This document is an insurance proposal form for Real Estate Agents Professional Indemnity Insurance from American Home Assurance Company. It contains sections for details of the proposer, business, claims information, risk management procedures, details of insurance, and a declaration. Key points include that the policy is on a claims-made and notified basis, the proposer has a duty of disclosure, and the declaration must be signed and dated to complete the proposal.
CA Varun Sethi - IndAS 102 - IFRS 2 - Share based payments - Accounting for ...Varun Sethi
Explains through flowboxes - IndAS 102 - IFRS 2 - Share based payments - especially
1. Accounting for modification or settlements of SBP and
2. SBP among group employees
CA Varun Sethi - IndAS 102 - IFRS 2 - Share based payments - Accounting for ...Varun Sethi
Explains through flowboxes - IndAS 102 - IFRS 2 - Share based payments - especially
1. Accounting for modification or settlements of SBP and
2. SBP among group employees
"Non-Qualified Deferred Compensation Plans" was presented by Tom Sigmund on December 18, 2014, at the CPA Mega Tax Conference.
Tom discussed the details of non-qualified deferred compensation plans, including social security taxes, informal funding and penalties.
Intermediate Accounting Volume 2 6th Edition Beechy Test Bankgoqaho
Full download : http://alibabadownload.com/product/intermediate-accounting-volume-2-6th-edition-beechy-test-bank/
Intermediate Accounting Volume 2 6th Edition Beechy Test Bank
FIN 650 GC Week 8 Exam 3 Latest
Question 1. A lease versus purchase analysis should compare the cost of leasing to the cost of owning, assuming that the asset purchased
A. is financed with short-term debt.
B. is financed with long-term debt.
C. is financed with debt whose maturity matches the term of the lease.
D. is financed with a mix of debt and equity based on the firm’s target capital structure, i.e., at the WACC.
E. is financed with retained earnings
Question 2. In the lease versus buy decision, leasing is often preferable
A. because it has no effect on the firm's ability to borrow to make other investments.
B. because, generally, no down payment is required, and there are no indirect interest costs.
C. because lease obligations do not affect the firm’s risk as seen by investors.
D. because the lessee owns the property at the end of the least term.
E. because the lessee may have greater flexibility in abandoning the project in which the leased property is used than if the lessee bought and owned the asset.
DEBENTURE TRUST DEED FORMAT
FREE LEGAL AND ACCOUNTANT FORMATS
KANOON KE RAKHWALE INDIA
HIRE LAWYER ONLINE
LAW FIRMS IN DELHI
CA FIRM DELHI
VISIT : https://www.kanoonkerakhwale.com/
VISIT : https://hirelawyeronline.com/
EAG offers unique solutions for small business owners wishing to pass along their business without those painful estate taxes. Estate Advisors Group offers options for planning Estates. Wills, Trusts, and a unique combination of both are covered! Minimize the Estate Taxes, Cash Out Options, Plan for the Future with EAG! Learn more at http://estateadvisors.blogspot.com/ or http://estateadvisor.wordpress.com
Also on YouTube:http://www.youtube.com/watch?v=TgBPlYeUNyI
EAG offers estate planning solutions for the individual with assets that wish to transfer to their heirs while minimizing the effects of Estate Taxes. Estate Advisors Group offers options for planning Estates. Wills, Trusts, and a unique combination of both are covered! Minimize the Estate Taxes, Cash Out Options, Plan for the Future with EAG! Learn more at http://estateadvisors.blogspot.com/ or http://estateadvisor.wordpress.com
Also on YouTube: http://www.youtube.com/watch?v=Gbpa7zdW4eU
EAG offers unique scenarios for leaving a true legacy. Scholarships, Endowments, major charitable contributions can be accomplished while also leaving to your heirs. Estate Advisors Group offers options for planning Estates. Wills, Trusts, and a unique combination of both are covered! Minimize the Estate Taxes, Cash Out Options, Plan for the Future with EAG! Learn more at http://estateadvisors.blogspot.com/ or http://estateadvisor.wordpress.com Also on YouTube: http://www.youtube.com/watch?v=eed-hrxoglI
Protecting and Transferring Wealth With Captive Insuranceindmew
Potentially reduce business tax, personal tax, and inheritance tax using a captive insurance company. Family owned businesses can also increase asset protection and increase money passed to future generations.
