This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we provide a rundown of the new products introduced on the firms’ websites in the second quarter of 2015, and highlight their key features.
Annuity and Life Insurance Product Update - Q3 2015Corporate Insight
This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we provide a rundown of the new products introduced on the firms’ websites in the third quarter of 2015, and highlight their key features.
Annuity and Life Insurance Product Update - Q4 2014 Corporate Insight
This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services (see full coverage list on next slide).
Inside, we rundown the new products introduced on the firm’s websites in the fourth quarter of 2014 and highlight their key features.
Annuity and Life Insurance Product Update - Q1 2014Corporate Insight
This presentation reviews the new product releases from the annuity carriers and life insurers we cover in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we review the new products introduced in the first quarter of 2014.
ITShades.com has been founded with
the singular aim of engaging and
enabling the best and brightest of
businesses, professionals and
students with opportunities,
learnings, best practices,
collaboration and innovation from IT
industry.
This document brings together a set
of latest data points and publicly
available information relevant for
Insurance Industry. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
Annuity and Life Insurance Product Update - Q3 2015Corporate Insight
This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we provide a rundown of the new products introduced on the firms’ websites in the third quarter of 2015, and highlight their key features.
Annuity and Life Insurance Product Update - Q4 2014 Corporate Insight
This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services (see full coverage list on next slide).
Inside, we rundown the new products introduced on the firm’s websites in the fourth quarter of 2014 and highlight their key features.
Annuity and Life Insurance Product Update - Q1 2014Corporate Insight
This presentation reviews the new product releases from the annuity carriers and life insurers we cover in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we review the new products introduced in the first quarter of 2014.
ITShades.com has been founded with
the singular aim of engaging and
enabling the best and brightest of
businesses, professionals and
students with opportunities,
learnings, best practices,
collaboration and innovation from IT
industry.
This document brings together a set
of latest data points and publicly
available information relevant for
Insurance Industry. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
This document brings together a set
of latest data points and publicly
available information relevant for
Insurance Industry. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
What is the Enterprise Finance Loan Guarantee Scheme?BizSmart Select
This is a government back scheme that’s been around for a long time to help small businesses get finance. We will look at what how it works and how and why it can be used. We will also look at why banks are often not very keen and will dispel some of the myths circulating about being miss-sold an EFG.
This document brings together a set
of latest data points and publicly
available information relevant for
Business services. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
On-demand insurance, unlike traditional insurance, offers flexibility in policy terms and pricing. It is a more customized and personalized offering and can be purchased using a smartphone without needing an agent or a broker intervention.
This white paper explains the background that led to the rise of this model, the mode of operation, pros and cons, and what the future holds for on-demand insurance.
The Global Affinity Finance Club is
Finaccord’s quarterly newsletter about
affinity financial services worldwide.
Through this, Finaccord publishes top
line information about key strategic
developments in affinity and partnership marketing of financial services
around the world, segmented between
affinity insurance news, bancassurance
news and affinity banking news.
This service differs from that provided
by other research companies because
its focus is genuinely global, often
translating news that only appears in
languages other than English. In addition, it concentrates exclusively on
affinity and partnership marketing
strategy.
Affinity and partnership marketing
strategy is an important component of
general distribution strategy for a majority of large banks and insurance
companies serving consumers and
small businesses as successful partnerships potentially allow them to access
groups of customers that they cannot
always reach by themselves.
If you would like to join Finaccord’s
Global Affinity Finance Club, contact
us by telephone or send us an email to
info@finaccord.com. Thereafter, each
quarter, we will send you a link to the
page of our website with fresh news
and future editions of this document.
This document brings together a set
of latest data points and publicly
available information relevant for
Insurance Industry. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
What is the Enterprise Finance Loan Guarantee Scheme?BizSmart Select
This is a government back scheme that’s been around for a long time to help small businesses get finance. We will look at what how it works and how and why it can be used. We will also look at why banks are often not very keen and will dispel some of the myths circulating about being miss-sold an EFG.
This document brings together a set
of latest data points and publicly
available information relevant for
Business services. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
On-demand insurance, unlike traditional insurance, offers flexibility in policy terms and pricing. It is a more customized and personalized offering and can be purchased using a smartphone without needing an agent or a broker intervention.
