Redefining distribution channels through open innovation: Lessons from Mobi...Otto Muba
Open service innovation model has in recent years attracted the attention of both practitioners and academia. In essence, the practice of open innovation is a result of recognizingthe enormous potential for developing innovative products beyond the internal capacity of a firm. Based on literature review, this paper discusses the concept of open innovation and subsequently applies the framework to describe and draw lessons from mobile financial services in Tanzania. A case study of the partnership between National Microfinance Bank (NMB) and a mobile network op-erator - Vodacom Tanzania is presented. From this case it is vivid that open innovation approach has been key to redefining the distribution channel of the bank, which subsequently has the po-tential to benefit all stakeholders involved. Finally, by reflecting on the essence and impact of open innovation as illustrated by NMB and Vodacom case, the paper presents key lessons that may be relevant for SMEs and SME policy.
Spectrum Sharing and Licensed Shared Access (LSA) Study: Discussion and recom...techUK
Presentation from the UK Spectrum Policy Forum Plenary meeting on 14th July 2015.
Presented by Tony Lavender, CEO, Plum Consulting and Tim Hogg, Analyst, Plum Consulting
Redefining distribution channels through open innovation: Lessons from Mobi...Otto Muba
Open service innovation model has in recent years attracted the attention of both practitioners and academia. In essence, the practice of open innovation is a result of recognizingthe enormous potential for developing innovative products beyond the internal capacity of a firm. Based on literature review, this paper discusses the concept of open innovation and subsequently applies the framework to describe and draw lessons from mobile financial services in Tanzania. A case study of the partnership between National Microfinance Bank (NMB) and a mobile network op-erator - Vodacom Tanzania is presented. From this case it is vivid that open innovation approach has been key to redefining the distribution channel of the bank, which subsequently has the po-tential to benefit all stakeholders involved. Finally, by reflecting on the essence and impact of open innovation as illustrated by NMB and Vodacom case, the paper presents key lessons that may be relevant for SMEs and SME policy.
Spectrum Sharing and Licensed Shared Access (LSA) Study: Discussion and recom...techUK
Presentation from the UK Spectrum Policy Forum Plenary meeting on 14th July 2015.
Presented by Tony Lavender, CEO, Plum Consulting and Tim Hogg, Analyst, Plum Consulting
Gosia Wochowska - Euroscepticism: do we need to promote Europe?Gosia Wochowska, PhD
The presentyation was used by me during a policy workshop in Italy in October 2018. it seeks to better understand the core theme of the ENSURE project, namely: European citizenship and Euroscepticism, and help the audience reflect on their role as policy-makers, politicians, and activists active in the European context.
https://www.facebook.com/ensurenetwork/
[malgorzata.wochowska@gmail.com]
Filippo Addarii represents the network at FET11 - The European Future Technologies Conference and Exhibition 2011, a unique conference on visionary, high-risk and long-term research in information science and technology. Featuring an exceptionally broad range of scientific fields the event will seed new ideas across disciplines that will reshape the future.
Employment, skills, and accessible technology are key to making greater progress towards broad digital inclusion. This invitation-only workshop jointly organized by Microsoft and ONCE on the 14th June 2010 was an opportunity to facilitate a high level, multi-stakeholder dialogue on how to promote greater employment opportunities for people with disabilities with a focus on practical technical and policy solutions.
The dialogue was structured around two key documents: (1) New Skills for New Jobs: Action Now that is a report by the Expert Group on New Skills for New Jobs prepared for the European Commission (February 2010); and (2) Post Crisis: e-Skills Are Needed to Drive Europe’s Innovation Society, an IDC White Paper sponsored by Microsoft (November 2009).
Presentation about ICT Assistive Technology industry in Europe by Carmen Pastor (Fundación Tecnalia).
First Workshop, 14th and 15th March 2011, Madrid.
2. (TCO E) You lead a team of marketing professionals. At a recent.docxeugeniadean34240
2. (TCO E) You lead a team of marketing professionals. At a recent team meeting, Curtis and Andrea got into an argument in front of you and are no longer speaking to each other. Curtis came to you and complained that Andrea always tries to get all of the attention. Andrea came to you with that same complaint about Curtis after the argument. Recently you and your entire team took the Life Styles Inventory (LSI). Andrea is Conventional while Curtis is Competitive. Your style is Humanistic-Encouraging. You plan to hold a meeting with the three of you. What four specific things will you cover and how will you approach each part of the communication differently based on the LSI results? (Points : 45)
3. (TCO F) Eagle Standard Inc., (ESI) a major engineering firm, specializes in designing aircraft parts for government contracts. ESI employs project managers and 42 engineers who are divided into project groups of six to seven members. The majority of project team leaders have spent time in France and Britain learning new technology.