Show me the money! Debtors in Chapter 11 cases cannot survive without money to continue operations, pay vendors and professionals, and work to restructure debt and/or sell assets. Where do those necessary funds come from? There are really only two sources – cash the debtor has or can generate (in either case, generally the collateral of the secured lender) or new money coming into the estate in the form of a post-petition debtor-in-possession (DIP) loan. What the debtor is permitted or not permitted to do can seal the fate of a case from the outset. This webinar sheds light on the intricacies involved in DIP financing.
Part of the webinar series: THE NUTS & BOLTS OF BANKRUPTCY LAW 2022
See more at https://www.financialpoise.com/webinars/
"Non-Qualified Deferred Compensation Plans" was presented by Tom Sigmund on December 18, 2014, at the CPA Mega Tax Conference.
Tom discussed the details of non-qualified deferred compensation plans, including social security taxes, informal funding and penalties.
Intermediate Accounting Volume 2 6th Edition Beechy Test Bankgoqaho
Full download : http://alibabadownload.com/product/intermediate-accounting-volume-2-6th-edition-beechy-test-bank/
Intermediate Accounting Volume 2 6th Edition Beechy Test Bank
FIN 650 GC Week 8 Exam 3 Latest
Question 1. A lease versus purchase analysis should compare the cost of leasing to the cost of owning, assuming that the asset purchased
A. is financed with short-term debt.
B. is financed with long-term debt.
C. is financed with debt whose maturity matches the term of the lease.
D. is financed with a mix of debt and equity based on the firm’s target capital structure, i.e., at the WACC.
E. is financed with retained earnings
Question 2. In the lease versus buy decision, leasing is often preferable
A. because it has no effect on the firm's ability to borrow to make other investments.
B. because, generally, no down payment is required, and there are no indirect interest costs.
C. because lease obligations do not affect the firm’s risk as seen by investors.
D. because the lessee owns the property at the end of the least term.
E. because the lessee may have greater flexibility in abandoning the project in which the leased property is used than if the lessee bought and owned the asset.
DEBENTURE TRUST DEED FORMAT
FREE LEGAL AND ACCOUNTANT FORMATS
KANOON KE RAKHWALE INDIA
HIRE LAWYER ONLINE
LAW FIRMS IN DELHI
CA FIRM DELHI
VISIT : https://www.kanoonkerakhwale.com/
VISIT : https://hirelawyeronline.com/
EAG offers unique solutions for small business owners wishing to pass along their business without those painful estate taxes. Estate Advisors Group offers options for planning Estates. Wills, Trusts, and a unique combination of both are covered! Minimize the Estate Taxes, Cash Out Options, Plan for the Future with EAG! Learn more at http://estateadvisors.blogspot.com/ or http://estateadvisor.wordpress.com
Also on YouTube:http://www.youtube.com/watch?v=TgBPlYeUNyI
EAG offers estate planning solutions for the individual with assets that wish to transfer to their heirs while minimizing the effects of Estate Taxes. Estate Advisors Group offers options for planning Estates. Wills, Trusts, and a unique combination of both are covered! Minimize the Estate Taxes, Cash Out Options, Plan for the Future with EAG! Learn more at http://estateadvisors.blogspot.com/ or http://estateadvisor.wordpress.com
Also on YouTube: http://www.youtube.com/watch?v=Gbpa7zdW4eU
EAG offers unique scenarios for leaving a true legacy. Scholarships, Endowments, major charitable contributions can be accomplished while also leaving to your heirs. Estate Advisors Group offers options for planning Estates. Wills, Trusts, and a unique combination of both are covered! Minimize the Estate Taxes, Cash Out Options, Plan for the Future with EAG! Learn more at http://estateadvisors.blogspot.com/ or http://estateadvisor.wordpress.com Also on YouTube: http://www.youtube.com/watch?v=eed-hrxoglI
Protecting and Transferring Wealth With Captive Insuranceindmew
Potentially reduce business tax, personal tax, and inheritance tax using a captive insurance company. Family owned businesses can also increase asset protection and increase money passed to future generations.