This white paper explains the background that led to the rise of this model, the mode of operation, pros and cons, and what the future holds for on-demand insurance.
The Global Affinity Finance Club is
Finaccord’s quarterly newsletter about
affinity financial services worldwide.
Through this, Finaccord publishes top
line information about key strategic
developments in affinity and partnership marketing of financial services
around the world, segmented between
affinity insurance news, bancassurance
news and affinity banking news.
This service differs from that provided
by other research companies because
its focus is genuinely global, often
translating news that only appears in
languages other than English. In addition, it concentrates exclusively on
affinity and partnership marketing
strategy.
Affinity and partnership marketing
strategy is an important component of
general distribution strategy for a majority of large banks and insurance
companies serving consumers and
small businesses as successful partnerships potentially allow them to access
groups of customers that they cannot
always reach by themselves.
If you would like to join Finaccord’s
Global Affinity Finance Club, contact
us by telephone or send us an email to
info@finaccord.com. Thereafter, each
quarter, we will send you a link to the
page of our website with fresh news
and future editions of this document.
Slide che Filippo d'angelo dell'inps ha utilizzato per tenere il seminario online sui dati perti dell'INPS per Dati.gov.it
qui maggiori info: http://www.dati.gov.it/content/terzo-ciclo-di-seminari-online-sui-dati-aperti
Acqua, gestione di piscine, centri benessere, strutture ricettive e ricreative - Convegno promosso del Centro Servizi Lapideo il 21 marzo alle Terme di Premia
What a great time we had at Pack 79's 2012 Blue & Gold Dinner. Thanks to Laurie & Chris Igo for taking care of everything and for showing us what resourcefulness is really all about.
If you didn't get to see the slideshow, here is a copy of it for you. I've never used slideshare before, I hope this works for everyone. ~Carrie cesylvester@verizon.net
Annuity and Life Insurance Product Update - Q2 2013Corporate Insight
This presentation is based on research from our quarterly Annuity and Life Insurance Product Update series on the Corporate Insight Blog. The blog articles review the new product releases from the annuity carriers and life insurers we cover in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we review the new products introduced in the
second quarter of 2013.
Annuity and Life Insurance Product Update - Q1 2016Corporate Insight
This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services. Inside, we provide a rundown of the new products introduced on the firms’ websites in the first quarter of 2016 and highlight their key features.
Annuity and Life Insurance Product Update - Q2 2016Corporate Insight
This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services. Inside, we provide a rundown of the new products introduced on the firms’ websites in the second quarter of 2016 and highlight their key features.
Annuity and Life Insurance Product Update - Q3 and Q4 2016Corporate Insight
This slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we provide a rundown of the new products introduced on the firms’ websites in the second half of 2016 and highlight their key features.
Annuity and Life Insurance Product Update - Q2 2017Corporate Insight
This slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we provide a rundown of new products introduced on the firms’ websites in the second quarter of 2017 and highlight their key features.
Annuity and Life Insurance Product Update - Q2 2014Corporate Insight
This quarterly slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services (see full coverage list on next slide).
Inside, we rundown the new products introduced on the firm’s websites in the second quarter of 2014 and highlight their key features.
Annuity and Life Insurance Product Update - Q1 2017Corporate Insight
This slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services. Inside, we provide a rundown of the new products introduced on the firms’ websites in the first quarter of 2017 and highlight their key features.
In this free slide deck, we examine new product releases from annuity carriers and life insurers covered in Corporate Insight’s
Annuity Monitor and Life Insurance Monitor research services. These include new releases from Allianz, Fidelity, Lincoln and Prudential. We provide a rundown of all new products released in the second quarter of 2019 and highlight their key features.
Annuity and Life Insurance Product Update - Q3 2017Corporate Insight
This slide deck examines new product releases from annuity carriers and life insurers covered in Corporate Insight’s Annuity Monitor and Life Insurance Monitor research services.
Inside, we provide a rundown of new products introduced on coverage group firms’ websites in the third quarter of 2017 and highlight their key features.
Annuity and Life Insurance Product Update - Q1 2015Corporate Insight
Our quarterly Annuity and Life Insurance Product Update reviews new products released by annuity carriers and life insurers over the last quarter. This slide deck reviews the new annuity and life insurance products introduced in the first quarter of 2015.