The Eagle 6 Project Team, consisting of six engineers, is developing new equipment for a jet fighter. The project has been ongoing for 18 months, and all six engineers have been with this project group since its inception, working together on all of these projects. Eagle 6 works well together.
However, the Eagle 6 team has the most technical project, and its engineers have been working too much overtime. The senior project manager, Bruce Chalnick, interviewed and hired a new engineer to help out, Richard Hue. Richard has good qualifications and seems to be knowledgeable and motivated. The work is challenging and gives him the opportunity to showcase his computer skills and engineering knowledge. Two weeks in, he quickly became a contributing member of the team, showing initiative and the willingness to work overtime and weekends to research possible solutions to potential problems. Richard was particularly adept with the computer system, and Bruce is ecstatic about his new hire. Richard is a loner, on and off the job. He is from Country X, a small island with a high power-distance culture; all of the other members of the team were born and raised in the United States.
After 3 months, Richard's learning curve had just about peaked, and he began to suggest new ways of doing things. He offered to mentor the other engineers, but each time he was rebuffed. He then went to Bruce Chalnick and asked for another part of the program to work on. At that point, a senior member of Eagle 6, Tim Flossner, met with Bruce to discuss Richard. Tim stated he was speaking for the rest of the team, and said Richard is stuck up and arrogant. Tim said he and the other team members felt Richard flaunts his education and knowledge, and none of them like him. In fact, they can't stand him.
Bruce told Tim that Richard thinks that the rest of the team are slackers who talk about bowling and sports instead of working. Richard thinks he is dislik.
Ponencia impartida por Werner Wobbe, miembro de la Dirección General de Investigación e Innovación de la Comisión Europea, el 4 de julio de 2013 en la II European Summer School of Social Innovation
Press Release: Advertising delivers powerful economic benefits across the EUIAB Europe
New report finds that every Euro spent on advertising powers a seven-fold boost to GDP, encourages innovation, supports employment and helps fund vital services
Gosia Wochowska - Euroscepticism: do we need to promote Europe?Gosia Wochowska, PhD
The presentyation was used by me during a policy workshop in Italy in October 2018. it seeks to better understand the core theme of the ENSURE project, namely: European citizenship and Euroscepticism, and help the audience reflect on their role as policy-makers, politicians, and activists active in the European context.
https://www.facebook.com/ensurenetwork/
[malgorzata.wochowska@gmail.com]
Filippo Addarii represents the network at FET11 - The European Future Technologies Conference and Exhibition 2011, a unique conference on visionary, high-risk and long-term research in information science and technology. Featuring an exceptionally broad range of scientific fields the event will seed new ideas across disciplines that will reshape the future.
Employment, skills, and accessible technology are key to making greater progress towards broad digital inclusion. This invitation-only workshop jointly organized by Microsoft and ONCE on the 14th June 2010 was an opportunity to facilitate a high level, multi-stakeholder dialogue on how to promote greater employment opportunities for people with disabilities with a focus on practical technical and policy solutions.
The dialogue was structured around two key documents: (1) New Skills for New Jobs: Action Now that is a report by the Expert Group on New Skills for New Jobs prepared for the European Commission (February 2010); and (2) Post Crisis: e-Skills Are Needed to Drive Europe’s Innovation Society, an IDC White Paper sponsored by Microsoft (November 2009).
Presentation about ICT Assistive Technology industry in Europe by Carmen Pastor (Fundación Tecnalia).
First Workshop, 14th and 15th March 2011, Madrid.
2. (TCO E) You lead a team of marketing professionals. At a recent.docxeugeniadean34240
2. (TCO E) You lead a team of marketing professionals. At a recent team meeting, Curtis and Andrea got into an argument in front of you and are no longer speaking to each other. Curtis came to you and complained that Andrea always tries to get all of the attention. Andrea came to you with that same complaint about Curtis after the argument. Recently you and your entire team took the Life Styles Inventory (LSI). Andrea is Conventional while Curtis is Competitive. Your style is Humanistic-Encouraging. You plan to hold a meeting with the three of you. What four specific things will you cover and how will you approach each part of the communication differently based on the LSI results? (Points : 45)
3. (TCO F) Eagle Standard Inc., (ESI) a major engineering firm, specializes in designing aircraft parts for government contracts. ESI employs project managers and 42 engineers who are divided into project groups of six to seven members. The majority of project team leaders have spent time in France and Britain learning new technology.
