This is the pitch I made that won SGD10,000 (second place) for the 2015 DBS Blockchain Hackathon. https://www.coingecko.com/buzz/3-winning-hacks-from-the-dbs-blockchain-hackathon-in-singapore

1. Hyperlocal Banking
Bringing Reliable and Trusted Banking to the Unbanked

2. • Tristan - software developer
from the Philippines and have
worked extensively on
ecommerce platforms
• Kar Fei - coach and strategy
advisor for Social
Entrepreneurship programs
• Khai Yong - entrepreneur and
business developer
• Cynthia - volunteers at Fugee
School for Somali refugees
and Pandawasa Academy for
Afghan, Iranian, and other
refugee kids in Malaysia

3. 73%unbanked or underbanked in the Philippines
100m population, 2014 figures
http://www.philstar.com/cebu-business/2014/05/26/1327424/73-pinoys-are-unbanked

4. 2.5 Billion
unbanked or underbanked
This is a Global issue

5. Impediments
• Lack of access and transportation
• Inadequate network infrastructure
• Deficiency in knowledge and understanding
• Unstable income
• Poor credit history

6. Hyperlocal Banking
• It's not new
• Village banking and
microfinance in Guatemala
• Lacks machine-readable trust
assertions*
*Big thank you to Stephan Wissel for the term

7. Hyperlocal Banking
• Leverages the trust inherent
in the social infrastructure
• Exposes people to the
benefits of banking and
financial systems
• Promotes trust and reliability
by committing transactions
into the blockchain

8. Potential Applications
• Payment plans and
subscriptions
• Loans and mortgage
collateral
• Salary and Payroll
• Cashless payment (currently
implemented)

10. HUB
Tristan Cynthia
sends an sms
asking to pay Cynthia
confirms transaction and
transfers funds
transaction is settled

11. HUB

12. Technology
• Blockstrap API
• Ruby
• HTML5
• Javascript
• Postgres
• SMS
• Currently works with doget for
development efficiency, but can
easily support others
• Android, iOS, Windows native
apps are coming soon

13. bank: What's in it for me?

14. nubank: Intelligence and Analytics

15. Where does it make sense to
establish a presence?

16. Supercharging the economy
Intelligence and Analytics
*Big thank you to Stephan Wissel for the cake idea
It's a Piece of Cake

17. I'd like to ask everyone a
question:

18. What is Banking?

19. It all boils down to trust

20. • You trust your bank to hold and manage your funds
• You trust the money printed by the central bank
• You trust that virtual transactions happen just as if
they happened with a physical exchange of goods

21. Banking is the biggest
trust-based system
the world has ever known

22. Trust. Reliability. Community.
Banking. Blockchains.
These are all words that go together :)
Hyperlocal banking has the potential
to reach 2.5 billion lives