, and Baby Boomers rank it highest at 83%, saying it’s good or excellent vs. 57% of Gen Z saying the same.
Gen Z spends the most amount of time on social media, so the notion that social media negatively affects mental health appears to be correlated. Unfortunately, Gen Z is also the generation that’s least comfortable discussing mental health concerns with healthcare professionals. Only 40% of them state they’re comfortable discussing their issues with a professional compared to 60% of Millennials and 65% of Boomers.
Race Affects Attitudes
As seen in previous research conducted by ThinkNow, Asian Americans lag other groups when it comes to awareness of mental health issues. Twenty-four percent of Asian Americans believe that having a mental health issue is a sign of weakness compared to the 16% average for all groups. Asians are also considerably less likely to be aware of mental health services in their communities (42% vs. 55%) and most likely to seek out information on social media (51% vs. 35%).
AI Trends in Creative Operations 2024 by Artwork Flow.pdfmarketingartwork
Creative operations teams expect increased AI use in 2024. Currently, over half of tasks are not AI-enabled, but this is expected to decrease in the coming year. ChatGPT is the most popular AI tool currently. Business leaders are more actively exploring AI benefits than individual contributors. Most respondents do not believe AI will impact workforce size in 2024. However, some inhibitions still exist around AI accuracy and lack of understanding. Creatives primarily want to use AI to save time on mundane tasks and boost productivity.
Organizational culture includes values, norms, systems, symbols, language, assumptions, beliefs, and habits that influence employee behaviors and how people interpret those behaviors. It is important because culture can help or hinder a company's success. Some key aspects of Netflix's culture that help it achieve results include hiring smartly so every position has stars, focusing on attitude over just aptitude, and having a strict policy against peacocks, whiners, and jerks.
PEPSICO Presentation to CAGNY Conference Feb 2024Neil Kimberley
PepsiCo provided a safe harbor statement noting that any forward-looking statements are based on currently available information and are subject to risks and uncertainties. It also provided information on non-GAAP measures and directing readers to its website for disclosure and reconciliation. The document then discussed PepsiCo's business overview, including that it is a global beverage and convenient food company with iconic brands, $91 billion in net revenue in 2023, and nearly $14 billion in core operating profit. It operates through a divisional structure with a focus on local consumers.
Content Methodology: A Best Practices Report (Webinar)contently
This document provides an overview of content methodology best practices. It defines content methodology as establishing objectives, KPIs, and a culture of continuous learning and iteration. An effective methodology focuses on connecting with audiences, creating optimal content, and optimizing processes. It also discusses why a methodology is needed due to the competitive landscape, proliferation of channels, and opportunities for improvement. Components of an effective methodology include defining objectives and KPIs, audience analysis, identifying opportunities, and evaluating resources. The document concludes with recommendations around creating a content plan, testing and optimizing content over 90 days.
How to Prepare For a Successful Job Search for 2024Albert Qian
The document provides guidance on preparing a job search for 2024. It discusses the state of the job market, focusing on growth in AI and healthcare but also continued layoffs. It recommends figuring out what you want to do by researching interests and skills, then conducting informational interviews. The job search should involve building a personal brand on LinkedIn, actively applying to jobs, tailoring resumes and interviews, maintaining job hunting as a habit, and continuing self-improvement. Once hired, the document advises setting new goals and keeping skills and networking active in case of future opportunities.
A report by thenetworkone and Kurio.
The contributing experts and agencies are (in an alphabetical order): Sylwia Rytel, Social Media Supervisor, 180heartbeats + JUNG v MATT (PL), Sharlene Jenner, Vice President - Director of Engagement Strategy, Abelson Taylor (USA), Alex Casanovas, Digital Director, Atrevia (ES), Dora Beilin, Senior Social Strategist, Barrett Hoffher (USA), Min Seo, Campaign Director, Brand New Agency (KR), Deshé M. Gully, Associate Strategist, Day One Agency (USA), Francesca Trevisan, Strategist, Different (IT), Trevor Crossman, CX and Digital Transformation Director; Olivia Hussey, Strategic Planner; Simi Srinarula, Social Media Manager, The Hallway (AUS), James Hebbert, Managing Director, Hylink (CN / UK), Mundy Álvarez, Planning Director; Pedro Rojas, Social Media Manager; Pancho González, CCO, Inbrax (CH), Oana Oprea, Head of Digital Planning, Jam Session Agency (RO), Amy Bottrill, Social Account Director, Launch (UK), Gaby Arriaga, Founder, Leonardo1452 (MX), Shantesh S Row, Creative Director, Liwa (UAE), Rajesh Mehta, Chief Strategy Officer; Dhruv Gaur, Digital Planning Lead; Leonie Mergulhao, Account Supervisor - Social Media & PR, Medulla (IN), Aurelija Plioplytė, Head of Digital & Social, Not Perfect (LI), Daiana Khaidargaliyeva, Account Manager, Osaka Labs (UK / USA), Stefanie Söhnchen, Vice President Digital, PIABO Communications (DE), Elisabeth Winiartati, Managing Consultant, Head of Global Integrated Communications; Lydia Aprina, Account Manager, Integrated Marketing and Communications; Nita Prabowo, Account Manager, Integrated Marketing and Communications; Okhi, Web Developer, PNTR Group (ID), Kei Obusan, Insights Director; Daffi Ranandi, Insights Manager, Radarr (SG), Gautam Reghunath, Co-founder & CEO, Talented (IN), Donagh Humphreys, Head of Social and Digital Innovation, THINKHOUSE (IRE), Sarah Yim, Strategy Director, Zulu Alpha Kilo (CA).
Trends In Paid Search: Navigating The Digital Landscape In 2024Search Engine Journal
The search marketing landscape is evolving rapidly with new technologies, and professionals, like you, rely on innovative paid search strategies to meet changing demands.
It’s important that you’re ready to implement new strategies in 2024.
Check this out and learn the top trends in paid search advertising that are expected to gain traction, so you can drive higher ROI more efficiently in 2024.
You’ll learn:
- The latest trends in AI and automation, and what this means for an evolving paid search ecosystem.
- New developments in privacy and data regulation.
- Emerging ad formats that are expected to make an impact next year.
Watch Sreekant Lanka from iQuanti and Irina Klein from OneMain Financial as they dive into the future of paid search and explore the trends, strategies, and technologies that will shape the search marketing landscape.
If you’re looking to assess your paid search strategy and design an industry-aligned plan for 2024, then this webinar is for you.
