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WOMEN IN PRIMERICA
A BETTER WAY
“I love that there are no limits for women in
Primerica. It is the only place I’ve found where a
woman can come in, learn her craft and build a
huge, powerful, life-changing dynasty. We have
equal opportunity to change unlimited lives,
while empowering other women every day to
do what we’re doing. Primerica has made me
a better woman and a better leader through
constant self-improvement.”
Jennifer Lewis
Flowood, MS
Former Social Worker
Former Income: $50,000
Primerica Income: $334,3876
“Family is very important to my husband, Art, and me.
Before we joined Primerica, Art worked long hours in an ice
cream factory and I worked part-time while taking care of
our three girls. We did what we needed to do in order to
provide for our family, but we had to miss out on so many
important moments because of our jobs. Finding Primerica
truly changed our future and gave us our lives back. Now,
we get to travel and share amazing experiences with our
loved ones while we earn a great income!”
Susan Carreon
Riverside, CA
Former Sales Representative
Former Income: $16,000
Primerica Income: $1,003,0186
WHAT ARE YOUR OPTIONS?
Ownership is available only upon meeting all qualification and eligibility requirements, and remaining in compliance with all terms and
conditions, as set forth in the Ownership Program Document and various operating policies and procedures issued by Primerica from
time to time.
1
2
3
Get a Different Job
The dirty little secret of working for someone else is that it really doesn’t matter what job you
have, the inherent issues remain the same. Your time and income will always be controlled by your
employer.
Go the Self-Employed Route
Have a hobby or skill you can turn into cash generation? Parlaying your passions into a business
is a great way to potentially earn extra cash or make a career change. But being self-employed
means if you don’t or can’t work (or if your market/product dries up), your income stream stops.
Your time and income are completely dependent on your personal involvement.
Become a Business Owner
Owning a business – like Primerica – means you own a system, which has people who are working
with you toward the same goals, and you have the potential for unlimited income. Business
ownership gives you complete freedom of time and money.
If you followed traditional wisdom, you went to college/university, got
a degree and entered the workforce, hoping to climb the ladder to
success. If the reality of the nine-to-five grind isn’t what you expected,
or if you find yourself wishing your income matched your talents,
it may be time to consider
other alternatives.
If you’re ready to earn what you’re worth and
find a true work/life balance – one where YOU are in
control, and your efforts make money for your family,
not your employer – consider Primerica!5
Here, you
can feel good about what you’re doing. Your efforts
will mean something to the families whose lives you’ll
impact. You’ll be doing something important. And,
most of all, you’ll have the chance to have the quality
of life with your family that you just can’t get when
you’re working for someone else.
You’ll also have access to comprehensive support
and training as you’re building your business. Here,
you’re in business FOR yourself, but not BY yourself.
	 Primerica offers a better way of pursuing your
dream life through our independent business
opportunity.2
When you’re in business for yourself,
YOU are in control. And, unlike franchise or other
entrepreneurial opportunities, there are no huge fees
or large startup costs. Starting a Primerica business
costs just $99 – which covers your licensing fees – and
$25 per month for our comprehensive online business
support system!3
Best of all, you can start building your Primerica
business part-time or full-time – whatever works for
you and your schedule!4
YOU, THE ENTREPRENEUR?
	 As the largest independent financial services
marketing organization in North America, we’ve been
in business close to four decades. Our track record
of success includes thousands of women (and men)
like the ones in this brochure who have changed
their families’ lives through our business opportunity.
But for us, it’s not really about the money. Our heart
lies in what we DO to help improve the lives of
everyday people in the communities we serve.
	 As women, we often have a lot of demands on
our time. We juggle our work schedule with shuttling
our kids to soccer practice and ballet lessons. We are
also typically the caregivers for our aging parents,
along with a host of other responsibilities. We want
to have it all – a great home life and a fulfilling career.
What we need is flexibility and the right opportunity.
With Primerica, you can have both.
WHY PRIMERICA?
WHO WE ARE
WHY NOT YOU?
(As of December 31, 2015. Primerica refers to Primerica and its
affiliated companies.)
Listed on the New York Stock Exchange (PRI)
Approximately 5 million lives insured through us1
More than 2 million client investment accounts
More than $693 billion of life insurance in force1
An average of $3 million in benefit claims paid by our
life companies every day1
Investment clients have more than $47 billion in asset
values in their Primerica investment accounts
Does this sound like an
organization you’d like to
become a part of?
