3. What is Risk?
Definition: Any actions that have a
possibility to result in a negative
consequence for others or ourselves.
What are some risks of speeding?
Ticket
Not get caught
Accident
How do we protect ourselves from the
risk of driving a car?
4. When does your car insurance rates rise?
How does the insurance company
determine your rate?
When will insurance not cover a car crash?
Insurance
5. Do you intentionally decide to speed?
◦ Why?
◦ Do you want to speed just to break the law?
◦ Are you always in a hurry?
◦ Or is it by habit?
When your chapter gets together do you
intentionally try to put others in harms
way?
Speeding
6. Who’s in charge of risk management?
http://www.youtube.com/watch?v=qDmBLF4-
PzA
Assessing Risk Management
7. Case study:
Acacia and TKE invite the entire Greek community
over to their house in early April. They make it a
BYOB event and will provide hamburgers, hotdogs,
and peanuts for all the guests. Guest are forwarded
an invitation and informed about the 6-pack rule.
During the event they have a volleyball tournament in
the yard. People are talking, playing yard games, and
eating food. There are 4 sober monitors checking
people in, distributing the beers (brought by
attendees), running the volley ball game, and
watching the house. Everyone’s having a great time
until…..
Give one scenario and list how it
could have been prevented.
8. A TKE is found on the porch passed out.
No one knows how he got drunk when he
only brought 6 beers.
While having the event outside was fun,
there was no way to control who came to
or leftt the party. (Member was sneaking
off to his room for pulls)
Scenario 1
9. The volleyball games gets intense and one
person spikes the ball into someone else’s
face. They have reconstructive surgery
and sue the chapter to pay for the
operation.
Despite having insurance, your rates
go up, because there was no liability
release form for active events.
Scenario 2
10. An Acacian gets serve burns the face after
a freshman unknown to the group drops
their beer into the grill putting out the
flame. Worried about getting in trouble
they leave without telling anyone. When it
was restarted the built of gas causes a
minor explosion.
The combination of alcohol and flames
caused an innocent person to get hurt.
Plus the grill could have malfunctioned at
anytime.
Scenario 3 (30 min)
11. Who’s Liable
The president is extremely liable.
The national fraternity
They will sue you if you don’t
follow FIPG!
Your adviser
Stuart, Amanda, and I.
St. Cloud State.
YOU!
12. How To Vote via Texting
1. Standard texting rates only (worst case US $0.20)
TIPS 2. We have no access to your phone number
3. Capitalization doesn’t matter, but spaces and spelling do
13.
14. What defines a F/S
event?
Assume that any time more than a few members or
pledged members are involved in an event, it will be
considered a chapter event, and the policies apply.
•“at any event an observer would associate
with the (fraternity)”
IE: Six brothers/sisters going to a house party on a
Thursday night with guests wearing letters or other
symbols.
15.
16. What needs to be registered?
Events that need to be registered with this system.
Formals Mixers
Semi-Formals Socials
Any Event with Alcohol!
17. Definitions
Elements of A Formal
Required
Up to two guests per person
Suggested
Men – White or Black tie only
Women – Long cocktail dresses
Awards Ceremony
Formal invitations handed out
Alumni Speaker
2 – 4 piece seated meal
21. 3rd Party Vendor
Copy of their alcohol license and if needed
temporary license for venue
IE: outdoor event or sub-contracted
alcohol vendor
Certificate of Insurance
"off premise liquor liability coverage and
non-owned and hired auto coverage.”
Contract agreeing to cash sales only
Only collected by vendor.
Written agreement the vendor will:
22. 3rd Party Vendor
Contract agreeing to cash sales only
Only collected by vendor.
Written agreement the vendor will:
Checking identification cards upon entry
Not serving minors
Not serving individuals who appear to be
intoxicated
Maintaining absolute control of ALL
alcoholic containers present
Collecting all remaining alcohol at the
end of a function
Removing all alcohol from the premises.
Completed and Signed 3rd Party Vendor
Checklist
23. The NO’s
Open Parties: anyone can show up
Giving a minor alcohol (any member or
quest)
Illegal drugs
Drinking Games including cards
The price of admission includes the host's
providing alcohol at no cost or a reduced cost
24.
25.
26. Sorry, but you can’t
Have any Pre-Party whether at the chapter
house, a private residence, another bar, or
other chapter house.
27. Thought Provoking
The issue of the liability of the three
"non-host" chapters went to the
appellate courts which ruled that
all four chapters shared liability for the
"reasonable expected outcome of the
furnishing of alcohol to minors" at a
fraternity party.
29. BYOB Items
Only persons of legal drinking age
may consume or possess alcohol
Each person is limited to 6 beers
(twelve once and no high gravity) or 4
wine coolers.
Hard alcohol, liquor, and spirits are
strictly prohibited
Guest lists must be made and
finalized 24 hours prior to BYOB event.
30. BYOB
Recommendations
There should be at least one sober
monitor.
Recommended is 1 per 20 people
Make them public
A sober monitor should be at fridge
and entrance
Check in and Check Out of People
Only one entrance, One monitor per
entrance.
Use wristbands to identify those of
age.
Punch their bands, not cards
31. Tips for A Great Event
Focus on the Theme…not the alcohol
Serve Food
One sober party Monitor for every 20
people
Organize Transportation
Higher security or another org to
collect IDS
Do no allow alumni to ride on
chapter transportation
Set a start and end time