5 Public speaking tips from TED - Visualized summarySpeakerHub
From their humble beginnings in 1984, TED has grown into the world’s most powerful amplifier for speakers and thought-leaders to share their ideas. They have over 2,400 filmed talks (not including the 30,000+ TEDx videos) freely available online, and have hosted over 17,500 events around the world.
With over one billion views in a year, it’s no wonder that so many speakers are looking to TED for ideas on how to share their message more effectively.
The article “5 Public-Speaking Tips TED Gives Its Speakers”, by Carmine Gallo for Forbes, gives speakers five practical ways to connect with their audience, and effectively share their ideas on stage.
Whether you are gearing up to get on a TED stage yourself, or just want to master the skills that so many of their speakers possess, these tips and quotes from Chris Anderson, the TED Talks Curator, will encourage you to make the most impactful impression on your audience.
See the full article and more summaries like this on SpeakerHub here: https://speakerhub.com/blog/5-presentation-tips-ted-gives-its-speakers
See the original article on Forbes here:
http://www.forbes.com/forbes/welcome/?toURL=http://www.forbes.com/sites/carminegallo/2016/05/06/5-public-speaking-tips-ted-gives-its-speakers/&refURL=&referrer=#5c07a8221d9b
ChatGPT and the Future of Work - Clark Boyd Clark Boyd
Everyone is in agreement that ChatGPT (and other generative AI tools) will shape the future of work. Yet there is little consensus on exactly how, when, and to what extent this technology will change our world.
Businesses that extract maximum value from ChatGPT will use it as a collaborative tool for everything from brainstorming to technical maintenance.
For individuals, now is the time to pinpoint the skills the future professional will need to thrive in the AI age.
Check out this presentation to understand what ChatGPT is, how it will shape the future of work, and how you can prepare to take advantage.
The document provides career advice for getting into the tech field, including:
- Doing projects and internships in college to build a portfolio.
- Learning about different roles and technologies through industry research.
- Contributing to open source projects to build experience and network.
- Developing a personal brand through a website and social media presence.
- Networking through events, communities, and finding a mentor.
- Practicing interviews through mock interviews and whiteboarding coding questions.
Google's Just Not That Into You: Understanding Core Updates & Search IntentLily Ray
1. Core updates from Google periodically change how its algorithms assess and rank websites and pages. This can impact rankings through shifts in user intent, site quality issues being caught up to, world events influencing queries, and overhauls to search like the E-A-T framework.
2. There are many possible user intents beyond just transactional, navigational and informational. Identifying intent shifts is important during core updates. Sites may need to optimize for new intents through different content types and sections.
3. Responding effectively to core updates requires analyzing "before and after" data to understand changes, identifying new intents or page types, and ensuring content matches appropriate intents across video, images, knowledge graphs and more.
A brief introduction to DataScience with explaining of the concepts, algorithms, machine learning, supervised and unsupervised learning, clustering, statistics, data preprocessing, real-world applications etc.
It's part of a Data Science Corner Campaign where I will be discussing the fundamentals of DataScience, AIML, Statistics etc.
Time Management & Productivity - Best PracticesVit Horky
Here's my presentation on by proven best practices how to manage your work time effectively and how to improve your productivity. It includes practical tips and how to use tools such as Slack, Google Apps, Hubspot, Google Calendar, Gmail and others.
The six step guide to practical project managementMindGenius
The six step guide to practical project management
If you think managing projects is too difficult, think again.
We’ve stripped back project management processes to the
basics – to make it quicker and easier, without sacrificing
the vital ingredients for success.
“If you’re looking for some real-world guidance, then The Six Step Guide to Practical Project Management will help.”
Dr Andrew Makar, Tactical Project Management
Unlocking the Power of ChatGPT and AI in Testing - A Real-World Look, present...Applitools
During this webinar, Anand Bagmar demonstrates how AI tools such as ChatGPT can be applied to various stages of the software development life cycle (SDLC) using an eCommerce application case study. Find the on-demand recording and more info at https://applitools.info/b59
Key takeaways:
• Learn how to use ChatGPT to add AI power to your testing and test automation
• Understand the limitations of the technology and where human expertise is crucial
• Gain insight into different AI-based tools
• Adopt AI-based tools to stay relevant and optimize work for developers and testers
* ChatGPT and OpenAI belong to OpenAI, L.L.C.
The document discusses various AI tools from OpenAI like GPT-3 and DALL-E 2, as well as ChatGPT. It explores how search engines are using AI and things to consider around AI-generated content. Potential SEO uses of ChatGPT are also presented, such as generating content at scale, conducting topic research, and automating basic coding tasks. The document encourages further reading on using ChatGPT for SEO purposes.
More than Just Lines on a Map: Best Practices for U.S Bike Routes
This session highlights best practices and lessons learned for U.S. Bike Route System designation, as well as how and why these routes should be integrated into bicycle planning at the local and regional level.
Presenters:
Presenter: Kevin Luecke Toole Design Group
Co-Presenter: Virginia Sullivan Adventure Cycling Association
Ride the Storm: Navigating Through Unstable Periods / Katerina Rudko (Belka G...DevGAMM Conference
Has your project been caught in a storm of deadlines, clashing requirements, and the need to change course halfway through? If yes, then check out how the administration team navigated through all of this, relocating 160 people from 3 countries and opening 2 offices during the most turbulent time in the last 20 years. Belka Games’ Chief Administrative Officer, Katerina Rudko, will share universal approaches and life hacks that can help your project survive unstable periods when there seem to be too many tasks and a lack of time and people.
This presentation was designed to provide strategic recommendations for a brand in decline. The deck also incorporates a situational assessment, including a brand identity, positioning, architecture, and portfolio strategy for the Brand.
Presentation originally created for NYU Stern's Brand Strategy course. Design by Erica Santiago & Chris Alexander.
Good Stuff Happens in 1:1 Meetings: Why you need them and how to do them wellSaba Software
According to the latest State of the American Manager report from Gallup, employees who have regular meetings with their managers are almost three times as likely to be engaged as those who don’t. These regular check-ins keep managers and employees in sync and aligned. Want to see better manager/employee relationships in your organisation? Then make an all-in commitment to 1:1 meetings. Not sure how? You’ve come to the right place.
In this webinar with Jamie Resker, Founder and Practice Leader for Employee Performance Solutions (EPS), and Teala Wilson, Talent Management Consultant at Saba Software, you’ll get the inside track on how to hold effective 1:1 meetings, including tips for getting managers on board.
