You received a foreclosure notice for defaulting on your mortgage and filed for Chapter 7 bankruptcy within 30 days, receiving a discharge 90 days later. The judge declared you in default and your home would be sold at a sheriff's sale. However, since you filed for bankruptcy first, you may now be able to refinance your mortgage, though any amounts written off in bankruptcy court would still need to be paid back if refinancing.

1. After Default Mortgages?
You receive foreclosure notice in mail. Then thirty days later file Bankruptcy 7
7 and was discharge 90 days later. The judge declared you Defaulted on the Mortg
age home to be sold at Sheriff Sale. Since you filed Bankruptcy 7 first are yo
u allow to refinance the Mortgage now? Then if you do refinance do you have to p
ay back what was written off in Bankruptcy Court?