Annuity and Life Insurance Product Update Q3 & Q4 2018Corporate Insight
This slide deck examines product releases from annuity carriers and life insurers covered in Corporate Insight's Annuity Monitor and Life Insurance Monitor research services. We provide a rundown of new products introduced on coverage group firms' websites in the second half of 2018 and highlight their key features.
Annuity and Life Insurance Product Update - Q2 2018Corporate Insight
This slide deck examines new product releases from annuity carriers and life insurers covered in our Annuity Monitor and Life Insurance Monitor research services.
Inside, we provide a rundown of the new products introduced on the firms’ websites in the second quarter of 2018 and highlight their key features.
The 13
th annual Annuity Monitor Awards Report highlights the best digital annuity tools and features offered
by firms in six key areas: Retirement Education Resources, Retirement Saving Calculators, Account Owner
Document Centers, Account Owner Self Service Capabilities, Advisor Search and Book of Business.
Announcing the Gold Medal Winners of the Advisor Monitor AwardsCorporate Insight
The 18th annual Asset Management Monitor Advisor Awards Report offers a broad benchmarking of advisor websites across five key categories: Fund Profiles, Homepages, Commentary and Thought Leadership, Retirement Tools, and Literature Centers. We provide best in class examples for each of the
topics covered and explain why we consider these offerings to be industry leaders.
The 18th annual Asset Management Monitor – Investor Awards Report offers a broad benchmarking of investor websites across five key categories: Public Homepages, Secure Site Homepages, Fund Profile Pages, Help Center and Virtual Assistance, and Retirement Planning Calculators.
This quarter, we are proud to present our first Digital Advice Awards Report, detailing the best features of
robo advisor offerings and functionalities across seven key areas. In our analysis, we review the following
offerings and capabilities for the 16 firms in the Digital Advice Monitor coverage group: Product Offering;
Investor Questionnaire; Account Information; Goal Progress Tracking; Holistic Portfolio Analysis; Fund &
Account Transfers; and Mobile Capabilities. Each category includes a distinct set of attributes and criteria
based on our proprietary Digital Advice Audit that we use to assess and rank firms.
Property and Casualty Insurance Monitor Awards PreviewCorporate Insight
The eighth annual P&C Insurance Monitor Awards Report highlights the best digital capabilities offered by insurers in five key areas: Public Site Homepages, Policyholder Site Homepages, Bill Pay, Homeowners Quote Tools and Mobile App Roadside Assistance. We provide best-in-class examples for each of the topics covered and explain why we consider these offerings to be industry leaders.
In this free slide deck, we examine new product releases from annuity carriers and life insurers covered in Corporate Insight’s Annuity Monitor and Life Insurance Monitor research services. These include new releases from Lincoln Financial, Nationwide and Prudential. We provide a rundown of all new products released in the first quarter of 2019 and highlight their key features.
The mobile channel has become a strategic priority for financial services firms looking to attract and retain younger clients. Nearly all large and mid-sized financial intuitions allocate sizeable budgets devoted to improving their mobile properties, focusing on mobile app enhancements. In 2018, Corporate Insight’s Mobile Monitor service saw banks, card providers, brokerages and asset management firms update their app capabilities at a rapid pace.
This slide deck examines new product releases from 11 credit card carriers in the Credit Card Monitor coverage group over the course of 2018. We highlight basic fee information, rewards criteria and specific standout features unique to each card product offering.
Corporate Insight is proud to unveil our 15th annual Asset Management Monitor – Advisor Awards, offering a broad benchmarking of the advisor websites across six key categories: Advisor Homepages, Commentary & Thought Leadership, Literature Order Systems, Multimedia, Investor Education and New Tools.
As in past years, we assign the gold medal to firms that present exceptional offerings within given categories. We award a silver medal for firms that offer similar value but lack some of the outstanding attributes and functions of the best offerings. We give the bronze medal to firms that offer a unique or noteworthy version of a feature but do not meet our highest standards for a given category. In this slide deck, we highlight the gold medal winners across all categories.
Corporate Insight is pleased to present our sixth annual Property and Casualty Insurance Monitor Awards, in which we highlight the top features on websites and mobile apps among our coverage group. This year, we benchmark industry leaders across six critical, high-level categories, awarding gold, silver and bronze medals based on how well firms meet our criteria.
