Independent and Licensed Financial Adviser by Bank Negara & Security Commission

1. Estate planning is NOT about Death but your WEALTH Presented by Vivienn A.D. Financial Sdn Bhd

2. Independent and Licensed Financial Adviser by Bank Negara & Security Commission

3. Licensees Bank Negara Website

5. WHY?

6. How is distribution without a Will? JLA 26.9.05 Shares (includes descendants) When parents pass away intestate, goes to brothers and sisters

7. JLA 26.9.05 Imagine 15 co-owners sharing assets and staying in your house!

8. It is for everybody

10. Family Feuds!!!

12. TRUST as an option?

13. The foreign experience… Imagine if ALL PROCEEDS are Paid in their name … CAN THEY MANAGE?

14. Gross Estate $ 10,165,434.00 Debts $ 3,878,539.00 Administrative, Legal & Executor Fees $ 1,961,128.00 Tax Liabilities $ 3,339,520.00 ----------------- Balance to Heirs $ 986, 247.00 ----------------- ELVIS PRESLEY THE EFFECT OF NO PROPER PLANNING The foreign experience… Business Creditors Final Expenses Income Tax Liabilities More than 90% shrinkage

16. A Will that cannot be found is as good as NOT HAVING A WILL! JLA 26.9.05 Custody Centre Let us safeguard the Will for you

20. Questions & Answers