SlideShare a Scribd company logo
DIGITAL FINANCIAL LITERACY
AND FIRM PERFORMANCE:
THE ROLE OF DIGITAL
PAYMENT
Kusuma Ratnawati
2022 FEB – UB International Conference
October 14th – 15th, 2022
Faculty of Economics and Business,
Brawijaya University
INTRODUCTION
2022 FEB – UB International Conference
October 14th – 15th, 2022
• Digitalization have grown more rapidly by 12% or reaching
IDR 30.8 trillion compared to conditions in 2021 in
transactions on marketplace platforms (Bank Indonesia,
2022).
• Micro-small enterprises digitalization
can change the business value
proposition, create business value, and
explain the form of business, and can
describe the level of digitization
(Bouncken et al., 2021; Eller et al., 2020;
Matt et al., 2015).
FIRM PERFORMANCE
• Increasing company performance cannot be
separated from the influence of digital
financial literacy.
DIGITAL FINANCIAL LITERACY =
FINANCIAL LITERACY ASPECT + DIGITAL
LITERACY ASPECT
INTRODUCTION
2022 FEB – UB International Conference
October 14th – 15th, 2022
• Research on the linkage of financial literacy with the context of digital technology
(digital financial literacy) on firm performance has only begun to be studied and has
become a worldwide concern after the implementation of global digitalization in all
industrial sectors around 2017 (E & Swarupa, 2022; Fauzi et al., 2020; OECD., 2017;
OECD, 2019).
DIGITAL
PAYMENT
CREATE
Purposes of The
Research
1. Determine the influence
between digital financial
literacy, digital payment, and
firm performance
2. Determine the role of digital
payment as a mediator in the
relationship between digital
financial literacy and firm
performance.
LITERATURE REVIEW
2022 FEB – UB International Conference
October 14th – 15th, 2022
Digital Financial Literacy FIRM PERFORMANCE
• Digital financial literacy can be said to be a necessary catalyst to facilitate access and use of digital
financial products and services, especially in micro small enterprises (Setiawan et al., 2022).
• Digital financial literacy can be regarded as an intangible resource that plays an important role in
improving firm performance in the digital era, as well as the role of financial literacy in a conventional
context.
• An individual with good digital financial literacy has offered many opportunities to produce high-
quality finance, if it is evaluated correctly, such as broad knowledge aspects and the ability to
estimate and evaluate financial information will create opportunities for companies (Adomako et al.,
2016).
H1 : Digital Financial literacy has a significant effect on firm performance
Digital Financial Literacy Digital Payment
LITERATURE REVIEW
2022 FEB – UB International Conference
October 14th – 15th, 2022
LITERATURE REVIEW
2022 FEB – UB International Conference
October 14th – 15th, 2022
RESEARCH METHODOLODY
2022 FEB – UB International Conference
October 14th – 15th, 2022
RESEARCH METHODOLODY
2022 FEB – UB International Conference
October 14th – 15th, 2022
RESEARCH METHODOLODY
2022 FEB – UB International Conference
October 14th – 15th, 2022
DISCUSSION
2022 FEB – UB International Conference
October 14th – 15th, 2022
DISCUSSION
2022 FEB – UB International Conference
October 14th – 15th, 2022
CONCLUSION
2022 FEB – UB International Conference
October 14th – 15th, 2022

More Related Content

Similar to 2022 FEBIC - PPT TEMPLATE.pptx

Eric's pitch.pptx
Eric's pitch.pptxEric's pitch.pptx
Eric's pitch.pptx
NKUNDIMANAERIC
 
Team Rocket, International Blockchain Olympiad 2021, Whitepaper
Team Rocket, International Blockchain Olympiad 2021, WhitepaperTeam Rocket, International Blockchain Olympiad 2021, Whitepaper
Team Rocket, International Blockchain Olympiad 2021, Whitepaper
Afnan Faruk
 
The influence of accounting software in minimizing business costs
The influence of accounting software in minimizing business costsThe influence of accounting software in minimizing business costs
The influence of accounting software in minimizing business costs
AI Publications
 
Digitalization and its impact on financial transactions in India
Digitalization and its impact on financial transactions in IndiaDigitalization and its impact on financial transactions in India
Digitalization and its impact on financial transactions in India
Raja Sarkar
 