We reserve the gold medal for site or app features that offer an exceptionally valuable service in an efficient, logical design. We present the silver medal for features of similar value with a few small drawbacks. Finally, we award a bronze medal for those features that are admittedly imperfect but still offer clients a noteworthy service. In this slide deck, we highlight the gold medal winners across all categories.
With 2017 coming to a close, we present the second annual Healthcare Monitor Awards, offering an analysis of the state of the health insurance industry in terms of the best digital resources available to members. This year we benchmark industry leaders across six critical categories, awarding gold, silver and bronze medals based on how well firms meet our criteria.
The gold medal is reserved for capabilities that offer an exceptionally valuable service to members in a user-friendly interface. The silver medal recognizes resources that offer strong functionalities while suffering from a few small flaws. Finally, the bronze medal goes to resources that, though imperfect, offer members an excellent or uniquely valuable service. In this slide deck, we highlight the gold medal winners across all categories.
Corporate Insight is pleased to introduce the results of our sixth annual Life Insurance Monitor Awards. We benchmark the life insurance industry across six critical categories in which we award gold, silver and bronze medals.
As in past years, the gold medal is reserved for exceptionally valuable services. We award the silver medal for features with similar value that lack some of the outstanding attributes and functions of the best offerings. The bronze medal recognizes firms with a strong or unique service that do not meet the highest standards in the category. In this slide deck, we highlight the gold medal winners across all categories. These medals reveal where the insurance industry is succeeding in the development of digital features.
Our analysis focuses only on specific attributes and does not attempt to rate the overall quality of the sites or apps that we review. Excellence in select areas may earn firms some distinction in this report, but readers should keep in mind that medals are awarded for highly focused, individual categories and are not intended as general endorsements.
Annuity and Life Insurance Product Update - Q4 2017Corporate Insight
This slide deck examines new product releases from annuity carriers and life insurers covered in Corporate Insight’s Annuity Monitor and Life Insurance Monitor research services. Inside, we provide a rundown of new products introduced on coverage group firms’ websites in the fourth quarter of 2017 and highlight their key features.
Corporate Insight is pleased to introduce the results of our 11th annual Annuity Monitor Awards. We benchmark the annuity industry across six critical categories, awarding gold, silver and bronze medals in each based on how firms meet our criteria.
As in past years, the gold medal is reserved for exceptionally valuable services. The silver medal rewards features with similar value that lack some of the outstanding attributes and functions of the best offerings. The bronze medal recognizes firms with a strong or unique service that do not meet the highest standards in the respective category.
Our analysis focuses only on specific attributes and does not attempt to rate the overall quality of the sites or apps that we review. Excellence in select areas may earn firms some distinction in this report, but readers should keep in mind that medals are awarded for highly focused, individual categories and are not intended as general endorsements.
This slide deck examines new product releases from 11 credit card carriers in the Credit Card Monitor coverage group over the course of 2017. We highlight basic fee information, rewards criteria and specific standout features unique to each card and include a chart showing what firms feature which digital payment services for their product offerings.
This slide deck examines new product releases from 11 credit card carriers in the Credit Card Monitor coverage group in the first half of 2017. Inside, we highlight basic fee information, rewards criteria and specific standout features unique to each card and include a chart showing what firms feature which digital payment services for their product offerings.
The mobile channel is increasingly important to retail financial services firms. This is driven by a variety of factors, including the widespread adoption of smartphones, more powerful phone operating systems and,
crucially, the rise of Millennial customers.
In our February 2016 survey of online investors, 71% of Millennials indicated that they had logged into their
brokerage account using a mobile device in the past 12 months, compared to 44% of Baby Boomers. Further,
51% of Millennials said that their brokerage firm’s mobile capabilities were “very important” or “extremely
important” to them, versus 23% of Baby Boomers. Our recent surveys of retirement plan participants and bank
customers show similar generational differences. Collectively, these surveys suggest mobile will increasingly define the digital experience for financial services as Millennials become the industry’s core customer base.