Show me the money! Debtors in Chapter 11 cases cannot survive without money to continue operations, pay vendors and professionals, and work to restructure debt and/or sell assets. Where do those necessary funds come from? There are really only two sources – cash the debtor has or can generate (in either case, generally the collateral of the secured lender) or new money coming into the estate in the form of a post-petition debtor-in-possession (DIP) loan. What the debtor is permitted or not permitted to do can seal the fate of a case from the outset. This webinar sheds light on the intricacies involved in DIP financing.
Part of the webinar series: THE NUTS & BOLTS OF BANKRUPTCY LAW 2022
See more at https://www.financialpoise.com/webinars/
HOM INtro #5: What\'s a Hardship Package Anyway?MildredWilkins
Don’t you hate it when there is something you have to do and you have no idea how to get started? You would be willing to provide what is being asked for—if you better understood what that was? Providing a hardship package is a requirement for almost all lenders/servicers in order to get any kind of workout. Yet, seldom do consumers feel they have a clear understanding of what is needed, why it is needed or how to put together the information so critical to their housing mess. You’ll be prepared to get the job done once you have reviewed this INtro. Isn’t it worth 15 minutes of your time to get the details you need to do a better job of giving your lender what they need—to give you what you want? We thought you’d agree...
Defending Against Bankruptcy Avoidance Actions (Series: COMPLEX FINANCIAL LIT...Financial Poise
In the event of a bankruptcy, the debtor or trustee may opt to take legal action in order to recover money or property that was transferred by the debtor prior to going bankrupt. These actions, whereby such transfers are effectively reversed, are referred to as “avoidance actions.” In this webinar, the expert panel discusses the applicable provisions of the Bankruptcy Code, common avoidance actions, and key considerations when planning for and defending against these actions.
To view the accompanying webinar, go to: https://www.financialpoise.com/financialpoisewebinars/on_demand_webinars/defending-against-bankruptcy-avoidance-actions-2/
Singapore Special Purpose Reinsurance Vehiclesrobsonlee6
Robson Lee's comprehensive content on Singapore's Special Purpose Reinsurance Vehicles (SPRVs). Details regarding SPRV regulations, operations, and key regulatory notes from MAS are covered.
Vol. 04: PALM—Practical Applications of Loss MitigationMildredWilkins
It’s hard to make a choice about what to do if you don’t clearly know what your choices are. We want help by providing you with some basic information on the possibilities.
This one hour webinar is designed to give you clarity on the options you might consider if you are in default. Options for retention will be discussed as well the options if you are no longer able to afford your home and need to transition into other housing.
This webinar gives an overview of the most common options. For more details once you think you know which route you wish o take, we suggest you view one of the Intros about that specific option.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
Aig Real Estate Agents Professional Indemnity Insurance Proposal Form Important
1. AIG
Real Estate Agents Professional Indemnity
Insurance – Proposal Form
Important Notice
Signed Proposal Form Requirement – Online Quotation Submissions
It is a condition of this policy that the Insured shall provide to American Home Assurance Company a signed and dated hard copy of this
proposal form within 14 days of the policy commencing. American Home Assurance Company will not be liable to make any payment
under this policy unless it receives the signed and dated proposal form within the said 14 days. In the event of the Insured not providing
a signed copy of the proposal form as provided in this clause American Home Assurance Company may cancel the policy in accordance
with Section 60 of the Insurance Contracts Act.
Claims-Made and Notified Insurance
This policy is issued by American Home Assurance Company on a claims-made and notified basis. This means that the policy only
covers Claims (as defined) first made against you during the Policy Period (as defined) and notified to the insurer in writing during the
Policy Period. The policy does not provide cover for any Claims made against you during the Policy Period if at any time prior to the
commencement of the Policy Period you became aware of facts which might give rise to those Claims being made against you.
