Has your credit union considered how member relations, legal compliance and brand reputation might be affected during a data breach? In this 2012 NAFCU Technology & Security Conference session recording you will learn about the risks of data breaches and how they could impact your credit union. http://www.nafcu.org/affinion
Has your credit union considered how member relations, legal compliance and brand reputation might be affected during a data breach? In this 2012 NAFCU Technology & Security Conference session recording you will learn about the risks of data breaches and how they could impact your credit union.
Lost laptops, misplaced paper records, cyber theft - breaches are a fact of life. But they don't have to be a disaster. Breach veterans know that the impact of a data loss event is substantially determined by what happens in the 48 hours after you find out about it. Get things right, and even a substantial and public breach can be weathered gracefully. Mess things up, and a small breach can turn into a nightmare.
This webinar will review critical steps organizations can take in the wake of a breach. Our featured speaker will be privacy and compliance expert, Deb Hampson who is an AVP & Assistant General Counsel at The Hartford. Don't miss this opportunity to learn best practices from a proven professional.
Breaches happen to the best of us. Occasionally they're large, headline grabbers with significant financial impact. For example, last week a payments processor revealed that it took an $84.4 million charge related to a breach it disclosed earlier this year. As a result of this charge, the firm's quarterly profit fell 90%. But even small breaches can be incredibly painful. Last year a local newsstand suffered a small breach. The resulting $22,000 in expenses cut profits in half.
Though we can't prevent breaches, we can certainly prepare for them to minimize the damage and stress. In fact, breach management pros are so good at this that a breach situation doesn't bring the organization to it's knees - they take them in stride.
This webinar will reveal how you can do the same. Based on time in the trenches at a major retailer, our featured speaker will share with you a breach preparation process with specific tactics for its implementation. You'll learn what team members you'll need, how to recruit them, what data you'll need to collect, how to put together a communication plan, and more.
Our featured speaker for this timely Webinar is:
Bob Siegel, Privacy Strategist & Principal, Privacy Ref
formerly Sr. Mgr of WW Privacy & Compliance at Staples
CIPP/US, CIPP/IT
Blogs at: http://privacyref.com/
To ensure that electronic documentation & records shall only be accessible to those who are authorized, and be restricted from the rest.
Nevertheless, there is necessity to balance it against the enterprise need to use and share the information
Has your credit union considered how member relations, legal compliance and brand reputation might be affected during a data breach? In this 2012 NAFCU Technology & Security Conference session recording you will learn about the risks of data breaches and how they could impact your credit union.
Lost laptops, misplaced paper records, cyber theft - breaches are a fact of life. But they don't have to be a disaster. Breach veterans know that the impact of a data loss event is substantially determined by what happens in the 48 hours after you find out about it. Get things right, and even a substantial and public breach can be weathered gracefully. Mess things up, and a small breach can turn into a nightmare.
This webinar will review critical steps organizations can take in the wake of a breach. Our featured speaker will be privacy and compliance expert, Deb Hampson who is an AVP & Assistant General Counsel at The Hartford. Don't miss this opportunity to learn best practices from a proven professional.
Breaches happen to the best of us. Occasionally they're large, headline grabbers with significant financial impact. For example, last week a payments processor revealed that it took an $84.4 million charge related to a breach it disclosed earlier this year. As a result of this charge, the firm's quarterly profit fell 90%. But even small breaches can be incredibly painful. Last year a local newsstand suffered a small breach. The resulting $22,000 in expenses cut profits in half.
Though we can't prevent breaches, we can certainly prepare for them to minimize the damage and stress. In fact, breach management pros are so good at this that a breach situation doesn't bring the organization to it's knees - they take them in stride.
This webinar will reveal how you can do the same. Based on time in the trenches at a major retailer, our featured speaker will share with you a breach preparation process with specific tactics for its implementation. You'll learn what team members you'll need, how to recruit them, what data you'll need to collect, how to put together a communication plan, and more.
Our featured speaker for this timely Webinar is:
Bob Siegel, Privacy Strategist & Principal, Privacy Ref
formerly Sr. Mgr of WW Privacy & Compliance at Staples
CIPP/US, CIPP/IT
Blogs at: http://privacyref.com/
To ensure that electronic documentation & records shall only be accessible to those who are authorized, and be restricted from the rest.
Nevertheless, there is necessity to balance it against the enterprise need to use and share the information
What Not-for-Profits Can Do To Prevent "Uninspired" TheftCBIZ, Inc.
This presentation showcases the reasoning for and the importance of cyberseucrity in the not-for-profit sector. Case studies reinforce the importance of being ahead of the curve when managing cyber risk.