Contact the Primerica Representative
who gave you this brochure or log onto
www.primerica.com/locations to learn more!
“Primerica empowers women to
lead the life we deserve instead
of orienting our lives around a
job that will never pay us what
we’re worth. To me, the most
incredible thing I can do is to offer
this Opportunity to others, knowing
how it will impact and change their
lives, as it has changed mine.”
“Primerica is the perfect place for
women because here we have
a level playing field. You can
adjust your work/personal life
priorities as necessary. The most
important thing Primerica has
done for me is changed how I
think. The ‘lid’ is off. I choose how
to live every aspect of my life
– something most people never have the chance to do.”
“This business is the perfect place
for women because here we have
the flexibility to create our own
schedule. It’s difficult, when you’re
working for someone else, to
juggle the various roles we have
– mom, wife, businesswoman. I
love that I get to share my story of
overcoming challenges and creating
a successful business with the women I meet.”
“At Primerica, they want to
help you grow, not pull you
down. Some of my team
members have started a group
called M-O-M, “Moms on a
Mission.” They get together as a
cooperative and help each other
with childcare. I don’t think this is a
great opportunity – I think it’s the ONLY opportunity.
We’re the best thing out there.”
“When I found Primerica, for once
in my life I saw you could have
everything: a great family life, a
great spiritual life and a great
opportunity helping families. It’s
your business and you’re running
it, but you also have the Home
Office and field support that you
can call anytime. Everything has been
figured out, the system is in place. All you have to do
is work. It doesn’t get any better than that.”
“Primerica has worked for decades
to help Main Street families – the
backbone of this country – to
earn more income and become
properly protected, debt free
and financially independent. I
get to wake up every day and do
something that’s so important, that
makes such a difference. I am so grateful for that!”
Peggy Hightower
Lanham, MD
Former Registered Nurse
Former Income: $32,000
Primerica Income: $609,7806
Whitney Cooper
Ft. Worth, TX
Former Student
Former Income: $0
Primerica Income: $305,2666
Cheryl Bartlett
San Jose, CA
Former Program Director for Developmentally Disabled Children
Former Income: $36,000
Primerica Income: $1,015,1786
Tonia Poe
Irwindale, CA
Former Probation Officer
Former Income: $17,000
Primerica Income: $532,0766
Sahar Makanvand
Pasadena, CA
Former Call Center Associate
Former Income: $52,000
Primerica Income: $233,8936
Frances Avrett
Lawrenceville, GA
Former Greenhouse Owner
Former Income: $18,000
Primerica Income: $1,027,7306
Bernadette Lougheed
Red Deer, Alberta
Former Registered Nurse
Former Income: $30,000
Primerica Income: $398,8286
Noemy Rubio
Fontana, CA
Former Cosmetics Manager
Former Income: $3,000
Primerica Income: $679,0146
“Women are tired of working so
hard and having no place to go.
We’re tired of struggling to keep
our family priorities in order.
You can do both at Primerica.
You can create a business that
will generate recurring income for
you, and allow you the freedom to
manage your time. I did it – you can, too!”
“In my experience, the structure
of the corporate world does not
allow room for women to be
pushed up. There are powerful
women in business, but there
isn’t a real platform in place to
make that happen. Primerica
is different. Here, we have that
platform for women to be showcased
and spotlighted for their accomplishments and
achievements. That’s what makes Primerica different.”
1. Term life insurance is underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY, in New York State; Primerica Life Insurance Company,
Executive Offices: Duluth, GA, in all other U.S. jurisdictions; Primerica Life Insurance Company of Canada, Head Office: Mississauga, Ontario, in Canada.
2. Primerica Representatives are independent contractors and are not employees of Primerica.
3. In Canada, fees are $103.95 for the IBA (includes applicable sales tax) plus $28.00 per month for POL.
4. In Canada, the part-time opportunity may be subject to certain restrictions, depending on your occupation.
5. The Primerica business opportunity involves the sale of term life insurance and mutual funds, as well as offering other financial services products and services such as
debt consolidation loan referrals. Primerica Representatives are individuals who have signed an Independent Business Application (“IBA”) and who have been approved
to become a member of Primerica’s sale force. Primerica Representatives are independent contractors, and are not employees of Primerica Companies, or its parent
company Primerica, Inc.
6. As of March 2016. From January 1 through December 31, 2014, Primerica paid a total of $593,056,197 in compensation to its sales force, at an average of $6,030 per life
licensed representative. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the
override spread on each sale, and the ability and efforts of a representative and their downlines. Having said this, Primerica provides an opportunity for individuals who
work hard to develop a business with unlimited income potential.
