If you are responsible for looking after a family you may want to consider life insurance. Find out how you can keep your family looked after should the unthinkable happen.
This document provides an overview of psychological assessment tools used to evaluate patients exhibiting behavioral symptoms. It describes:
1. Psychiatric evaluations which include taking a patient history, mental status examination, and depression rating scales.
2. Intelligence tests like the WAIS and WISC which measure a patient's innate learning potential, and achievement tests which evaluate subject mastery.
3. Objective personality tests like the MMPI and MCMI which use true/false questions, and projective tests like Rorschach and TAT which analyze patient interpretations.
This document summarizes the findings of a survey on diversity in the City of London workforce. Some key findings include:
- Over half of respondents believe diversity is important, with under a third being indifferent. However, respondents did not identify clear business benefits of diversity.
- Employees believe diversity makes their employer more attractive and improves motivation, but has no effect on productivity.
- Perceptions of employer and manager commitment to diversity have declined slightly from last year, with gender and race seen as the top priorities. Disability and age are lower priorities.
- Highest-paid employees, women, and ethnic minorities place most importance on diversity, while those over 60 believe it is less important.
Red iberoamericana de expertos en la convención de los derechos de las person...José María
La red Iberoamericana de expertos en la Convención de los derechos de las personas con discapacidad trabaja para lograr el cumplimiento de los preceptos allí enunciados.
The giant panda is a bear found in central China, particularly in Sichuan province. It is easily recognized by its large black patches around its eyes, ears, and round body. Though classified as carnivorous, 99% of a panda's diet consists of bamboo. In the wild, pandas may occasionally eat other plants, tubers, or small animals. In captivity, they may also eat foods like honey, eggs, fish, or fruit alongside specially prepared food. There are approximately 1,600 giant pandas remaining in the wild, though their population is slowly increasing over time. They live mainly in mountainous regions of central China but have been pushed to higher areas due to human activity like farming and deforestation.
The document discusses the Raspberry Pi Model B+, including its specifications, GPIO configuration, installation procedure, and programming tools like Scratch and Python. It provides an overview of the different Raspberry Pi variants, focuses on the specifications of the Model B+ such as its 512MB RAM and 4 USB ports, and describes how to install the Raspberry Pi along with example programs in Scratch and Python. Applications of the Raspberry Pi include robotics, arcade machines, media centers, and more.
Misurare le performance aziendali per creare valore nel tempoForema
Oggi come non mai le imprese si trovano ad operare in mercati competitivi e dinamici, caratterizzati da fenomeni di turbolenza difficilmente prevedibili, di rapida manifestazione e di elevata intensità. In tale contesto, i tradizionali sistemi di pianificazione e controllo di gestione non sono più sufficienti: è necessario introdurre sistemi di misurazione delle performance aziendali per interpretare e gestire il vantaggio competitivo indirizzando il comportamento dell’organizzazione in modo coerente con la strategia di sviluppo aziendale. I business sono per lo più maturi, il numero di concorrenti aumenta, i clienti sono sempre più esigenti e le imprese sono costantemente alla ricerca di nuove opportunità e di nuovi vantaggi competitivi.
In tale contesto, i tradizionali sistemi di pianificazione e controllo di gestione, che ruotano principalmente attorno ad indicatori economici e finanziari sviluppati secondo orizzonti di breve periodo, non sono più sufficienti in un’ottica di valutazione di creazione di valore e di capacità dell’azienda di competere in maniera duratura. È opportuno, pertanto, che le imprese ripensino il proprio sistema di pianificazione e controllo per renderlo idoneo a supportare i processi di pianificazione strategica nel tempo, sviluppandolo secondo logiche che prestino maggiore attenzione alle performance aziendali di medio-lungo termine, introducendo sistemi di misurazione delle stesse, atti a verificare e gestire la creazione di valore nel tempo. Obiettivo dell’incontro è illustrare gli indicatori di performance applicabili e valutarne l’efficacia nei diversi contesti aziendali.