To accommodate changing customer demographics and the growing significance of the mobile experience, we expect financial services firms to continue to enhance their apps this year. Developments may include 3D Touch and leveraging such cutting edge capabilities as artificial intelligence (AI), voice technology and expanded biometric authentication techniques. Some will likely introduce more personalized content and offer easier access to key account information (e.g., pre-login), making it simpler for clients to interact with them. In this annual mobile trends
review, we explore these and other trends and innovations that are likely to shape the mobile experience this year and beyond.
Corporate Insight is pleased to introduce the results of our fifth annual Life Insurance Monitor Awards. We benchmark the life insurance industry across six critical categories. Within each of these categories, we award Monitor Awards in gold, silver and bronze assessing how firms meet our criteria.
As in past years, the Gold Medal is reserved for exceptionally valuable services. We award the Silver Medal to features with similar value that lack some of the outstanding attributes and functions of the best offerings. The Bronze Medal recognizes firms with an excellent or unique service that do not meet the highest standards in the respective category.
Corporate Insight is pleased to present our fifth annual Property and Casualty Insurance Monitor Awards, in which we highlight the top websites and mobile features of P&C Insurance Monitor firms. This year, we benchmark industry leaders across six critical, high-level categories, awarding gold, silver and bronze medals based on how well firms meet our criteria.
Corporate Insight is proud to unveil our fifteenth annual Mutual Fund Monitor – Advisor Awards, offering a broad benchmarking of the advisor websites across six key categories: Advisor Homepages, Literature Order Systems, Practice Management Resources, Multimedia, Commentaries & Thought Leadership and New or Improved Tools.
As in past years, we assign the Gold Medal to firms that present exceptional offerings within given categories. We award a Silver Medal for firms that offer similar value but lack some of the outstanding attributes and functions of the best offerings. We give the Bronze Medal to firms that offer a unique or noteworthy iteration but do not meet our highest standards for a given category
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the what'sapp contact of my personal vendor.
+12349014282
#pi network #pi coins #legit #passive income
#US
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
This presentation poster infographic delves into the multifaceted impacts of globalization through the lens of Nike, a prominent global brand. It explores how globalization has reshaped Nike's supply chain, marketing strategies, and cultural influence worldwide, examining both the benefits and challenges associated with its global expansion.
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Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the what'sapp contact of my personal pi vendor
+12349014282
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the what'sapp number of my personal pi merchant who i trade pi with.
Message: +12349014282 VIA Whatsapp.
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
2. ABOUT CORPORATE INSIGHT
Connect With Us
Corporate Insight provides competitive intelligence and user experience research to the nation’s
leading financial institutions. For over 20 years, the firm has tracked technological developments in the
financial services industry, identifying best practices in online banking and investing, online insurance,
mobile finance, active trading platforms, social media and other emerging areas. There are no
assumptions in Corporate Insight’s work – we use live accounts at all of the firms we research, providing
our clients with unparalleled, unbiased intelligence on the competition.
JOAN KAGAN
Senior Research Associate
(646) 751-6968
jkagan@corporateinsight.com
MEDIA INQUIRIES
Joshua Grandy, PR Manager
(646) 876-7524
pr@corporateinsight.com
Press Coverage
3. TABLE OF CONTENTS
Introduction
Annuities
o Athene Ascent
o Athene Performance Elite
o AXA RMD WealthGuard Guaranteed Minimum Death Benefit
o Lincoln OptiBlend Fixed Indexed Annuity
o MetLife Retirement Income Insurance QLAC
o Nationwide New Heights
o Pacific Life Secure Income QLAC
o Pacific Life Pacific Index Dimensions
Life Insurance
o AXA BrightLife Protect Survivorship
o John Hancock Vitality
o Lincoln AssetEdge VUL
o Lincoln WealthAdvantage
o MetLife Premier Accumulator Universal Life
o Northwestern Mutual Accelerated Care Benefit
o Pacific Life Pacific Indexed Accumulator Protector
o Pacific Life Pacific Indexed Accumulator 4
o The Principal Variable Universal Life Income III
Corporate Insight Syndicated Studies
Corporate Insight Thought Leadership
About the Author
5. INTRODUCTION BACKGROUND
This quarterly slide deck
examines new product
releases from annuity carriers
and life insurers covered in
our Annuity Monitor and Life
Insurance Monitor research
services (see full coverage list
on next slide).