©2016 Primerica / A9214 / 51349 / 5.16 / 16PFS187
www.primerica.com
www.primerica.ca

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51349 women-in-primerica-english

  • 1. WOMEN IN PRIMERICA A BETTER WAY
  • 2. “I love that there are no limits for women in Primerica. It is the only place I’ve found where a woman can come in, learn her craft and build a huge, powerful, life-changing dynasty. We have equal opportunity to change unlimited lives, while empowering other women every day to do what we’re doing. Primerica has made me a better woman and a better leader through constant self-improvement.” Jennifer Lewis Flowood, MS Former Social Worker Former Income: $50,000 Primerica Income: $334,3876 “Family is very important to my husband, Art, and me. Before we joined Primerica, Art worked long hours in an ice cream factory and I worked part-time while taking care of our three girls. We did what we needed to do in order to provide for our family, but we had to miss out on so many important moments because of our jobs. Finding Primerica truly changed our future and gave us our lives back. Now, we get to travel and share amazing experiences with our loved ones while we earn a great income!” Susan Carreon Riverside, CA Former Sales Representative Former Income: $16,000 Primerica Income: $1,003,0186
  • 3. WHAT ARE YOUR OPTIONS? Ownership is available only upon meeting all qualification and eligibility requirements, and remaining in compliance with all terms and conditions, as set forth in the Ownership Program Document and various operating policies and procedures issued by Primerica from time to time. 1 2 3 Get a Different Job The dirty little secret of working for someone else is that it really doesn’t matter what job you have, the inherent issues remain the same. Your time and income will always be controlled by your employer. Go the Self-Employed Route Have a hobby or skill you can turn into cash generation? Parlaying your passions into a business is a great way to potentially earn extra cash or make a career change. But being self-employed means if you don’t or can’t work (or if your market/product dries up), your income stream stops. Your time and income are completely dependent on your personal involvement. Become a Business Owner Owning a business – like Primerica – means you own a system, which has people who are working with you toward the same goals, and you have the potential for unlimited income. Business ownership gives you complete freedom of time and money. If you followed traditional wisdom, you went to college/university, got a degree and entered the workforce, hoping to climb the ladder to success. If the reality of the nine-to-five grind isn’t what you expected, or if you find yourself wishing your income matched your talents, it may be time to consider other alternatives.
  • 4. If you’re ready to earn what you’re worth and find a true work/life balance – one where YOU are in control, and your efforts make money for your family, not your employer – consider Primerica!5 Here, you can feel good about what you’re doing. Your efforts will mean something to the families whose lives you’ll impact. You’ll be doing something important. And, most of all, you’ll have the chance to have the quality of life with your family that you just can’t get when you’re working for someone else. You’ll also have access to comprehensive support and training as you’re building your business. Here, you’re in business FOR yourself, but not BY yourself. Primerica offers a better way of pursuing your dream life through our independent business opportunity.2 When you’re in business for yourself, YOU are in control. And, unlike franchise or other entrepreneurial opportunities, there are no huge fees or large startup costs. Starting a Primerica business costs just $99 – which covers your licensing fees – and $25 per month for our comprehensive online business support system!3 Best of all, you can start building your Primerica business part-time or full-time – whatever works for you and your schedule!4 YOU, THE ENTREPRENEUR? As the largest independent financial services marketing organization in North America, we’ve been in business close to four decades. Our track record of success includes thousands of women (and men) like the ones in this brochure who have changed their families’ lives through our business opportunity. But for us, it’s not really about the money. Our heart lies in what we DO to help improve the lives of everyday people in the communities we serve. As women, we often have a lot of demands on our time. We juggle our work schedule with shuttling our kids to soccer practice and ballet lessons. We are also typically the caregivers for our aging parents, along with a host of other responsibilities. We want to have it all – a great home life and a fulfilling career. What we need is flexibility and the right opportunity. With Primerica, you can have both. WHY PRIMERICA? WHO WE ARE WHY NOT YOU? (As of December 31, 2015. Primerica refers to Primerica and its affiliated companies.) Listed on the New York Stock Exchange (PRI) Approximately 5 million lives insured through us1 More than 2 million client investment accounts More than $693 billion of life insurance in force1 An average of $3 million in benefit claims paid by our life companies every day1 Investment clients have more than $47 billion in asset values in their Primerica investment accounts Does this sound like an organization you’d like to become a part of? Contact the Primerica Representative who gave you this brochure or log onto www.primerica.com/locations to learn more!