• Go beyond discussing the status of everyday work to higher level topics, including recognition, performance, development, and career aspirations
• Learn how to decide meeting frequency, what to cover, as well as roles and responsibilities of the manager and employee
• Understand how managers can build trust and make it comfortable for employees to provide upward feedback
• Unite your organisation with a unified approach to 1:1 meetings
Join us for this 1-hour webinar to get practical tips for building better manager-employee relationships with intention and purpose.
About the Speakers
Jamie Resker - Founder and Practice Leader for Employee Performance Solutions (EPS)
Jamie Resker, Practice Leader and Founder of Employee Performance Solutions, is a recognized innovator in performance management. She is the originator of the-the Performance Continuum Feedback Method® and Conversations to Optimize Employee Performance training program; tools and training that reshape communications between managers and employees to drive and align performance. Jamie is on the faculty for the Northeast Human Resources Association, is a contributor to Halogen Software's Talent Space Blog, and is an editorial advisory board member for HR Examiner.
Teala Wilson - Senior Consultant, Strategic Services, Saba Software
Teala is a Talent Management Consultant at Halogen Software, now a part of Saba Software. She has worked with teams on a national and global level supporting human resources in areas such as performance management, recruitment, employee benefit programs, training and talent development, workforce planning and internal communications. Teala also has a personal passion for visual arts and design.
Want to learn more? Join us for an upcoming Product Tour!
http://bit.ly/2yitfqu
Content Methodology: A Best Practices Report (Webinar)contently
This document provides an overview of content methodology best practices. It defines content methodology as establishing objectives, KPIs, and a culture of continuous learning and iteration. An effective methodology focuses on connecting with audiences, creating optimal content, and optimizing processes. It also discusses why a methodology is needed due to the competitive landscape, proliferation of channels, and opportunities for improvement. Components of an effective methodology include defining objectives and KPIs, audience analysis, identifying opportunities, and evaluating resources. The document concludes with recommendations around creating a content plan, testing and optimizing content over 90 days.
How to Prepare For a Successful Job Search for 2024Albert Qian
The document provides guidance on preparing a job search for 2024. It discusses the state of the job market, focusing on growth in AI and healthcare but also continued layoffs. It recommends figuring out what you want to do by researching interests and skills, then conducting informational interviews. The job search should involve building a personal brand on LinkedIn, actively applying to jobs, tailoring resumes and interviews, maintaining job hunting as a habit, and continuing self-improvement. Once hired, the document advises setting new goals and keeping skills and networking active in case of future opportunities.
A report by thenetworkone and Kurio.
The contributing experts and agencies are (in an alphabetical order): Sylwia Rytel, Social Media Supervisor, 180heartbeats + JUNG v MATT (PL), Sharlene Jenner, Vice President - Director of Engagement Strategy, Abelson Taylor (USA), Alex Casanovas, Digital Director, Atrevia (ES), Dora Beilin, Senior Social Strategist, Barrett Hoffher (USA), Min Seo, Campaign Director, Brand New Agency (KR), Deshé M. Gully, Associate Strategist, Day One Agency (USA), Francesca Trevisan, Strategist, Different (IT), Trevor Crossman, CX and Digital Transformation Director; Olivia Hussey, Strategic Planner; Simi Srinarula, Social Media Manager, The Hallway (AUS), James Hebbert, Managing Director, Hylink (CN / UK), Mundy Álvarez, Planning Director; Pedro Rojas, Social Media Manager; Pancho González, CCO, Inbrax (CH), Oana Oprea, Head of Digital Planning, Jam Session Agency (RO), Amy Bottrill, Social Account Director, Launch (UK), Gaby Arriaga, Founder, Leonardo1452 (MX), Shantesh S Row, Creative Director, Liwa (UAE), Rajesh Mehta, Chief Strategy Officer; Dhruv Gaur, Digital Planning Lead; Leonie Mergulhao, Account Supervisor - Social Media & PR, Medulla (IN), Aurelija Plioplytė, Head of Digital & Social, Not Perfect (LI), Daiana Khaidargaliyeva, Account Manager, Osaka Labs (UK / USA), Stefanie Söhnchen, Vice President Digital, PIABO Communications (DE), Elisabeth Winiartati, Managing Consultant, Head of Global Integrated Communications; Lydia Aprina, Account Manager, Integrated Marketing and Communications; Nita Prabowo, Account Manager, Integrated Marketing and Communications; Okhi, Web Developer, PNTR Group (ID), Kei Obusan, Insights Director; Daffi Ranandi, Insights Manager, Radarr (SG), Gautam Reghunath, Co-founder & CEO, Talented (IN), Donagh Humphreys, Head of Social and Digital Innovation, THINKHOUSE (IRE), Sarah Yim, Strategy Director, Zulu Alpha Kilo (CA).
Trends In Paid Search: Navigating The Digital Landscape In 2024Search Engine Journal
The search marketing landscape is evolving rapidly with new technologies, and professionals, like you, rely on innovative paid search strategies to meet changing demands.
It’s important that you’re ready to implement new strategies in 2024.
Check this out and learn the top trends in paid search advertising that are expected to gain traction, so you can drive higher ROI more efficiently in 2024.
You’ll learn:
- The latest trends in AI and automation, and what this means for an evolving paid search ecosystem.
- New developments in privacy and data regulation.
- Emerging ad formats that are expected to make an impact next year.
Watch Sreekant Lanka from iQuanti and Irina Klein from OneMain Financial as they dive into the future of paid search and explore the trends, strategies, and technologies that will shape the search marketing landscape.
If you’re looking to assess your paid search strategy and design an industry-aligned plan for 2024, then this webinar is for you.
5 Public speaking tips from TED - Visualized summarySpeakerHub
From their humble beginnings in 1984, TED has grown into the world’s most powerful amplifier for speakers and thought-leaders to share their ideas. They have over 2,400 filmed talks (not including the 30,000+ TEDx videos) freely available online, and have hosted over 17,500 events around the world.
With over one billion views in a year, it’s no wonder that so many speakers are looking to TED for ideas on how to share their message more effectively.
The article “5 Public-Speaking Tips TED Gives Its Speakers”, by Carmine Gallo for Forbes, gives speakers five practical ways to connect with their audience, and effectively share their ideas on stage.
Whether you are gearing up to get on a TED stage yourself, or just want to master the skills that so many of their speakers possess, these tips and quotes from Chris Anderson, the TED Talks Curator, will encourage you to make the most impactful impression on your audience.
