This document summarizes a study on tax saving investment products. The objectives of the study are to identify various investment products available, understand taxpayers' investment patterns related to tax savings, and recommend the best tax saving investment options based on factors like age and gender. The study aims to assess awareness of tax saving schemes and address concerns that some schemes do not provide adequate returns. It analyzes awareness of different investment options and how tax planning can help channel income into plans while reducing legal hassles and supporting economic growth.

1. “A STUDY ON TAX SAVING
INVESTMENT PRODUCT”
BY
HARSH PRAKASH JAIN
TYBAF - 86

2. Objectives of study
 To identify & understand the various investment products available.
 To understand the investment pattern of tax payers, specifically towards tax.
 Saving tax by considering different conditions such as Age, gender, qualification etc.
 To recommend and make people aware about the best tax saving investment options
available so that people can be benefitted.
 To describe the reasons for investment in tax saving schemes.
 To assess the awareness level about tax saving schemes.

3. Research Problem
• Tax is always a concern for the individuals for more than one reason.
• Some do not want to give tax while others want to minimize the amount to be
paid.
• Latter is legal and is referred to as tax planning.
• It is suggested that government and financial institutions educate people about tax
planning in general and tax saving schemes to achieve that in particular.
• The concern that these schemes are not up dated as per market returns also needs
to be addressed.

4. Executive Summary
• Awareness about different investment options.
• Selection of these investment options.
• Tax planning facilitates the smooth functioning of the financial planning process.
• Compliance regarding tax payment reduces legal hassles.
• Tax planning helps channelize taxable income to various investment plans.
• Tax planning helps you save money.
• Tax planning enables corporates to contribute towards the economic growth of our country.
• Promotes economic stability.

5. Conclusion
Taxes are one of life's certainties, and no one likes giving up some of their hard-earned cash. With proper tax
preparation, however, it's possible to pay less in taxes or receive a larger refund at the end of the year. While
paying taxes is inevitable, there are several ways to diminish your tax burden and end each year with more
money. Proper tax planning makes it easier to build your personal finances and afford the things you want. It is a
detailed study about the various investment options available that help the investors to gain tax benefits and
exemptions. It aims to understand the different investment options, their working and effectiveness, in
comparison to one another. It also attempts to find out how familiar investors are with such tax saving
investment options, and takes into account different demographic factors such as age, gender and income levels
in order to analyze the data.

6. Thank You