The document provides 5 tips from the SBA for businesses to protect themselves during the hurricane season: 1) determine your greatest risk from wind or flooding, 2) calculate costs of interruptions for 1 week, 1 month, and 6 months, 3) review your insurance coverage, 4) build a crisis communications plan, and 5) consider a telework policy so employees can work remotely if necessary. Following these tips will help businesses assess risks, plan costs, ensure adequate coverage, maintain communications, and prepare for potential office closures during storms.

1. 2014 Hurricane Season
Tips for Businesses
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2. Here are 5 tips by the SBA to protect your business
this hurricane season
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3. 1. Determine your greatest risk potential
• It might come from wind damage or inland flooding that typically follows
a tropical storm’s heavy rains.
• Look at the building where you do business – inside and out – and assess
the risks.
• If you do this early enough, you’ll have time to do structural upgrades –
like impact resistant doors and windows – that can prevent possible
future storm damage.
Source:
http://www.sba.gov/community/blogs/5-tips-starting-your-hurricane-season-business-continuity-plan www.trinityclaims.com

4. 2. Calculate the cost of business interruptions for one week, one
month and six months
Once you’ve done that, you’ll be able investigate insurance options or build
a cash reserve that will allow your company to function during the
post-disaster recovery phase.
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Source:
http://www.sba.gov/community/blogs/5-tips-starting-your-hurricane-season-business-continuity-plan

5. 3. Review your insurance coverage
• Contact your agent to find out if your policy is adequate for your needs.
• Consult with a business insurance expert to advise you on the right
coverage for your situation.
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Source:
http://www.sba.gov/community/blogs/5-tips-starting-your-hurricane-season-business-continuity-plan

6. 4. Build a crisis communications plan so you’ll be able to make your
employees, customers, vendors, and contractors know what’s going on.
• Establish an e-mail alert system.
• Create a Facebook page, and use Twitter to keep the public aware you’re
still in business and in the process of recovering after the disaster.
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Source:
http://www.sba.gov/community/blogs/5-tips-starting-your-hurricane-season-business-continuity-plan

7. 5. Consider a Telework Policy
• Prepare for the possibility that employees won’t be able to get to work by
developing an emergency telework policy.
• Read “How to Make Telework Work for your Small Business” for more
information.
www.trinityclaims.com
Source:
http://www.sba.gov/community/blogs/5-tips-starting-your-hurricane-season-business-continuity-plan

8. Twitter
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