See the full article and more summaries like this on SpeakerHub here: https://speakerhub.com/blog/5-presentation-tips-ted-gives-its-speakers
See the original article on Forbes here:
http://www.forbes.com/forbes/welcome/?toURL=http://www.forbes.com/sites/carminegallo/2016/05/06/5-public-speaking-tips-ted-gives-its-speakers/&refURL=&referrer=#5c07a8221d9b
ChatGPT and the Future of Work - Clark Boyd Clark Boyd
Everyone is in agreement that ChatGPT (and other generative AI tools) will shape the future of work. Yet there is little consensus on exactly how, when, and to what extent this technology will change our world.
Businesses that extract maximum value from ChatGPT will use it as a collaborative tool for everything from brainstorming to technical maintenance.
For individuals, now is the time to pinpoint the skills the future professional will need to thrive in the AI age.
Check out this presentation to understand what ChatGPT is, how it will shape the future of work, and how you can prepare to take advantage.
The document provides career advice for getting into the tech field, including:
- Doing projects and internships in college to build a portfolio.
- Learning about different roles and technologies through industry research.
- Contributing to open source projects to build experience and network.
- Developing a personal brand through a website and social media presence.
- Networking through events, communities, and finding a mentor.
- Practicing interviews through mock interviews and whiteboarding coding questions.
Google's Just Not That Into You: Understanding Core Updates & Search IntentLily Ray
1. Core updates from Google periodically change how its algorithms assess and rank websites and pages. This can impact rankings through shifts in user intent, site quality issues being caught up to, world events influencing queries, and overhauls to search like the E-A-T framework.
2. There are many possible user intents beyond just transactional, navigational and informational. Identifying intent shifts is important during core updates. Sites may need to optimize for new intents through different content types and sections.
3. Responding effectively to core updates requires analyzing "before and after" data to understand changes, identifying new intents or page types, and ensuring content matches appropriate intents across video, images, knowledge graphs and more.
A brief introduction to DataScience with explaining of the concepts, algorithms, machine learning, supervised and unsupervised learning, clustering, statistics, data preprocessing, real-world applications etc.
It's part of a Data Science Corner Campaign where I will be discussing the fundamentals of DataScience, AIML, Statistics etc.
Time Management & Productivity - Best PracticesVit Horky
Here's my presentation on by proven best practices how to manage your work time effectively and how to improve your productivity. It includes practical tips and how to use tools such as Slack, Google Apps, Hubspot, Google Calendar, Gmail and others.
The six step guide to practical project managementMindGenius
The six step guide to practical project management
If you think managing projects is too difficult, think again.
We’ve stripped back project management processes to the
basics – to make it quicker and easier, without sacrificing
the vital ingredients for success.
“If you’re looking for some real-world guidance, then The Six Step Guide to Practical Project Management will help.”
Dr Andrew Makar, Tactical Project Management
Unlocking the Power of ChatGPT and AI in Testing - A Real-World Look, present...Applitools
During this webinar, Anand Bagmar demonstrates how AI tools such as ChatGPT can be applied to various stages of the software development life cycle (SDLC) using an eCommerce application case study. Find the on-demand recording and more info at https://applitools.info/b59
Key takeaways:
• Learn how to use ChatGPT to add AI power to your testing and test automation
• Understand the limitations of the technology and where human expertise is crucial
• Gain insight into different AI-based tools
• Adopt AI-based tools to stay relevant and optimize work for developers and testers
* ChatGPT and OpenAI belong to OpenAI, L.L.C.
The document discusses various AI tools from OpenAI like GPT-3 and DALL-E 2, as well as ChatGPT. It explores how search engines are using AI and things to consider around AI-generated content. Potential SEO uses of ChatGPT are also presented, such as generating content at scale, conducting topic research, and automating basic coding tasks. The document encourages further reading on using ChatGPT for SEO purposes.
More than Just Lines on a Map: Best Practices for U.S Bike Routes
This session highlights best practices and lessons learned for U.S. Bike Route System designation, as well as how and why these routes should be integrated into bicycle planning at the local and regional level.
Presenters:
Presenter: Kevin Luecke Toole Design Group
Co-Presenter: Virginia Sullivan Adventure Cycling Association
Ride the Storm: Navigating Through Unstable Periods / Katerina Rudko (Belka G...DevGAMM Conference
Has your project been caught in a storm of deadlines, clashing requirements, and the need to change course halfway through? If yes, then check out how the administration team navigated through all of this, relocating 160 people from 3 countries and opening 2 offices during the most turbulent time in the last 20 years. Belka Games’ Chief Administrative Officer, Katerina Rudko, will share universal approaches and life hacks that can help your project survive unstable periods when there seem to be too many tasks and a lack of time and people.
This presentation was designed to provide strategic recommendations for a brand in decline. The deck also incorporates a situational assessment, including a brand identity, positioning, architecture, and portfolio strategy for the Brand.
Presentation originally created for NYU Stern's Brand Strategy course. Design by Erica Santiago & Chris Alexander.
Good Stuff Happens in 1:1 Meetings: Why you need them and how to do them wellSaba Software
According to the latest State of the American Manager report from Gallup, employees who have regular meetings with their managers are almost three times as likely to be engaged as those who don’t. These regular check-ins keep managers and employees in sync and aligned. Want to see better manager/employee relationships in your organisation? Then make an all-in commitment to 1:1 meetings. Not sure how? You’ve come to the right place.
In this webinar with Jamie Resker, Founder and Practice Leader for Employee Performance Solutions (EPS), and Teala Wilson, Talent Management Consultant at Saba Software, you’ll get the inside track on how to hold effective 1:1 meetings, including tips for getting managers on board.
• Go beyond discussing the status of everyday work to higher level topics, including recognition, performance, development, and career aspirations
• Learn how to decide meeting frequency, what to cover, as well as roles and responsibilities of the manager and employee
• Understand how managers can build trust and make it comfortable for employees to provide upward feedback
• Unite your organisation with a unified approach to 1:1 meetings
Join us for this 1-hour webinar to get practical tips for building better manager-employee relationships with intention and purpose.
About the Speakers
Jamie Resker - Founder and Practice Leader for Employee Performance Solutions (EPS)
Jamie Resker, Practice Leader and Founder of Employee Performance Solutions, is a recognized innovator in performance management. She is the originator of the-the Performance Continuum Feedback Method® and Conversations to Optimize Employee Performance training program; tools and training that reshape communications between managers and employees to drive and align performance. Jamie is on the faculty for the Northeast Human Resources Association, is a contributor to Halogen Software's Talent Space Blog, and is an editorial advisory board member for HR Examiner.
