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Innovative 4-Phase Approach
    for Commercial Debt Collections
Brown & Joseph, Ltd.
Accounts Receivable Management Firm

Credit and Collection Specialists




► Headquartered in Rolling Meadows, Illinois

► Brown & Joseph has represented companies nationally and internationally

► since 1996

► We offer our clients a wide range of comprehensive accounts receivables

► management services custom designed to fit your needs
Industries We Specialize In




► Business Services    ► Media

► Commercial Cable     ► Telecommunications

► Deregulated Energy   ► Telecommunications

► Insurance            ► Transportation

► Manufacturing        ► Wholesale
Innovative 4-Phase Approach
            for Commercial Debt Collections




► Increases recovery percentages

► Reduces the need for debt recovery litigation

► Combines the best of all the practices employed by commercial credit risk

► analysis companies, commercial collection agencies, debt collection law firms

► and litigation law firms for the same contingency fee you pay to your agency
Phase One
Commercial Credit Scoring and Commercial
Credit Risk Analysis




► Upon receipt, all cases are credit scored and a credit risk analysis is performed

► The information contains payment history trends, state and federal tax lien information,

► pending laws suits, unsatisfied judgments, UCC filings, secured creditors, etc.

► The benefit is faster payment of debt, higher settlements, and less litigation

► We will provide you with factual information so you can make the best

► settlement or litigation decisions when needed
Phase Two
Initial Commercial Credit Risk Analysis and B2B Debt Collections




► Files are segmented and prioritized by their predictive payment trend and balance

► Cases are assigned to our experienced B2B debt collections specialists

► Companies with medium to low scores, meaning high credit risk, have a tendency

► to delay recovery with unsubstantiated disputes and are diverted to our in-house

► collection attorney law office for pre-litigation collection calls without increasing

► contingency fees
Phase Three
Internal Law Office Collection Attorney




► Increases bad debt recovery percentages

► Obtains higher settlements

► Reduces litigation costs

► Reduces time spent in resolving the more difficult assignments

► You receive the impact of a law office collection attorney for the same

► contingency fee you now pay to your collection agency
Phase Four
Debt Recovery Litigation




► When a debt is not paid, our internal collection law firm management team will

► review and recommend suit, when needed, based on factual commercial credit

► scores and the commercial credit risk analysis obtained in our initial phase

► Brown & Joseph maintains a national network of experienced litigation law firms

► We are a member of the Commercial Collection Agency Association section of

► the Commercial Law League of America
Client Support Services




► Extensive reporting capabilities customized by client request
► Online access provided to accounts placed 24/7
► Live phone support
► Online placements
► On–demand credit reports and analysis
Technology and Security




► Business Intelligence
► State of the art encryption data security
► All collection calls are recorded
► Video monitored surveillance
► Building security 24 / 7
Judge Us By the Companies We Keep.
We Work With Clients Such as…
Ready to Develop a Strategy With Our Collection
        Specialists? Contact Me Today.

                  Allison Sima
              Marketing Coordinator

              Phone: 888-829-9997 x209
             asima@brownandjoseph.com

            2550 West Golf Road Suite 300
              Rolling Meadows, IL 60008

          Visit us at www.brownandjoseph.com

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4-Step Process to Commercial Debt Collection

  • 1. Innovative 4-Phase Approach for Commercial Debt Collections
  • 2. Brown & Joseph, Ltd. Accounts Receivable Management Firm Credit and Collection Specialists ► Headquartered in Rolling Meadows, Illinois ► Brown & Joseph has represented companies nationally and internationally ► since 1996 ► We offer our clients a wide range of comprehensive accounts receivables ► management services custom designed to fit your needs
  • 3. Industries We Specialize In ► Business Services ► Media ► Commercial Cable ► Telecommunications ► Deregulated Energy ► Telecommunications ► Insurance ► Transportation ► Manufacturing ► Wholesale
  • 4. Innovative 4-Phase Approach for Commercial Debt Collections ► Increases recovery percentages ► Reduces the need for debt recovery litigation ► Combines the best of all the practices employed by commercial credit risk ► analysis companies, commercial collection agencies, debt collection law firms ► and litigation law firms for the same contingency fee you pay to your agency
  • 5. Phase One Commercial Credit Scoring and Commercial Credit Risk Analysis ► Upon receipt, all cases are credit scored and a credit risk analysis is performed ► The information contains payment history trends, state and federal tax lien information, ► pending laws suits, unsatisfied judgments, UCC filings, secured creditors, etc. ► The benefit is faster payment of debt, higher settlements, and less litigation ► We will provide you with factual information so you can make the best ► settlement or litigation decisions when needed
  • 6. Phase Two Initial Commercial Credit Risk Analysis and B2B Debt Collections ► Files are segmented and prioritized by their predictive payment trend and balance ► Cases are assigned to our experienced B2B debt collections specialists ► Companies with medium to low scores, meaning high credit risk, have a tendency ► to delay recovery with unsubstantiated disputes and are diverted to our in-house ► collection attorney law office for pre-litigation collection calls without increasing ► contingency fees
  • 7. Phase Three Internal Law Office Collection Attorney ► Increases bad debt recovery percentages ► Obtains higher settlements ► Reduces litigation costs ► Reduces time spent in resolving the more difficult assignments ► You receive the impact of a law office collection attorney for the same ► contingency fee you now pay to your collection agency
  • 8. Phase Four Debt Recovery Litigation ► When a debt is not paid, our internal collection law firm management team will ► review and recommend suit, when needed, based on factual commercial credit ► scores and the commercial credit risk analysis obtained in our initial phase ► Brown & Joseph maintains a national network of experienced litigation law firms ► We are a member of the Commercial Collection Agency Association section of ► the Commercial Law League of America
  • 9. Client Support Services ► Extensive reporting capabilities customized by client request ► Online access provided to accounts placed 24/7 ► Live phone support ► Online placements ► On–demand credit reports and analysis
  • 10. Technology and Security ► Business Intelligence ► State of the art encryption data security ► All collection calls are recorded ► Video monitored surveillance ► Building security 24 / 7
  • 11. Judge Us By the Companies We Keep. We Work With Clients Such as…
  • 12. Ready to Develop a Strategy With Our Collection Specialists? Contact Me Today. Allison Sima Marketing Coordinator Phone: 888-829-9997 x209 asima@brownandjoseph.com 2550 West Golf Road Suite 300 Rolling Meadows, IL 60008 Visit us at www.brownandjoseph.com