The Eagle 6 Project Team, consisting of six engineers, is developing new equipment for a jet fighter. The project has been ongoing for 18 months, and all six engineers have been with this project group since its inception, working together on all of these projects. Eagle 6 works well together.
However, the Eagle 6 team has the most technical project, and its engineers have been working too much overtime. The senior project manager, Bruce Chalnick, interviewed and hired a new engineer to help out, Richard Hue. Richard has good qualifications and seems to be knowledgeable and motivated. The work is challenging and gives him the opportunity to showcase his computer skills and engineering knowledge. Two weeks in, he quickly became a contributing member of the team, showing initiative and the willingness to work overtime and weekends to research possible solutions to potential problems. Richard was particularly adept with the computer system, and Bruce is ecstatic about his new hire. Richard is a loner, on and off the job. He is from Country X, a small island with a high power-distance culture; all of the other members of the team were born and raised in the United States.
After 3 months, Richard's learning curve had just about peaked, and he began to suggest new ways of doing things. He offered to mentor the other engineers, but each time he was rebuffed. He then went to Bruce Chalnick and asked for another part of the program to work on. At that point, a senior member of Eagle 6, Tim Flossner, met with Bruce to discuss Richard. Tim stated he was speaking for the rest of the team, and said Richard is stuck up and arrogant. Tim said he and the other team members felt Richard flaunts his education and knowledge, and none of them like him. In fact, they can't stand him.
Bruce told Tim that Richard thinks that the rest of the team are slackers who talk about bowling and sports instead of working. Richard thinks he is dislik.
Ponencia impartida por Werner Wobbe, miembro de la Dirección General de Investigación e Innovación de la Comisión Europea, el 4 de julio de 2013 en la II European Summer School of Social Innovation
Press Release: Advertising delivers powerful economic benefits across the EUIAB Europe
New report finds that every Euro spent on advertising powers a seven-fold boost to GDP, encourages innovation, supports employment and helps fund vital services
1. AN EU SINGLE MARKET FOR
PERSONAL PENSIONS
ANATERESABREDA
DECEMBER2014
Master Thesis
Master of Science in European Integration and Development
2. Why covering this topic?
• Bring empirical evidence on why a single market for
personal pensions does not yet exist and what could be
the best actions taken at EU level that could promote it,
from the perspective of the PPP providers operating in
the EU.
• The answers to these questions could help the European
Commission and EIOPA’s current work in this area.
3. Research Question
This study aims at shedding light on three questions:
(i) What are the barriers for the cross border activity of
personal pension providers within the EU ?
(ii) What are the consequences of these barriers for those
personal pension providers which (intend to) sell personal
pension products cross borders within the EU ?
(iii) What are the possible actions that could be taken at
EU level in order to facilitate the cross border activity of
personal pension providers ?
4. Sampling Frame
(29)
Respondents
(23)
AM
(1) Small
(1) 1 MS
(3) Medium
(2) 1 MS
(1) 2+ MS
(19) large
(6) 1 MS
(13) 2+ MS
(5)
Insurers
(2) Small (2) 1 MS
(1) Medium (1) 1 MS
(2) Large (1) 1 MS
(1) 2+ MS
(1)
PF
(1) Small (1) 1 MS
Small companies= <EUR 10 billion AuM; Medium companies= EUR 10-50 billion AuM; Large companies= EUR >EUR 50 billion.
11. Implications of the findings
The findings of the survey
• support the relevance of the initiative taken by the European Commission in
the creation of an internal market for personal pensions.
• show that the currently fragmented market in which personal pension
providers are operating would benefit from future EU action that could
facilitate their cross border activity in the EU.
• help the European Commission in its assessment of the most adequate
measures to be considered in a future legislative initiative in this area.
Limitations
• all generic conclusions from the results of the survey should be taken as
tentative
Further research needed
• (i) appropriate features of an EU personal pension product that could help
overcome the current inefficiencies of a fragmented personal pension market.
• (ii) consumers’ concerns and desires should be understood to create an EU
single market that could serve them best.
