The document discusses the difficulty small businesses in Mexico face when accepting credit card payments due to paperwork, multiple connections to banks, and fees. It notes that only 9% of business-to-consumer payments in Mexico are made by credit/debit card. The proposed solution is an online and mobile payment processing service called Clip that allows businesses to sign up, download a card reader, and start accepting payments easily with one fee. Clip aims to address the problems of the existing system and bring more of Mexico's 5.5 million small businesses into accepting electronic payments.