DailySocial Fintech Report 2019
DailySocial Fintech Report 2019 DailySocial Fintech Report 2019
DailySocial Fintech Report 2019
Prayogo Ryza Sulistiyo
 
Digitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in indiaDigitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in india
chelliah paramasivan
 
Digitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in indiaDigitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in india
chelliah paramasivan
 
The Potential of Fintech in Bangladesh: Past, Present and Future
The Potential of Fintech in Bangladesh: Past, Present and FutureThe Potential of Fintech in Bangladesh: Past, Present and Future
The Potential of Fintech in Bangladesh: Past, Present and Future
Muhtasim Sarowat Rayed
 
Banks taking a quantum leap through digital 21 April 2015
Banks taking a quantum leap through digital 21 April 2015Banks taking a quantum leap through digital 21 April 2015
Banks taking a quantum leap through digital 21 April 2015
Confederation of Indian Industry
 
SERVICES MARKETING
SERVICES MARKETINGSERVICES MARKETING
SERVICES MARKETING
DrSelvamohanaK
 
LightCastle Partners - Digital Commerce in Bangladesh : Policies & Possibilities
LightCastle Partners - Digital Commerce in Bangladesh : Policies & PossibilitiesLightCastle Partners - Digital Commerce in Bangladesh : Policies & Possibilities
LightCastle Partners - Digital Commerce in Bangladesh : Policies & Possibilities
LightCastle Partners
 
Financial inclusion cbt presentation feb 2011
Financial inclusion cbt presentation feb 2011Financial inclusion cbt presentation feb 2011
Financial inclusion cbt presentation feb 2011
subramanian K
 
India’s Quest for Aligning Business and Strategic Goals
India’s Quest for Aligning Business and Strategic GoalsIndia’s Quest for Aligning Business and Strategic Goals
India’s Quest for Aligning Business and Strategic Goals
Venkadesh Narayanan
 
CS_Rishabh
CS_RishabhCS_Rishabh
CS_Rishabh
Rishabh Parakh
 
LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030
LightCastle Partners
 
LightCastle Partners Bangladesh Hi-Tech industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech industries Vision 2030 LightCastle Partners Bangladesh Hi-Tech industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech industries Vision 2030
LightCastle Partners
 
E-magazine July - 2021 Issue
E-magazine July - 2021 IssueE-magazine July - 2021 Issue
E-magazine July - 2021 Issue
VARINDIA
 
CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...
CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...
CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...
ijitcs
 
Role of Digital Finance to Improve Financial Inclusion and Economical Work
Role of Digital Finance to Improve Financial Inclusion and Economical WorkRole of Digital Finance to Improve Financial Inclusion and Economical Work
Role of Digital Finance to Improve Financial Inclusion and Economical Work
ijtsrd
 
ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...
ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...
ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...
ijejournal
 

Similar to 2022 FEBIC - PPT TEMPLATE.pptx (20)

Eric's pitch.pptx
Eric's pitch.pptxEric's pitch.pptx
Eric's pitch.pptx
 
Team Rocket, International Blockchain Olympiad 2021, Whitepaper
Team Rocket, International Blockchain Olympiad 2021, WhitepaperTeam Rocket, International Blockchain Olympiad 2021, Whitepaper
Team Rocket, International Blockchain Olympiad 2021, Whitepaper
 
The influence of accounting software in minimizing business costs
The influence of accounting software in minimizing business costsThe influence of accounting software in minimizing business costs
The influence of accounting software in minimizing business costs
 
Digitalization and its impact on financial transactions in India
Digitalization and its impact on financial transactions in IndiaDigitalization and its impact on financial transactions in India
Digitalization and its impact on financial transactions in India
 
DailySocial Fintech Report 2019
DailySocial Fintech Report 2019 DailySocial Fintech Report 2019
DailySocial Fintech Report 2019
 
Digitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in indiaDigitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in india
 
Digitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in indiaDigitalized finclusion through pmjdy in india
Digitalized finclusion through pmjdy in india
 
The Potential of Fintech in Bangladesh: Past, Present and Future
The Potential of Fintech in Bangladesh: Past, Present and FutureThe Potential of Fintech in Bangladesh: Past, Present and Future
The Potential of Fintech in Bangladesh: Past, Present and Future
 
Banks taking a quantum leap through digital 21 April 2015
Banks taking a quantum leap through digital 21 April 2015Banks taking a quantum leap through digital 21 April 2015
Banks taking a quantum leap through digital 21 April 2015
 
