2.  Educational Planning
 Wedding and/or Automobile
 Down Payment on a Home
 Retirement
all…

4. Parents
Great Grandparents
Grandparents
God parents
Aunts/Uncles
Can leave a life time Financial
Legacy for their posterity...
The Gift That Keeps on Giving

5. Newborns are the best to begin this program,
simply to maximize the growth of the child’s
college education fund.
The older the child, the more monthly premium
is required for college funding.
At approximately age 30 the policy will support
a lump sum withdrawal for a wedding, car or
other expense.
At approximately age 40 the policy will support
a lump sum withdrawal for the down payment
of a home or major purchase.

6. The True Legacy is…
At age 65 your child can have a supplement to
their retirement – TAX FREE!!!!
Your child’s retirement amount will be
determined by the amount of premium paid
and the dollar value, frequency of any
withdrawals and interest rates.

7. Lets take a look at the
illustration to see what the
numbers produce.

8. Policy begins at age “0”

9. $35,000 + to payback student loans

10. $15,000.00 for a Wedding
and/or Car Purchase (Total Withdrawn so far=$50,000)

11. $50,000 Down Payment on
a Family Home
Total withdrawn now =$100,000

12. Legacy Baby retires with over
$247,000.00 per year for
Retirement Income at age 65
until age 100!

13. Some policies also include:
Chronic Illness,
Critical Illness &
Terminal Illness Coverage
with no additional fees

14. Financial matters are
such a struggle today
for young families.
It is the number one
cause of divorce. You
can help with your
LEGACY of LOVE!

15. Don’t you wish
your parents had
done this for
you?

16. For Information
Please call:
Manuel Santizo
Integrity Financial & Insurance Services
Financial Designer
909-599-2800
Ext. 107
CA Ins. License Number 0I19225

17.  This dream can be accomplished for as little
as $75.00 per month.
 The illustration that you have just seen was
for a modest $150.00 per month.
 Talk with Alan today to get a quote for your
special someone!