Teala Wilson - Senior Consultant, Strategic Services, Saba Software
Teala is a Talent Management Consultant at Halogen Software, now a part of Saba Software. She has worked with teams on a national and global level supporting human resources in areas such as performance management, recruitment, employee benefit programs, training and talent development, workforce planning and internal communications. Teala also has a personal passion for visual arts and design.
Want to learn more? Join us for an upcoming Product Tour!
http://bit.ly/2yitfqu
Good Stuff Happens in 1:1 Meetings: Why you need them and how to do them well
Articol Efinance martie 2010 - Creantele sufla in panzele recuperatorilor
1. E-LEGAL
riza economic` a atins
C pragul maxim în ultima
parte a anului 2009 [i în
primul trimestru din 2010.
Mediul de business conti-
nu` s` se înr`ut`]easc`, pe fondul dete-
rior`rii financiare a companiilor [i a
sc`derii lichidit`]ilor. În acest context,
furnizorii devin mai agresivi în procesul
de încasare (mul]i folosind insolven]a ca
metod` de constrângere) [i mai pruden]i
în acordarea creditului comercial.
B`ncile, companiile de leasing [i asigu-
r`ri, IFN-urile, produc`torii de materiale
de construc]ie, societ`]ile de transport,
societ`]ile de televiziune prin cablu,
companiile care asigur` servicii de
telefonie fix`, mobil` [i internet, editurile,
firmele care ofer` servicii de contabilitate,
cur`]enie etc. sunt cele care apeleaz` tot
mai des la companiile specializate în
recuperarea crean]elor.
CINE COLECTEAZ| CREAN}ELE
Cele mai mari companii din acest sector
sunt grupate în Asocia]ia de Management
al Crean]elor Comerciale (AMCC), care a
fost înfiin]at` în noiembrie 2007. Din
AMCC fac parte societ`]ile Coface, EOS
KSI, Creditreform, Kruk International,
Mellon, Cycle European, Credit Express
Financial Services, Kolcze, Iliu]` &
Asocia]ii [i Asset Portfolio Servicing.
Membrii AMCC de]in o cot` cumulat` de
80-85% pe pia]a colect`rii de crean]e
CREAN}ELE SUFL|
comerciale. Asocia]ia este condus` de
Cristian Ionescu, directorul general al
Coface România.
ÎN PÂNZELE COFACE ARE O RAT|
DE SUCCES DE 35%
RECUPERATORILOR Clien]ii Coface de pe segmentul B2C
(persoane fizice) provin din b`nci,
Anii 2010 [i 2011 vor reprezenta un apogeu pentru industria de societ`]i de telefonie mobil` [i fix`,
recuperare a crean]elor din România. Firmele de profil lucreaz` cu societ`]i de asigurare (asigurarea riscului
de neplat` în cadrul b`ncilor), societ`]i de
motoarele turate la maximum [i continu` s` fac` angaj`ri, fiind utilit`]i (enegie electric`, gaze), iar clien]ii
asaltate de cazuri noi de întârzieri de plat` din partea companiilor [i de pe segmentul B2B (persoane juridice)
a persoanelor fizice. provin din construc]ii, IT, textile,
transport, petrol [i gaz, comer] etc., ne-a
precizat Constantin Coman, managerul
departamentului de Colectare Crean]e al
Mircea FICA Coface România.
În anul 2009, compania Coface a primit pe
segmentul B2C 282.811 de cazuri de
rcuperare a crean]elor, cu o valoare total`
de 396,399 milioane de lei. Pe segmentul
40 ¦ 15 februarie - 15 martie 2010 ¦ e-FINANCE nr. 114
2. E-LEGAL
B2B au fost primite peste 1.000 de dosare,
cu valoare de 131,976 milioane de lei.
Suma total` colectat` în 2009 din cazuri
B2C a fost de 94,510 milioane de lei, iar
din cazuri B2B a fost de aproximativ 47 CIFRA DE AFACERI CONSOLIDAT| A
milioane de lei. COFACE A FOST DE PESTE 6 MILIOANE
Rata de succes pentru companii în anul DE EURO, IAR ÎN 2010 NE PROPUNEM
2009 a fost de aproximativ 35%, iar
pentru persoanele fizice de 20%,
O CIFR| DE AFACERI DE 9 MILIOANE
vechimea crean]elor fiind cuprins` între DE EURO.
120 [i 360 de zile întârziere. Constantin Coman, manager, departament de
Constantin Coman a afirmat c` tranzac- Colectare Crean]e, Coface România
]iile comerciale nu au fost numeroase în
acest an, pre]ul sc`zând pân` la limite
cuprinse între 5-15% din valoarea
portofoliului. portofoliul nostru o reprezint` creditele Deservim majoritatea b`ncilor de top din
„Cifra de afaceri consolidat` a Coface a bancare neperformante, a eviden]iat Georg România [i 90% din pia]a de telecom,
fost de peste 6 milioane de euro, iar în Kovacs, directorul general al companiei. pia]a asigur`rilor, a IFN-urilor, utilit`]ilor,
2010 ne propunem o cifr` de afaceri de 9 „Rata de succes depinde de mai mul]i dar [i alte companii din diferite domenii
milioane de euro”, a subliniat Constantin factori, cum ar fi vechimea [i valoarea de activitate.
Coman. crean]ei, informa]iile pe care le avem EOS KSI România a înregistrat în 2009 o
Coface are 56 de angaja]i pe segmentul despre debitor etc. Pentru cazurile foarte cifr` de afaceri de 11 milioane de euro.