Inside, we provide a rundown
of the new products
introduced on the firms’
websites in the second
quarter of 2015, and highlight
their key features.
6. FIRMS COVERED
Below is a list of the firms we track on a daily basis for our Annuity
Monitor and Life Insurance Monitor research services:
Annuity Monitor Life Insurance Monitor
o Allianz Life
o Athene
o AXA
o Fidelity
o Guardian Life
o Jackson
National
o John Hancock
o Lincoln
Financial
o MassMutual
o MetLife
o Nationwide
o New York Life
o Pacific Life
o The Principal
o Prudential
o TIAA-CREF
o Transamerica
o Vanguard
o Voya
o AXA
o Genworth
Financial
o John Hancock
o Liberty Mutual
o Lincoln
Financial
o MassMutual
o MetLife
o Nationwide
o New York Life
o Northwestern
Mutual
o Pacific Life
o The Principal
Financial
o Prudential
o USAA
INTRODUCTION
8. ATHENE ASCENTANNUITIES
In April, Athene introduced Athene Ascent, a fixed indexed annuity
product suite offering both fixed interest and indexed interest credits
with a guaranteed contract value.
o Ascent 5 has a five-year withdrawal charge period.
o Ascent 10 is designed for longer-term savings with a ten-year withdrawal charge
period.
Optional Athene Income Aspect Rider is available for Ascent 10, with a 10%
simple interest crediting rate to the Income Base.
9. ATHENE PERFORMANCE ELITEANNUITIES
The firm introduced the Athene Performance Elite fixed indexed annuities
product suite in June.
Athene Performance Elite consists of 10- and 15-year fixed indexed annuities,
as well as an Athene Performance Elite Plus product with additional liquidity.
The products offer four indexed strategies and provide free withdrawal
privileges beginning in the second contract year, a confinement waiver and
terminal illness waiver.
The Athene Performance Elite Plus includes a liquidity rider at an additional
fee, enhanced withdrawals and return of premium benefit.
10. AXA RMD WEALTH GUARD GUARANTEED MINIMUM
DEATH BENEFIT
ANNUITIES
AXA RMD Wealth Guard, introduced in May, is a guaranteed minimum death
benefit added to the existing Retirement Cornerstone variable annuity product.
The benefit provides a solution to the Required Minimum Distribution
stipulation by guaranteeing the initial investment as a legacy transfer to the
beneficiary.
As long as policy holders do not take more than their RMDs, a locked-in
amount is guaranteed to beneficiaries even if the Protected Benefit Account
Value decreases.
The Protected Benefit Account Value also matches market increases.
RMD Wealth Guard has a refund feature in case market performance and RMD
withdrawals run the policy to zero before the policy holder passes away.
11. LINCOLN OPTIBLEND FIXED INDEXED ANNUITYANNUITIES
The firm unveiled this deferred fixed indexed annuity product in June.
OptiBlend Fixed Indexed Annuity features four interest crediting strategies:
o Fixed account tied to the S&P 500
o 1-year Point-to-Point Cap account tied to the S&P 500
o Performance triggered indexed account tied to the S&P 500
o Volatility-Controlled Point-to-Point indexed account tied to a risk controlled version
of the S&P 500 Index
The product also features a seven- and ten-year surrender charge period and
income bonuses at five and ten years.
12. METLIFE RETIREMENT INCOME INSURANCE QLACANNUITIES
MetLife announced the availability of this qualifying longevity annuity contract
designed for the institutional market for qualified defined contribution
retirement plans.
Plan participants can allocate a portion of their DC plan balance for the
purchase of this deferred income annuity.
The product features two payment options:
o Lifelong Income for One
o Lifelong Income for Two
An optional inflation protection feature allows clients to choose to have
payments increase by 1%, 2% or 3% each year.
13. NATIONWIDE NEW HEIGHTSANNUITIES
The firm enhanced the existing fixed index annuities New Heights product suite
in June.
Nationwide added additional index options, including the JP Morgan
MOZAICSM Index allocation strategy.
o Nationwide New Heights is the only fixed index annuity offering this index
allocation strategy.
The firm also introduced additional product flexibility through new 9-year and
12-year product options.
