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This document is Ameriprise Financial's annual report on Form 10-K filed with the SEC for the fiscal year ended December 31, 2005. It provides an overview of Ameriprise's business operations, financial results, risks and uncertainties. Specifically, it discusses Ameriprise's two main operating segments - Asset Accumulation and Income, and Protection - which address clients' asset accumulation, income and protection needs. It also notes Ameriprise generated $7.5 billion in revenues and $574 million in net income in 2005. The filing provides key financial data and information required by the SEC on an annual basis.








































































































































































































































































































