B2C [i 12 pe segmentul B2B. early (cu o vechime de aproximativ 30-90 Societatea are 700 de angaja]i [i
de zile de la data scaden]ei), rata de succes colaboratori.
poate fi de 80-90%. În mod normal, rata
de succes scade odat` cu vechimea
EOS KSI A COLECTAT debitului, câteodat` pân` la mai pu]in de CRE{TERE SPECTACULOAS|
100 DE MILIOANE DE EURO ÎN 2009 10%”, a explicat Georg Kovacs. Acesta a PENTRU CREDITEXPRESS
specificat c` societatea pe care o conduce
a colectat în 2009 în jur de 100 miloane
În 2009, valoarea cazurilor gestionate de de euro (la fel ca în 2008), un procent mai Creditexpress Financial Services a atras
EOS KSI România a dep`[it 500 milioane ridicat provenind de la debitori persoane spre procesare 600.000 de cazuri în anul
de euro, iar o parte considerabil` din fizice. 2009, estimând o cre[tere cu aproximativ
RANDAMENT SPORIT UTILIZÂND UN SOFTWARE
PROFESIONAL DE COLECTARE CREAN}E
Studiile arat` c`, anul acesta, pia]a colect`rii de crean]e este o industrie bancare, companii de telefonie Call Center,
care au adus aplica]ia Debt Manager la un
în cre[tere datorit` num`rului mare de debitori, a falimentului [i a nivel nalt de complexitate [i maturitate.
[omajului. Serviciile care includ colectarea datoriilor vor reprezenta Compania noastr` a implementat soft-
principala opera]iune anul acesta. ware-ul s`u atât pe pia]a din România, cât
[i în Europa de Vest, Moldova [i Bulgaria.
Ne adapt`m continuu cerin]elor clien]ilor
no[tri [i pie]ei.
Acum, mai mult ca în al]i ani, companiile automat, organizarea în portofolii per Consider`m c` un astfel de software este
trebuie s` acorde o aten]ie sporit` modului agent [i tip de crean]`, Debt Manager solu]ia ideal`, care v` va ajuta s` evita]i
în care î[i gestioneaz` intern activitatea de fluidizeaz` activitatea agen]ilor [i duce la pierderile generate de neachitarea la timp
recuperare a crean]elor. Acestea trebuie s` rezultate mai bune în coordonarea a sumelor de plat`.
realizeze care sunt beneficiile utiliz`rii procesului de recuperare. Numai cu un
unui soft profesional în gestionarea software profesional se poate ob]ine Pentru detalii pute]i vizita site-ul
colect`rii crean]elor. cre[terea randamentului [i eficien]ei nostru, www.debtmanager.ro, sau ne
În acest context, compania Fasma, firma operatorilor [i se pot prelucra volume mari pute]i contacta la adresa de e-mail
specializat` în dezvoltarea de software la de date. office@fasma.com.
comand`, a lansat o nou` versiune a O astfel de solu]ie poate fi implementat`
aplica]iei sale, destinat` colect`rii de în cel mult 2 luni de zile, clien]ii putând
crean]e. Ultima versiune vine cu module s` î[i aduc` aportul la customizarea
noi, menite s` gestioneze volume mari de aplica]iei conform cerin]elor [i dorin]elor
dosare [i alocarea automat` a acestora. lor.
Printr-o orientare spre fluxuri de lucru Mul]i dintre clien]ii no[tri sunt companii
customizabile, liste de activit`]i generate în special din segmentul B2C – institu]ii
e-FINANCE nr. 113 ¦ 15 ianuarie - 15 februarie 2010 ¦ 41
3. E-LEGAL
25% a volumelor de cazuri noi în 2010. În 2009, Cycle European a avut o cifr` de
Majoritatea crean]elor provin din sectorul afaceri de peste 1,6 milioane euro, mizând
bancar [i cel al telecomunica]iilor, ne-a pe o cre[tere de 40% în acest an, printr-o
declarat directorul general al companiei, prezen]` dinamic` pe segmentul B2B [i
Valentin Petrof. Valoarea total` a achizi]ionarea unor pachete de crean]e
crean]elor recuperate de Creditexpress în comerciale. Cycle este certificat` în
2009 se ridica la 23 milioane de euro, un conformitate cu ISO 9001:2008.
procent de 11% dintre acestea provenind
din segmentul companiilor.
Majoritatea clien]ilor din portofoliul URBAN {I ASOCIA}II VREA S|
Creditexpress sunt organiza]ii active în SALVEZE CÂT MAI MULTE COMPANII
sectorul financiar-bancar, telecomunica]ii,
utilit`]i [i alte servicii.
„Estim`m c` num`rul tranzac]iilor cu Urban [i Asocia]ii are peste 24.500 de
crean]e comerciale va cre[te în 2010 pe clien]i, circa 560.000 de dosare de
fondul necesit`]ii organiza]iilor mari de incidente de neplat` a debitelor [i un rulaj
«cur`]are» a portofoliilor [i de îmbun`t`- al crean]elor de colectat ce dep`[e[te
]ire a pozi]iilor financiare”, a eviden]iat valoarea de 600 milioane de euro. „În
Valentin Petrof. 2010 estim`m o cre[tere de 30%, îns`
Creditexpress a încheiat anul 2009 cu o dup` prima jum`tate a anului”, ne-a
cifr` de afaceri de 2 milioane de euro, de declarat Ina Moldoveanu, directorul de
patru ori mai mare comparativ cu 2008. marketing [i comunicare al societ`]ii.
Echipa Creditexpress are peste 100 de Aceasta ne-a ar`tat c` rata de succes în
ESTIM|M C| angaja]i permanen]i. procedura de colectare amiabil` pe baz`
NUM|RUL de negociere a crean]elor comerciale din
TRANZAC}IILOR CU zona B2B a sc`zut anul trecut cu circa
CREAN}E CYCLE EUROPEAN MIZEAZ| PE O 20% fa]` de 2008, pentru c` s-a redus
COMERCIALE VA CRE{TERE DE 40% A VENITURILOR nivelul lichidit`]ii din economia na]ional`.
„Anticip`m faptul c`, spre jum`tatea lui
CRE{TE ÎN 2010 PE 2010, rata de succes î[i va reveni extrem
FONDUL NECESIT|}II Cycle European a administrat în 2009 de rapid. În acest sens, Urban [i Asocia]ii
ORGANIZA}IILOR peste 650.000 de cazuri de recuperare a are preg`tite câteva mii de tranzac]ii între
crean]elor, pentru 2010 estimându-se o creditori [i debitori din sectorul comercial.
MARI DE Scopul nostru este s` salv`m cât mai
cre[tere cu 10%. De remarcat c` 90% din
«CUR|}ARE» A cazurile acestei companii sunt din zona multe companii, fiind astfel un partener
PORTOFOLIILOR {I DE B2C. „În acest moment avem peste 200 de pentru debitor, mai ales în condi]iile
ÎMBUN|T|}IRE A angaja]i [i inten]ion`m s` extindem actuale, în care majoritatea lor sunt doar
personalul cu un procent de 30%”, ne-a ni[te victime colaterale ale unor jocuri
POZI}IILOR financiare pe care din p`cate nu le pot
declarat directorul general Marios
FINANCIARE. Zagoraios. influen]a”, a subliniat Ina Moldoveanu.