  • 5. “Primerica empowers women to lead the life we deserve instead of orienting our lives around a job that will never pay us what we’re worth. To me, the most incredible thing I can do is to offer this Opportunity to others, knowing how it will impact and change their lives, as it has changed mine.” “Primerica is the perfect place for women because here we have a level playing field. You can adjust your work/personal life priorities as necessary. The most important thing Primerica has done for me is changed how I think. The ‘lid’ is off. I choose how to live every aspect of my life – something most people never have the chance to do.” “This business is the perfect place for women because here we have the flexibility to create our own schedule. It’s difficult, when you’re working for someone else, to juggle the various roles we have – mom, wife, businesswoman. I love that I get to share my story of overcoming challenges and creating a successful business with the women I meet.” “At Primerica, they want to help you grow, not pull you down. Some of my team members have started a group called M-O-M, “Moms on a Mission.” They get together as a cooperative and help each other with childcare. I don’t think this is a great opportunity – I think it’s the ONLY opportunity. We’re the best thing out there.” “When I found Primerica, for once in my life I saw you could have everything: a great family life, a great spiritual life and a great opportunity helping families. It’s your business and you’re running it, but you also have the Home Office and field support that you can call anytime. Everything has been figured out, the system is in place. All you have to do is work. It doesn’t get any better than that.” “Primerica has worked for decades to help Main Street families – the backbone of this country – to earn more income and become properly protected, debt free and financially independent. I get to wake up every day and do something that’s so important, that makes such a difference. I am so grateful for that!” Peggy Hightower Lanham, MD Former Registered Nurse Former Income: $32,000 Primerica Income: $609,7806 Whitney Cooper Ft. Worth, TX Former Student Former Income: $0 Primerica Income: $305,2666 Cheryl Bartlett San Jose, CA Former Program Director for Developmentally Disabled Children Former Income: $36,000 Primerica Income: $1,015,1786 Tonia Poe Irwindale, CA Former Probation Officer Former Income: $17,000 Primerica Income: $532,0766 Sahar Makanvand Pasadena, CA Former Call Center Associate Former Income: $52,000 Primerica Income: $233,8936 Frances Avrett Lawrenceville, GA Former Greenhouse Owner Former Income: $18,000 Primerica Income: $1,027,7306 Bernadette Lougheed Red Deer, Alberta Former Registered Nurse Former Income: $30,000 Primerica Income: $398,8286 Noemy Rubio Fontana, CA Former Cosmetics Manager Former Income: $3,000 Primerica Income: $679,0146 “Women are tired of working so hard and having no place to go. We’re tired of struggling to keep our family priorities in order. You can do both at Primerica. You can create a business that will generate recurring income for you, and allow you the freedom to manage your time. I did it – you can, too!” “In my experience, the structure of the corporate world does not allow room for women to be pushed up. There are powerful women in business, but there isn’t a real platform in place to make that happen. Primerica is different. Here, we have that platform for women to be showcased and spotlighted for their accomplishments and achievements. That’s what makes Primerica different.”
  • 6. 1. Term life insurance is underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY, in New York State; Primerica Life Insurance Company, Executive Offices: Duluth, GA, in all other U.S. jurisdictions; Primerica Life Insurance Company of Canada, Head Office: Mississauga, Ontario, in Canada. 2. Primerica Representatives are independent contractors and are not employees of Primerica. 3. In Canada, fees are $103.95 for the IBA (includes applicable sales tax) plus $28.00 per month for POL. 4. In Canada, the part-time opportunity may be subject to certain restrictions, depending on your occupation. 5. The Primerica business opportunity involves the sale of term life insurance and mutual funds, as well as offering other financial services products and services such as debt consolidation loan referrals. Primerica Representatives are individuals who have signed an Independent Business Application (“IBA”) and who have been approved to become a member of Primerica’s sale force. Primerica Representatives are independent contractors, and are not employees of Primerica Companies, or its parent company Primerica, Inc. 6. As of March 2016. From January 1 through December 31, 2014, Primerica paid a total of $593,056,197 in compensation to its sales force, at an average of $6,030 per life licensed representative. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of a representative and their downlines. Having said this, Primerica provides an opportunity for individuals who work hard to develop a business with unlimited income potential. ©2016 Primerica / A9214 / 51349 / 5.16 / 16PFS187 www.primerica.com www.primerica.ca