Giovedì 4 giugno 2015, dalle 17 alle 19
Partecipazione Gratuita
Piove di Sacco – Sede di Confindustria – Via Carrarese 66
The document discusses the simple past tense in English grammar. It provides rules for forming simple past sentences using regular verbs like "wrote" and "did not write." Examples are given of simple past sentences containing a subject, verb, and object. The document also lists time signals that can be used with simple past tense and provides an exercise for readers to practice forming simple past sentences from prompts containing verbs and time phrases. Criteria for selecting the next president are listed as being smart, resolute, and religious.
This document provides an overview of psychological assessment tools used to evaluate patients exhibiting behavioral symptoms. It describes:
1. Psychiatric evaluations which include taking a patient history, mental status examination, and depression rating scales.
2. Intelligence tests like the WAIS and WISC which measure a patient's innate learning potential, and achievement tests which evaluate subject mastery.
3. Objective personality tests like the MMPI and MCMI which use true/false questions, and projective tests like Rorschach and TAT which analyze patient interpretations.
This document summarizes the findings of a survey on diversity in the City of London workforce. Some key findings include:
- Over half of respondents believe diversity is important, with under a third being indifferent. However, respondents did not identify clear business benefits of diversity.
- Employees believe diversity makes their employer more attractive and improves motivation, but has no effect on productivity.
- Perceptions of employer and manager commitment to diversity have declined slightly from last year, with gender and race seen as the top priorities. Disability and age are lower priorities.
- Highest-paid employees, women, and ethnic minorities place most importance on diversity, while those over 60 believe it is less important.
Red iberoamericana de expertos en la convención de los derechos de las person...José María
La red Iberoamericana de expertos en la Convención de los derechos de las personas con discapacidad trabaja para lograr el cumplimiento de los preceptos allí enunciados.
The giant panda is a bear found in central China, particularly in Sichuan province. It is easily recognized by its large black patches around its eyes, ears, and round body. Though classified as carnivorous, 99% of a panda's diet consists of bamboo. In the wild, pandas may occasionally eat other plants, tubers, or small animals. In captivity, they may also eat foods like honey, eggs, fish, or fruit alongside specially prepared food. There are approximately 1,600 giant pandas remaining in the wild, though their population is slowly increasing over time. They live mainly in mountainous regions of central China but have been pushed to higher areas due to human activity like farming and deforestation.
The document discusses the Raspberry Pi Model B+, including its specifications, GPIO configuration, installation procedure, and programming tools like Scratch and Python. It provides an overview of the different Raspberry Pi variants, focuses on the specifications of the Model B+ such as its 512MB RAM and 4 USB ports, and describes how to install the Raspberry Pi along with example programs in Scratch and Python. Applications of the Raspberry Pi include robotics, arcade machines, media centers, and more.
Misurare le performance aziendali per creare valore nel tempoForema
Oggi come non mai le imprese si trovano ad operare in mercati competitivi e dinamici, caratterizzati da fenomeni di turbolenza difficilmente prevedibili, di rapida manifestazione e di elevata intensità. In tale contesto, i tradizionali sistemi di pianificazione e controllo di gestione non sono più sufficienti: è necessario introdurre sistemi di misurazione delle performance aziendali per interpretare e gestire il vantaggio competitivo indirizzando il comportamento dell’organizzazione in modo coerente con la strategia di sviluppo aziendale. I business sono per lo più maturi, il numero di concorrenti aumenta, i clienti sono sempre più esigenti e le imprese sono costantemente alla ricerca di nuove opportunità e di nuovi vantaggi competitivi.
In tale contesto, i tradizionali sistemi di pianificazione e controllo di gestione, che ruotano principalmente attorno ad indicatori economici e finanziari sviluppati secondo orizzonti di breve periodo, non sono più sufficienti in un’ottica di valutazione di creazione di valore e di capacità dell’azienda di competere in maniera duratura. È opportuno, pertanto, che le imprese ripensino il proprio sistema di pianificazione e controllo per renderlo idoneo a supportare i processi di pianificazione strategica nel tempo, sviluppandolo secondo logiche che prestino maggiore attenzione alle performance aziendali di medio-lungo termine, introducendo sistemi di misurazione delle stesse, atti a verificare e gestire la creazione di valore nel tempo. Obiettivo dell’incontro è illustrare gli indicatori di performance applicabili e valutarne l’efficacia nei diversi contesti aziendali.