14. PACIFIC LIFE SECURE INCOME QLACANNUITIES
Pacific Life announced in April that IRA owners can now purchase the
existing Pacific Secure Income product as a qualified longevity contract.
15. PACIFIC LIFE PACIFIC INDEX DIMENSIONSANNUITIES
Pacific Life introduced the Pacific Index Dimensions fixed indexed annuity in
June.
The product offers:
o Index-linked crediting options based on the S&P 500 and MSCI EAFE
o A seven-year surrender charge schedule
o An Enhanced Participation Rate option
o An optional Guaranteed Minimum Withdrawal benefit
The product is available only for agents and agencies that contract with the
company through the Pacific Life Producer Alliance Program.
17. AXA BRIGHTLIFE PROTECT SURVIVORSHIPLIFEINSURANCE
AXA’s BrightLife Protect Survivorship indexed universal life insurance product
was introduced in June.
The product joined the firm’s existing BrightLife indexed universal life
insurance products.
BrightLife Protect Survivorship offers a traditional Fixed Account and a Select
Account that earn interest based on one-year, point-to-point performance of
the S&P 500 Price Return Index.
18. JOHN HANCOCK VITALITYLIFEINSURANCE
In April, John Hancock became the first U.S. insurer to offer products in
partnership with Vitality, utilizing its health tracking and lifestyle
rewards technology.
The firm currently offers two products with Vitality:
o Term with Vitality
o Protection UL with Vitality
John Hancock provided new information on the public and advisor sites, as
well as on two new dedicated microsites: JHRewardsLife, aimed at prospects,
and JHRedefiningLife, aimed at advisors.
19. LINCOLN ASSETEDGE VUL
The firm introduced 2015 versions of the existing Lincoln AssetEdge VUL and
Lincoln AssetEdge Exec VUL products in June.
AssetEdge VUL features three one-year point-to-point indexed account
options tied to the S&P 500, fixed account and over 80 variable investment
options.
LIFEINSURANCE
20. LINCOLN WEALTHADVANTAGE
Lincoln WealthAdvantage, introduced in June, is an indexed universal life
insurance product with three indexed account options:
o High Participation Account
o Capped Account
o Uncapped Account
Three death benefits are also available.
Clients can thus balance upside potential with guaranteed features, including
a guaranteed interest bonus beginning in year 16 regardless of S&P
performance, and a guaranteed one percent minimum interest rate.
LIFEINSURANCE
21. METLIFE PREMIER ACCUMULATOR UNIVERSAL LIFELIFEINSURANCE
The universal life insurance product was launched June 1.
Premier Accumulator Universal Life (PAUL) offers access to more cash value
faster than traditional life insurance policies, competitive long-term non-
guaranteed cash value accumulation and death benefit protection.
Qualified applicants for the new policy who have a MetLife Enhanced Rate
Plus can boost their rating class from standard to preferred or elite.
Information is provided in a dedicated advisor microsite.
22. NORTHWESTERN MUTUAL ACCELERATED CARE BENEFITLIFEINSURANCE
The Accelerated Care Benefit, introduced in May, is available for all new whole
life insurance policies.
The optional benefit allows clients to access the death benefit for long-term
care expense reimbursement that is tax free, eligible for additional
reimbursement as the policy grows and features guaranteed level premiums.
23. PACIFIC LIFE PACIFIC INDEXED ACCUMULATOR 4LIFEINSURANCE
The existing indexed universal life policy was enhanced in April.
Pacific Indexed Accumulator 4 now offers clients the option to select from
three riders:
o Accidental Death Rider
o Owner Waiver of Charges Rider
o Payor Waiver of Charges Rider
24. PACIFIC LIFE PACIFIC INDEXED ACCUMULATOR
PROTECTOR
LIFEINSURANCE
The firm introduced the indexed universal life product in April.
Pacific Indexed Accumulator Protector (PIA Protector) offers:
o Flexible premiums
o Chronic illness protection at no additional cost
o An optional no-lapse guarantee
o Cash value potential
PIA Protector is positioned as a low-premium product focused on
death benefit protection.
25. THE PRINCIPAL VARIABLE UNIVERSAL LIFE INCOME III
The firm introduced enhancements to the existing VUL Income III product in
June.