Section 40(3) of the Insurance Contracts Act 1984 provides that where you give notice in writing to the insurer of facts that might give
rise to a Claim against you as soon as is reasonably practicable after you become aware of those facts but during the Policy Period, the
insurer cannot refuse to pay a Claim which arises out of those facts, when made, because it is made after the Policy Period has expired.
To the extent that the Continuity Condition set out in this policy does not apply, this policy does not cover Claims arising out of, based
upon, attributable to or anyway connected with any:
(a) actual or alleged facts that might give rise to a Claim which were known to the Insured prior to the commencement of the Policy
Period;
(b) actual or alleged facts which were notified or which can be notified under any policy in force prior to the commencement of the
Policy Period;
(c) pending or prior litigation, or litigation derived from the same or essentially the same facts as might be alleged in such pending
or prior litigation, as at the commencement of the Policy Period.
For the purposes of this Exclusion the term litigation includes but is not limited to any civil, criminal, administrative or regulatory
proceeding as well as any official investigation, examination, inquiry, arbitration or adjudication.
Your Duty of Disclosure
Section 21 of the Insurance Contracts Act 1984 provides that before you enter into a contract of general insurance with an insurer, you
have a duty to disclose to the insurer every matter that you know, or could reasonably be expected to know, is relevant to the insurer’s
decision whether to accept the risk of the insurance and, if so, upon what terms. You have the same duty to disclose those matters to the
insurer before you renew, extend, vary or reinstate a contract of general insurance.
However, your duty of disclosure does not require you to disclose matters:
• that diminish the risk to be undertaken by the insurer;
• that are of common knowledge;
• that your insurer knows, or in the ordinary course of its business, ought to know;
• as to which compliance with your duty of disclosure is waived by the insurer.
Your duty of disclosure continues after the proposal form has been completed up until the Policy Period commences.
Consequences of Non-Disclosure
If you fail to comply with your duty of disclosure, the insurer may be entitled to reduce its liability under the contract in respect of a
Claim or may cancel the contract. If your non-disclosure is fraudulent, the insurer may also have the option of avoiding the contract
from its beginning.
Subrogation
This policy contains provisions which have the effect of excluding or limiting the insurer’s liability in respect of a loss where you have
prejudiced the insurer’s rights of subrogation where you are a party to an agreement which excludes or limits insurer’s rights to recover
the loss from another party. You are hereby notified of the effect of these provisions.
AIG Real Estate Agents PI Proposal Form (03-06) 1
2. Details of the Proposer
1. (a) Name of the Insured …………………………………………………………………………………..
(b) Trading Name …………………………………………………………………………………..
(c) Insured’s ABN ……………………………
What percentage of the policy premium will be claimed as an input tax credit? ……………
(d) Insured’s Dun & Bradstreet number: ……………………………
(e) Address of the Insured
Street Address: …………………………………………………………………………………..
Suburb: …………………………………………………………………………………..
State: ……………………………
Postcode: ……………………………
(f) Email Address: …………………………………………………………………………………..
2. Are any of the directors/partners of the Insured a current paid-up member of any of the state Real
Estate Institutes or the Real Estate Institute of Australia? Yes No
3. Are any of the directors/partners of the Insured currently licensed as a real estate agent?
Yes No
Details of the Business
4. Please state Current Staff Numbers of the Insured as follows:
(a) Directors/Partners ……………
(b) Employees …………… (include full-time, part-time and casual)
(c) Total Current Staff ……………
5. Please state the amount of Gross Income earned by the Insured in the last 12 months from the
following activities:
(a) Real Estate Sales $……………………………
(For Buyer/Seller/Residential/Commercial/Industrial)
(b) Property or Strata Title Management – Residential $……………………………
(c) Property or Strata Title Management – Industrial/Commercial $……………………………
(d) Community Managing Agent $……………………………
(e) Stock and Station Agent $……………………………
(f) Land and Livestock Auctioneer $……………………………
AIG Real Estate Agents PI Proposal Form (03-06) 2
3. (g) Total: $……………………………
Please note that this policy only provides cover for the activities referred to above. It does NOT
provide cover for any other activities including but not limited to property valuation, business
broking, insurance agency, mortgage or finance broking/origination.