SERVICES MARKETING
SERVICES MARKETINGSERVICES MARKETING
SERVICES MARKETING
 
LightCastle Partners - Digital Commerce in Bangladesh : Policies & Possibilities
LightCastle Partners - Digital Commerce in Bangladesh : Policies & PossibilitiesLightCastle Partners - Digital Commerce in Bangladesh : Policies & Possibilities
LightCastle Partners - Digital Commerce in Bangladesh : Policies & Possibilities
 
Financial inclusion cbt presentation feb 2011
Financial inclusion cbt presentation feb 2011Financial inclusion cbt presentation feb 2011
Financial inclusion cbt presentation feb 2011
 
India’s Quest for Aligning Business and Strategic Goals
India’s Quest for Aligning Business and Strategic GoalsIndia’s Quest for Aligning Business and Strategic Goals
India’s Quest for Aligning Business and Strategic Goals
 
CS_Rishabh
CS_RishabhCS_Rishabh
CS_Rishabh
 
LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech Industries Vision 2030
 
LightCastle Partners Bangladesh Hi-Tech industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech industries Vision 2030 LightCastle Partners Bangladesh Hi-Tech industries Vision 2030
LightCastle Partners Bangladesh Hi-Tech industries Vision 2030
 
E-magazine July - 2021 Issue
E-magazine July - 2021 IssueE-magazine July - 2021 Issue
E-magazine July - 2021 Issue
 
CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...
CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...
CRITICAL SUCCESS FACTORS FOR M-COMMERCE IN SAUDI ARABIA’S PRIVATE SECTOR: A M...
 
Role of Digital Finance to Improve Financial Inclusion and Economical Work
Role of Digital Finance to Improve Financial Inclusion and Economical WorkRole of Digital Finance to Improve Financial Inclusion and Economical Work
Role of Digital Finance to Improve Financial Inclusion and Economical Work
 
ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...
ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...
ENHANCING CULTURAL INTELLIGENCE AND DIGITAL LITERACY IN ACCOUNTING EDUCATION:...
 

Recently uploaded

Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla FincorpWho Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
beulahfernandes8
 
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
taqyea
 
TechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdfTechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdf
richardwellington119
 
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
28xo7hf
 
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
28xo7hf
 
The Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial RevolutionThe Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial Revolution
Paolo Maresca
 
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksKYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
Any kyc Account
 
Importance of community participation in development projects.pdf
Importance of community participation in development projects.pdfImportance of community participation in development projects.pdf
Importance of community participation in development projects.pdf
krisretro1
 
International Sustainability Standards Board
International Sustainability Standards BoardInternational Sustainability Standards Board
International Sustainability Standards Board
Kumar Ramaiah
 
Initial Public Offering (IPO) Process.ppt
Initial Public Offering (IPO) Process.pptInitial Public Offering (IPO) Process.ppt
Initial Public Offering (IPO) Process.ppt
ribhi87
 
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdfMacroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
olaola5673
 
13 Jun 24 ILC Retirement Income Summit - slides.pptx
13 Jun 24 ILC Retirement Income Summit - slides.pptx13 Jun 24 ILC Retirement Income Summit - slides.pptx
13 Jun 24 ILC Retirement Income Summit - slides.pptx
ILC- UK
 
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
yeuwffu
 
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
AntoniaOwensDetwiler
 
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma TranscriptUniversity of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
tscdzuip
 
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
asukqco
 
Economic Risk Factor Update: June 2024 [SlideShare]
Economic Risk Factor Update: June 2024 [SlideShare]Economic Risk Factor Update: June 2024 [SlideShare]
Economic Risk Factor Update: June 2024 [SlideShare]
Commonwealth
 
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptxExploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
cosmo-soil
 
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsUsing Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trends
Labour Market Information Council | Conseil de l’information sur le marché du travail
 
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...
Labour Market Information Council | Conseil de l’information sur le marché du travail
 

Recently uploaded (20)

Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla FincorpWho Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
 
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
 
TechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdfTechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdf
 
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
 
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
 
The Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial RevolutionThe Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial Revolution
 
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksKYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
 
Importance of community participation in development projects.pdf
Importance of community participation in development projects.pdfImportance of community participation in development projects.pdf
Importance of community participation in development projects.pdf
 