Giovedì 4 giugno 2015, dalle 17 alle 19
Partecipazione Gratuita
Piove di Sacco – Sede di Confindustria – Via Carrarese 66
The document discusses the simple past tense in English grammar. It provides rules for forming simple past sentences using regular verbs like "wrote" and "did not write." Examples are given of simple past sentences containing a subject, verb, and object. The document also lists time signals that can be used with simple past tense and provides an exercise for readers to practice forming simple past sentences from prompts containing verbs and time phrases. Criteria for selecting the next president are listed as being smart, resolute, and religious.
The document discusses the uses of "so" and "such" when describing causes and effects. It states that "so" is used before adjectives or adverbs, without a noun, to describe the cause, while "such" is used with an adjective and singular noun. It provides examples of using "so...that" and "such...that" to connect a cause clause with an effect clause, with "so" modifying adjectives/adverbs and "such" modifying a noun phrase. The conclusion reiterates that "so" intensifies adjectives/adverbs in the cause clause and "such" modifies a noun in the cause clause to emphasize remarkable effects.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
The document discusses the uses of "so" and "such" when describing causes and effects. It states that "so" is used before adjectives or adverbs, without a noun, to describe the cause, while "such" is used with an adjective and singular noun. It provides examples of using "so...that" and "such...that" to connect a cause clause with an effect clause, with "so" modifying adjectives/adverbs and "such" modifying a noun phrase. The conclusion reiterates that "so" intensifies adjectives/adverbs in the cause clause and "such" modifies a noun in the cause clause to emphasize remarkable effects.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
1. A Closer Look at Life
Insurance
Life insurance has become essential in the modern age and many
people are starting to consider it as a meaningful option to sign up
for. Yet, there are many intricate details associated with life
insurance that have to be understood and defined before making a
decision. Living in Australia means it is critical to pinpoint what life
insurance means and where to find the best plan in the nation to
secure your life.
2. Defining Life Insurance
An insurance policy is designed to protect specific assets and
ensure a person is compensated upon damaged and/or loss to said
asset. With life insurance, the 'asset' being protected financially
would be a person. Many individuals have dependants under their
name who are being taken care of and if they pass away, those
dependants will not have anywhere to go. This is where life
insurance kicks into action and is essential.
Unforeseeable events can occur at any point in one's life and
therefore having financial protection in place to help beneficiaries
is key and that is what life insurance is able to provide.
What type of expenses are paid for with the help of a life insurance
policy? These expenses can include daily expenses such as clothing
and food, medical costs, children's education, and outstanding
debts.
3. Benefits
Most of the plans that are available can be customised to meet
one's needs and wants. This ensures the right plan is going to be
found and will fit the requisite demands of the client that is going
to be signing up with the insurance agency. These demands are
going to be met as there is a plan that is going to fit one's budget
and personal expectations. Find this right option and live safely for
the rest of your life with the plan in place.
Life insurance policies are great as they provide a certain amount of
security and reduce the stress on a person who does not have
control over when they will pass away. This adds a bit of stability in
one's life knowing there will be a financial safety net in place just in
case something does occur that wasn't expected.
4. The security provided by a life insurance plan is hard to beat and
signifies why it is important to focus on making sure everyone has
one in place. Those who understand the importance of life
insurance will get one under their name as soon as possible
because of the undeniable benefits.
To ensure you are finding the right insurance plan that is going to
protect your loved ones in the long term requires a quality,
professional broker. To find a high quality life insurance broker in
ACT, go with HamiltonBrokers.com.au. There isn't a better broker in
the nation when it comes to finding comprehensive plans that are
going to do the job you wish. It is essential to find the right fit as
there is nothing worse than a poor life insurance plan.
Hamilton Brokers
Address: 1st Floor, 55 Woolley St, Dickson, ACT, 2602
Phone: 02 6124 1250
Website: http://www.hamiltonbrokers.com.au/life-insurance/
Another benefit of life insurance comes in the form of longevity as
the plan is going to be in place for many years. This can be for as
long as 30 years in some cases when the plan has been put in place.
Clients are expected to sign up and rigorous testing is not required
to ensure the results of the life insurance plan are successful.