This document shows the monthly EMI and total amount repaid for a 50 lakh loan with 10.5% interest over various loan tenures ranging from 10 to 30 years. The longer the loan tenure, the lower the monthly EMI but the higher the total interest paid over the life of the loan. For example, a 30-year loan would have a monthly EMI of ₹45,737 and total repayment of ₹1,64,65,320.