International Sustainability Standards Board
International Sustainability Standards BoardInternational Sustainability Standards Board
International Sustainability Standards Board
 
Initial Public Offering (IPO) Process.ppt
Initial Public Offering (IPO) Process.pptInitial Public Offering (IPO) Process.ppt
Initial Public Offering (IPO) Process.ppt
 
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdfMacroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
 
13 Jun 24 ILC Retirement Income Summit - slides.pptx
13 Jun 24 ILC Retirement Income Summit - slides.pptx13 Jun 24 ILC Retirement Income Summit - slides.pptx
13 Jun 24 ILC Retirement Income Summit - slides.pptx
 
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
 
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
 
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma TranscriptUniversity of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
 
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
 
Economic Risk Factor Update: June 2024 [SlideShare]
Economic Risk Factor Update: June 2024 [SlideShare]Economic Risk Factor Update: June 2024 [SlideShare]
Economic Risk Factor Update: June 2024 [SlideShare]
 
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptxExploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
 
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsUsing Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trends
 
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...
 

2022 FEBIC - PPT TEMPLATE.pptx

  • 1. DIGITAL FINANCIAL LITERACY AND FIRM PERFORMANCE: THE ROLE OF DIGITAL PAYMENT Kusuma Ratnawati 2022 FEB – UB International Conference October 14th – 15th, 2022 Faculty of Economics and Business, Brawijaya University
  • 2. INTRODUCTION 2022 FEB – UB International Conference October 14th – 15th, 2022 • Digitalization have grown more rapidly by 12% or reaching IDR 30.8 trillion compared to conditions in 2021 in transactions on marketplace platforms (Bank Indonesia, 2022). • Micro-small enterprises digitalization can change the business value proposition, create business value, and explain the form of business, and can describe the level of digitization (Bouncken et al., 2021; Eller et al., 2020; Matt et al., 2015). FIRM PERFORMANCE • Increasing company performance cannot be separated from the influence of digital financial literacy. DIGITAL FINANCIAL LITERACY = FINANCIAL LITERACY ASPECT + DIGITAL LITERACY ASPECT
  • 3. INTRODUCTION 2022 FEB – UB International Conference October 14th – 15th, 2022 • Research on the linkage of financial literacy with the context of digital technology (digital financial literacy) on firm performance has only begun to be studied and has become a worldwide concern after the implementation of global digitalization in all industrial sectors around 2017 (E & Swarupa, 2022; Fauzi et al., 2020; OECD., 2017; OECD, 2019). DIGITAL PAYMENT CREATE Purposes of The Research 1. Determine the influence between digital financial literacy, digital payment, and firm performance 2. Determine the role of digital payment as a mediator in the relationship between digital financial literacy and firm performance.
  • 4. LITERATURE REVIEW 2022 FEB – UB International Conference October 14th – 15th, 2022 Digital Financial Literacy FIRM PERFORMANCE • Digital financial literacy can be said to be a necessary catalyst to facilitate access and use of digital financial products and services, especially in micro small enterprises (Setiawan et al., 2022). • Digital financial literacy can be regarded as an intangible resource that plays an important role in improving firm performance in the digital era, as well as the role of financial literacy in a conventional context. • An individual with good digital financial literacy has offered many opportunities to produce high- quality finance, if it is evaluated correctly, such as broad knowledge aspects and the ability to estimate and evaluate financial information will create opportunities for companies (Adomako et al., 2016). H1 : Digital Financial literacy has a significant effect on firm performance Digital Financial Literacy Digital Payment
  • 5. LITERATURE REVIEW 2022 FEB – UB International Conference October 14th – 15th, 2022
  • 6. LITERATURE REVIEW 2022 FEB – UB International Conference October 14th – 15th, 2022
  • 7. RESEARCH METHODOLODY 2022 FEB – UB International Conference October 14th – 15th, 2022
  • 8. RESEARCH METHODOLODY 2022 FEB – UB International Conference October 14th – 15th, 2022
  • 9. RESEARCH METHODOLODY 2022 FEB – UB International Conference October 14th – 15th, 2022
  • 10. DISCUSSION 2022 FEB – UB International Conference October 14th – 15th, 2022
  • 11. DISCUSSION 2022 FEB – UB International Conference October 14th – 15th, 2022
  • 12. CONCLUSION 2022 FEB – UB International Conference October 14th – 15th, 2022