6. Is greater than 20% of the Gross Income declared in 5 (a) above derived from “off-the-plan” real
estate sales? Yes No
Claims Information
Please note that this policy does NOT cover known or prior claims or circumstances. Please see
the Important Notice at the front of this proposal form for more information.
7. Has any claim been made against the Insured or any of its directors, officers, partners, or employees
during the last 5 years which has exceeded or could potentially exceed $50,000 in total, including
amounts for any damages, settlements, claimant’s costs or defence costs? Yes No
If “Yes”, please provide full details including the nature of the allegations, date of claim and any
amounts paid out including damages, settlements, claimaint's costs and defence costs.
8. Has the Insured or any of its directors/partners or employees ever been the subject of a disciplinary
inquiry, proceeding or investigation alleging professional misconduct? Yes No
If “Yes”, please provide full details including dates, the nature of the allegations, and any amounts
paid for defence costs or any fines or penalties imposed.
Risk Management Procedures
9. Do the directors/partners and qualified employees of the Insured regularly attend continuing
education programmes conducted by the Real Estate Institutes or similar organisations?
Yes No
10. (a) Does the Insured provide Property Management and/or Strata Title Management services?
Yes No
If “Yes”,
(b) Does the Insured use the standard Property Management and/or Strata Title Management
agreements as recommended by the Real Estate Institutes or the Society of Auctioneers and
Appraisers (SA) Inc? Yes No
(c) Does the Insured maintain a Complaints/Repairs Register to record all reports it receives
about problems with the properties the Insured is managing? Yes No
AIG Real Estate Agents PI Proposal Form (03-06) 3
4. Details of Insurance
11. As at today's date, does the Insured have Professional Indemnity Insurance in force which has been
paid for? Yes No
12. (a) Is this a proposal to renew an existing AIG Real Estate Agents Professional Indemnity
Insurance Policy? Yes No
(b) If “Yes”, on what date did you first purchase this insurance from AIG? ………/………/………
(c) What is the Insured’s existing AIG policy number? ……………………………
13. (a) Is there a specific date upon which you want this policy to commence? Yes No
(b) If “Yes”, on what date? ………/………/………
14. What Limit of Liability do you require?
$1,000,000 $2,000,000 $4,000,000 $5,000,000
Stamp Duty Split
15. For the purpose of calculating Stamp Duty please state the number of current staff (including
directors/partners, full-time, part-time and casual employees) located in each State.
NSW VIC QLD SA WA TAS ACT NT
AIG Real Estate Agents PI Proposal Form (03-06) 4
5. ONCE YOU HAVE COMPLETED THE QUESTIONS ABOVE PLEASE SIGN AND DATE THE PROPOSAL AT
THE DECLARATION BELOW. SIGNING THIS PROPOSAL DOES NOT BIND THE PROPOSER OR THE
INSURER TO COMPLETE THIS INSURANCE.
Declaration
We declare that we have made all necessary enquiries into the accuracy of the responses given in this
proposal and confirm that the statements and particulars given in this proposal are true and complete and
that no material facts have been omitted, misstated or suppressed. We agree that should any of the
information given by us alter between the date of this proposal and the commencement of the insurance to
which this proposal relates, we will give immediate notice thereof to the insurer.
We acknowledge receipt of the “Important Notice” contained in this proposal and that we have read and
understood the content of that notice.
I confirm that I am authorised by the Insured to complete, sign and submit this proposal on behalf of the
Insured.
Name: ………………………………………………………………………
Title: ………………………………………………………………………
Signature: ………………………………………………………………………
Date: ………………………………………………………………………
American Home Assurance Company
ABN 67 007 483 267
(Incorporated with Limited Liability in the USA)
A Member of American International Group, Inc.
AIG Real Estate Agents PI Proposal Form (03-06) 5