Valentin Petrof, Principalii clien]i Cycle European sunt Urban [i Asocia]ii are în prezent aproxi-
director general, b`ncile, IFN-urile, operatorii de telefonie mativ 250 de angaja]i [i peste 600 de
Creditexpress Financial mobil`, fix`, internet [i TV [i societ`]ile colaboratori. În ciuda crizei, agen]ia de
Services de asigur`ri. colectare a debitelor a desf`[urat activit`]i
de recrutare de personal în tot anul 2009,
activitate care continu` [i în prezent.
CASA DE AVOCATUR| COLTUC
A RECUPERAT CREAN}E
DE 34 DE MILIOANE DE EURO
Num`rul dosarelor instrumentate de c`tre
casa de avocatur` Coltuc în anul 2009 a
fost de 11.250. Valoarea crean]elor recu-
perate anul trecut a fost de 34 milioane de
euro, 85% din total provenind de la
persoane juridice, potrivit managerului
societ`]ii, avocatul Marius Vicen]iu
Coltuc. Acesta ne-a preciat c` lucreaz` la
recuperarea crean]elor de la trei b`nci
42 ¦ 15 februarie - 15 martie 2010 ¦ e-FINANCE nr. 114
4. E-LEGAL
comerciale [i asist` grupuri financiare din
Spania pentru recuperarea a 15 milioane
de euro de la firmele din România. „În
prezent avem 25 de colaboratori perma-
nen]i. Dac` num`rul dosarelor va cre[te,
vom fi nevoi]i s` angaj`m”, a men]ionat
Marius Vicen]iu Coltuc.
ASF ARE SUCCES CU SISTEMUL
DE COLECTARE DEBITE CAPONE
Advantage Software Factory (ASF),
companie româneasc` de IT specializat`
pe aplica]ii de colectare debite restante [i
CRM, a finalizat anul 2009 cu o cifr` de
afaceri a aplica]iei de colectare debite
Capone ce a dep`[it un milion de euro, cu
33% mai mult decât rulajul înregistrat în
2008. Din aceast` sum`, circa 20% a fost
ob]inut` din proiecte în afara ]`rii. Suita
CRIZA A IMPULSIONAT Capone genereaz` circa 50% din vânz`rile
CEREREA PENTRU companiei.
ASF a lansat recent [i un software dedicat
SISTEME DE COLECTARE A „Criza a impulsionat cererea pentru
gestion`rii volumelor mari de dosare [i
sisteme de colectare a debitelor restante.
DEBITELOR RESTANTE. Cre[terea se bazeaz` pe nevoia tot mai
automatiz`rii proceselor de executare
CRE{TEREA SE BAZEAZ| multor organiza]ii de a folosi un sistem de
silit`. „Chiar dac` faciliteaz` o activitate
PE NEVOIA TOT MAI de nedorit, este totu[i un produs care poate
colectare care s` ajute la recuperarea
minimiza eforturile a peste 500 de
MULTOR ORGANIZA}II DE A datoriilor [i la o reducere important` a
executori bancari, la care se adaug` mii
FOLOSI UN SISTEM DE costurilor generate de activitatea de
din administra]ia public`. Deja trei b`nci
colectare” a declarat {tefan P`un, direc-
COLECTARE CARE S| torul general al ASF.
din România s-au ar`tat interesate s`
AJUTE LA RECUPERAREA achizi]ioneze aceast` aplica]ie”, a declarat
Pentru a-[i automatiza [i eficientiza
Marian {tirbescu, Sales&Marketing
DATORIILOR {I LA O procesul de urm`rire a datornicilor, patru
Manager, ASF.
REDUCERE IMPORTANT| A clien]i noi din România au intrat în
portofoliul Capone în ultimele luni din
COSTURILOR GENERATE 2009.
DE ACTIVITATEA DE Capone de]ine pe pia]a local` o pozi]ie de
COLECTARE. lider, cu peste 50% dintre implement`rile SOLU}IA DEBTMANAGER
{tefan P`un, de sisteme de colectare în b`nci, conform REALIZAT| DE FASMA
director general, ASF estim`rilor companiei. Printre clien]i se ESTE TOT MAI SOLICITAT|
numar` ING Bank, UniCredit }iriac Bank,
Credit Europe Bank, Millennium Bank, Anul 2009 a fost foarte aglomerat pentru
Alpha Bank [i Banca Româneasc`. divizia DebtManager a firmei Fasma.
„Am realizat migr`ri la versiunea nou` la
to]i clien]ii no[tri interni [i externi,
versiune ce corespunde noilor cerin]e de
func]ionalit`]i [i de cre[tere foarte mare a
volumului de date. Se urm`re[te, într-un
mod din ce în ce mai profesionist,
îmbun`t`]irea ratei de recuperare, cu
ajutorul automatiz`rii date de aplica]iile
software”, a subliniat Anamaria Ceau[u,
Marketing Manager, Fasma. Aceasta a
observat o maturizare a pie]ei de recupe-
rare a datoriilor, a procedurilor de busi-
ness [i de legal implicate. Anul 2009 a
adus dezvolt`ri [i implement`ri noi,
pentru clien]i noi din afara ]`rii, CallPoint
Group [i InfoCredit Group, pentru utili-
zarea aplica]iei DebtManager în filialele
44 ¦ 15 februarie - 15 martie 2010 ¦ e-FINANCE nr. 114
5. E-LEGAL
ANTICIP|M FAPTUL C|, SPRE
JUM|TATEA LUI 2010, RATA DE SUCCES
Î{I VA REVENI EXTREM DE RAPID. ÎN
ACEST SENS, URBAN {I ASOCIA}II ARE
PREG|TITE CÂTEVA MII DE TRANZAC}II
ÎNTRE CREDITORI {I DEBITORI DIN
SECTORUL COMERCIAL.
Ina Moldoveanu, director de marketing [i
comunicare, Urban [i Asocia]ii
optimizarea dinamic` a cozilor, liste de tate [i robuste”, spune Anamaria Ceau[u.
activit`]i generate [i asignate automat. Fasma î[i îndreapt` aten]ia [i c`tre com-
Toate aceste func]ionalit`]i [i automatiz`ri paniile mai mici, care nu au întâmpinat
fluidizeaz` activitatea agen]ilor, ducând la pân` acum necesitatea unui software
rezultate optime în coordonarea proce- dedicat pentru recuperarea crean]elor.
sului de recuperare.
