40billion.com is a platform that facilitates the raising of business funds through friends and family investors. It allows entrepreneurs to launch private networks to invite friends and family to invest small amounts, as little as $50, in their business. The platform aims to address the $40 billion gap in funding available for small business startups. It has the potential for rapid growth, with peer-to-peer lending projected to increase 800% in the next three years. The founders have experience in financial services and technology and are seeking $500,000 in funding to further develop the platform and market it nationwide.