Studying abroad during early adulthood offers opportunities for personal growth, skill development, and enhanced employability, with many colleges providing programs to earn credits overseas. However, potential challenges include high costs and culture shock, which can be daunting for students unfamiliar with foreign environments. It's essential to weigh the benefits against the drawbacks to determine if this experience aligns with individual goals.

3.  Early adulthood is a time of growth and coming into
your own. Spending some of this time overseas can be
a potentially great, eye-opening experience. And now
more and more colleges and universities are offering an
array of study-abroad programs that allow students to
take classes in a foreign country while earning credit
toward their graduation requirements. So if you or your
child is thinking about taking advantage, it’s a good idea
to evaluate the opportunity from all sides. Check out the
benefits and challenges of studying abroad below
before making your decision.

4.  Education costs can be high to begin with. Throw in student
visa fees, possibly higher housing costs, and everything that
comes with travelling and getting the most out of a place or
culture, and the cost of studying abroad can really add up.
It’s a good idea to try to save up ahead of time so you don’t
pay heavy fees for the experience by charging everything to
credit cards. (With careful planning, though, you may be able
to use travel rewards cards strategically to help stretch your
money while staying within your budget. Here are Best Credit
Cards in America picks for airline miles and hotel
rewards. You may also want to look for cards that have no
foreign transaction fees.)

5.  Studying abroad can give you the chance to develop new
skills and help you define your career goals, effectively
making you more employable. It can also make you stand out
in the increasingly competitive job market. In fact, a
survey for IES Abroad, a not-for-profit provider of study
abroad programs for U.S. college and university
students, found that students who spent time learning in
other countries had a higher rate of employment and higher
starting salary within six months of graduation, compared to
students who did not.

6.  Going to a new and foreign place can be a real challenge for
students who have not had much experience outside their
culture. No matter how much research you do about your
destination, you will probably experience some surprises
when you actually live there. Culture shock is basically
inevitable if you are coming to a country or part of the world
for the first time.

7.  Immersing yourself in a new culture and taking the
experience as an opportunity to travel can allow study
abroad students to broaden their worldview. By learning
how to interact with people from a wide range of
backgrounds, you can put your own experience into better
context and gain valuable interpersonal skills. A global
perspective and first-hand cultural exploration? Those are
some serious pros.

8.  A new place could mean that you will encounter a new language,
new people outside your college clique, new activities, and a rush
of independence. Adapting to all these new things can be
challenging, rewarding or both, depending on your perspective.
There will likely be plenty of new demands when you move to a
foreign place, but it can be a good idea to let these motivate you
and teach you not just about the world around you, but yourself.
 If you are at all interested in international travel, gaining new
cultural experience, and making the most of your Abroad Study
Loan education, studying abroad in college can be a great
opportunity. But it isn’t for everyone, so it’s important to consider
all the pros and cons to make the decision that is right for you.
 Source : http://blog.credit.com/2015/09/can-you-afford-to-
study-abroad-in-college-124532/

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