Fasma se concentreaz` în acest an pe
marile companii [i institu]ii financiare,
lor. Departamentul DebtManager a gene- care au deja implementate intern aplica]ii RESTAN}ELE POPULA}IEI
rat anul trecut vânz`ri de peste 60.000 de de recuperare a datoriilor care nu mai fac AU CRESCUT ÎNGRIJOR|TOR
euro. fa]` actualelor volume de date. „Cre[terea
DebtManager este o aplica]ie scalabil`, vitezei, randament, profitabilitate, acope-
profesional`, aflat` la a patra versiune. Ea rirea cerin]elor noi de business, realizarea Restan]ele mai mari de 30 de zile înregis-
are proceduri automate de print, notific`ri, de rapoarte BI nu se pot face decât prin trate de persoanele fizice au crescut în
SMS, fax, fluxuri de lucru customizabile, introducerea unei aplica]ii moderne, tes- ultima lun` a anului trecut cu 5,4% fa]` de
Cycle European SRL
Bucharest – North Road, No 10, Voluntari, Ilfov, Romania, 077190,
Global City Business Park, Building O21, 4th Floor
tel.: +4021 201 6090; +4021 201 6095; fax: +4021 201 6099
www.cycle.ro
Telesales & Collection Management System
Cycle European SRL a luat fiin]` în anul sistem de management al calit`]ii, care are Cycle European este membr` a Asocia-
2004, având ca suport experien]a bogat` a ca scop îmbun`t`]irea continu` a nevoilor ]iei de Management a Crean]elor Comer-
firmei Cycle Credit, lider pe pia]a gre- interne [i care îndepline[te standardul ISO ciale (AMCC) din România, asocia]ie ce
ceasc` în domeniul recuper`rii crean]elor 9001:2008 certificat de c`tre TUV are drept misiune promovarea [i pro-
prin colaborarea cu organiza]ii bancare AUSTRIA. Concept de calitate ce tejarea activit`]ii de management al
interna]ionale [i locale. reprezint` parametrul cel mai important crean]elor comerciale prin modalit`]i
Activitatea companiei din România a pentru dezvoltarea noastr` continu` [i specifice.
început în februarie 2005 [i s-a caracte- crearea unui mediu competitiv.
rizat prin dinamism, entuziasm, adapta- În prezent, în portofoliul firmei Cycle Începând cu septembrie 2008, Cycle
bilitate [i profesionalism, având dorin]a European se reg`sesc cele mai importante European este parte integrant` a Grupului
distinct` de a deveni primii în acest companii din toate sectoarele economice ICAP. Acesta este unul dintre cele mai
domeniu. În toate proiectele în care Cycle (bancar, telecomunica]ii, asigur`ri) din mari grupuri regionale de servicii pentru
European a fost implicat` a reu[it s` categoria B2C, dar [i clien]i mari din afaceri din Sud-Estul Europei.
dep`[easc` toate testele [i s` extind` toate B2B. Obiectivul [i strategia companiei
colabor`rile prin atingerea unor indicatori pentru acest an o reprezint` extinderea Ne mândrim cu faptul c` am reu[it s` ne
înal]i de performan]`. portofoliului în categoria B2B în confor- atingem obiectivul, [i anume s` devenim
mitate cu nevoile [i cerin]ele prezente ale prima op]iune pentru partenerii no[tri în
Din dorin]a de a ne diferen]ia de celelalte pie]ei în aceast` perioad` de criz` ceea ce prive[te externalizarea serviciilor
companii de colectare, am dezvoltat un economic`. nr. 113 ¦ 15 ianuarie - 15 februarie 2010 ¦ 45
e-FINANCEde colectare a crean]elor.
6. E-LEGAL
AM REALIZAT MIGR|RI
LA VERSIUNEA NOU|
LA TO}I CLIEN}II
NO{TRI INTERNI {I
EXTERNI, VERSIUNE CE
CORESPUNDE NOILOR
CERIN}E DE
FUNC}IONALIT|}I {I DE
CRE{TERE FOARTE
MARE A VOLUMULUI DE
DATE.
Anamaria Ceau[u,
Marketing Manager, Fasma
luna anterioar`, la 2,84 miliarde de lei (671,7 milioane de euro),
volumul total al restan]elor majorându-se de aproape trei ori în
întregul an 2009.
Astfel, în decembrie 2009, restan]ele popula]iei mai mari de 30
de zile au crescut cu 144,5 milioane lei, de la 2,7 miliarde lei
în noiembrie, conform datelor de la Biroul de Credit,
centralizate de BNR. În acela[i timp, fa]` de finalul lui 2008,
când însumau 981,2 milioane de lei, sumele restante la creditele
popula]iei au crescut de 2,9 ori.
Dup` moneda în care a fost acordat
creditul, cea mai mare sum` a
restan]elor este pe segmentul în
moneda na]ional`, de 1,83 miliarde
de lei la final de decembrie, în
cre[tere de 2,5 ori comparativ cu
nivelul din decembrie 2008.
Volumul restan]elor la credite în
moned` european` a ajuns la finalul
anului trecut la 869,5 milioane de
lei, în cre[tere de 3,9 ori fa]` de
2008, în timp ce restan]ele la credite
în moned` american` se situau la
11,1 milioane de lei.
Cea mai rapid` cre[tere a fost
înregistrat` de restan]ele creditelor
în „alte monede”, acestea fiind în
mare parte împrumuturi în franci
elve]ieni, care au sporit de [apte ori
în perioada ianuarie-decembrie
2009, la 133,9 milioane de lei.
În func]ie de categoria de întârziere, partea cea mai important`,
de 2,2 miliarde de lei, o reprezint` sumele restante aferente
întârzierilor de peste 90 zile.
Totodat`, num`rul restan]ierilor a crescut în decembrie cu
27.401, la 683.308 persoane, de la 655.907 în noiembrie.
ETAPELE RECUPER|RII CREAN}ELOR
Etapa prealabil – Mandat de reprezentare
Etapa I – Analiza actelor
Etapa II – Procedura amiabil
Etapa III – Procedura judiciar
Etapa IV – Procedura prealabil executrii silite
Etapa V – Procedura executrii silite
46 ¦ 15 februarie - 15 martie 2010 ¦ e-FINANCE nr. 114