Principal Variable Universal Life Income III is accumulation-focused, with seven
Principal Lifetime Accounts and Principal Strategic Asset Management
Portfolios choices and automatic income options.
The enhancements include increased target premiums up to 15%.
LIFEINSURANCE
26. CORPORATE INSIGHT SYNDICATED STUDIESCORPORATEINSIGHTSYNDICATEDSTUDIES
The Changing Face of Financial Advice - 2015 and Beyond
The Changing Face of Financial Advice: 2015 and Beyond analyzes the challenges that financial advisors face in
serving their clients, opportunities that exist for improving current customer satisfaction and acquiring new clients,
and how the FA-client relationship is poised to evolve due to industry, demographic and technological factors.
In the study, we offer in-depth analysis of the industry's challenges and provide detailed recommendations to help
wealth management firm executives plan for and succeed in the uncertain times ahead.
Release Date: April 2015 | Download Study Preview
Transcending the Human Touch: Onboarding and Product
Strategy for Automated Investment Advice
Transcending the Human Touch is our new study focusing on investing and personal finance-related fintech
startups. This examines the strategies and best practices for new client onboarding and delivering online advice
with little or no human touch.
The second half of the report offers our analysis of the challenges that companies face when delivering advice
online without a human intermediary and provides recommendations for addressing these issues.
Release Date: August 2014 | Download Study Preview
The Millennial Shift: Financial Services and the Digital Generation
With 80 million members, the Millennial generation is the largest in the history of the United States. While this
represents a potentially huge opportunity for financial services firms, Millennials also pose a clear challenge to the
industry’s traditional marketing strategies and business models. They have different preferences from their Boomer
parents, particularly when it comes to financial products, technology and the way they interact with companies.
This study will help financial services marketers, product managers and strategists better understand Millennials
and identify effective tactics for marketing to and serving these individuals.
Release Date: April 2014 | Download Study Preview
27. CORPORATE INSIGHT THOUGHT LEADERSHIP
User Insights Vol. 3: Retirement Plan Websites Disappoint Millennial Participants
Our latest User Insights usability study analyzes the DC plan platform’s UX strengths and weaknesses from the
perspective of actual Millennial participants, and provides test results for four leading defined contribution plan
providers: Fidelity, J.P., TIAA-CREF and VALIC.
Online Communities Across Financial Services: American Express, Bank of America and TIAA-CREF
This slide deck examines the design and capabilities offered by each firm’s online community, with a focus on
noteworthy site features. We also provide tips for financial services firms looking to improve their online
communities.
The Complete Bitcoin User Experience: Mining, Exchanges, Wallets and Beyond
This study provides a detailed analysis of how Bitcoins are created, traded and stored. The study includes reviews of
the top websites and online services driving the Bitcoin marketplace including Slush’s Pool, Blockchain.info and
Coinbase, among others.
2014 Mobile Finance Trends and Innovations
This study draws on our ongoing tracking of the industry, as well as relevant developments outside of the financial
services space. The study includes commentary on mobile developments, key takeaways for financial services firms
and thoughts on what is next for mobile finance.
Senior Citizens & Mobile Finance: Design & Support Solutions to Empower the Senior Set
Using CI’s user-testing expertise and ongoing mobile finance research, this slide deck highlights specific areas where
seniors may struggle with financial services apps, and offers design and support solutions that will give this valuable
audience the comfort and confidence to engage in mobile finance.
CORPORATEINSIGHTTHOUGHTLEADERSHIP
28. ABOUT THE AUTHORABOUTTHEAUTHOR
Joan Kagan
Senior Research Associate
Annuity Monitor and Life Insurance Monitor
Joan Kagan is a Senior Research Associate for Corporate Insight’s Annuity
Monitor and Life Insurance Monitor research services. She has conducted
extensive research on the annuity and life insurance industries, examining
the online platforms, customer service capabilities and technological
innovations offered to prospective investors, clients and financial
professionals. This quarterly study is the result of Joan’s ongoing research
into product releases from leading annuity and life insurance providers.
Joan graduated cum laude from New York University in 2013.
Contact Joan Kagan:
(646) 751-6968
jkagan@corporateinsight.com
Connect with Joan
Connect with CI
Annuity Monitor and Life Insurance Monitor are service marks of Corporate Insight, Inc.; all rights reserved.