The purpose of this paper is to review the topic of data breach from two perspectives: first, an overview of the trends in data breach litigation, and second, a more granular perspective of practical data protection processes that may serve as a guidepost to help reduce the risk of likelihood of data breach. Taken together the reader will understand why a measured approach to data protection can reduce the risk of financial liability from a data breach lawsuit.
Cyber Security and Insurance Coverage Protection: The Perfect Time for an AuditNationalUnderwriter
Cyber Security and Insurance Coverage Protection: The Perfect Time for an Audit by Lynda Bennett
2014 ended almost the same way that it began for most companies – having concerns about cyber security and hackers. At the beginning of the year, the news cycle was focused on breaches that took place in the consumer product space as Target, Michael’s, Neiman Marcus, and Home Depot worked fast and furious to address breaches that led to concerns about a massive amount of credit card information possibly being “in the open.” Later in the year, we learned that corporate giants like JPMorgan Chase and Apple were not immune from cyber security breaches as still more personally identifiable information and very personal photographs were released into the public domain. Finally, as 2014 drew to a close, the entertainment industry was further rocked by the cyber-attack on Sony Corp., which led to even broader concerns about national security and terrorist threats.
It’s important to establish the balance sheet for security leadership to measure, monitor and report. Insurance is an important component to protecting the balance sheet. Don’t believe all of the fake news about cyber-insurance. This session will take you from theory to practice. How partnering with the insurance industry provides practical benefits to security leaders if you let it.
Learning Objectives:
1: Learn how to map cyber-risks to financial impacts.
2: Learn how to determine if your insurance covers the impact from an incident.
3: Overcome common myths around cyber-insurance and claims.
(Source: RSA Conference USA 2018)
New York State Department of Financial Services Expands Its Cyber Focus to In...NationalUnderwriter
New York State Department of Financial Services Expands Its Cyber Focus to Insurers by Eric R. Dinallo, Jeremy Feigelson, David A. O’Neil, Jim Pastore, and Jordan R. Friedland
The New York State Department of Financial Services (“DFS”) recently announced a major expansion of its cybersecurity efforts: DFS will require insurers to respond to a special “comprehensive risk assessment” on cybersecurity, with those assessments to be followed by an enhanced focus on cybersecurity as part of DFS’s regular examinations of insurers. DFS’s announcement expands to insurance the increasingly rigorous approach it has recently applied to banks in the area of cyber security. More importantly, it offers critical guidance to all industries about what regulators will consider adequate precautions and preparation in this area.
The state of privacy and data security complianceFindWhitePapers
With new privacy and data security regulations increasing, organizations are asking questions. Do the new regulations help or hinder the ability to protect sensitive and confidential information? With these new regulations on the march, how can you remain competitive in the global marketplace? This report provides answers and examines how compliance efforts can impact a company's bottom line.
Legal Issues Impacting Data Center Owners, Operators & Usersjyates
MMM’s goal is to work with data center owners, operators and users to identify key legal issues and their related claims, and to provide ways to minimize liability.
Discussing Cyber Risk Coverage With Your Commercial Clients by Steve Robinson...Don Grauel
Steve Robinson of RPS Technology & Cyber presented "Discussing Cyber Risk Coverage With Your Commercial Clients" to the 68th Annual F. Addison Fowler Fall Seminar on October 17, 2014.
Regulation raises the risk for global subsidiariesNair and Co.
Reacting to the global debt crisis, the global economic slowdown and increasing financial corruption, foreign governments have revamped regulations to stop fraud and protect their market share of key industries.
From the 2017 Intermountain CFO Summit. How do CFOs manage financial risk. What role does insurance play? This presentation is by a friend of the firm - Diversified Insurance
idOnDemand | Article | Looking For An ID Solution? Get It From idOnDemand!Identive
This month’s Smart Sense Newsletter features an interview with Terry Gold, VP of Sales North America for idOnDemand. In the interview, Terry discussed several topics, including:
- How does idOnDemand keep up with and contain identity fraud?
- What identification solutions does idOnDemand offer?
- Who is the end-user of idOnDemand’s products and what benefits do they receive?
- Could smart cards become obsolete in the near future?
- What is the next big thing we can expect from idOnDemand?
Follow idOD on Twitter: http://twitter.com/idondemand
http://www.idondemand.com
http://www.identive-group.com
This whitepaper goes over the facts about data breach and identity theft, offers ways to prevent this from happening, and offers ways to do damage control after it does. http:www.nafcu.org/affinion
What Not-for-Profits Can Do To Prevent "Uninspired" TheftCBIZ, Inc.
This presentation showcases the reasoning for and the importance of cyberseucrity in the not-for-profit sector. Case studies reinforce the importance of being ahead of the curve when managing cyber risk.
The purpose of this paper is to review the topic of data breach from two perspectives: first, an overview of the trends in data breach litigation, and second, a more granular perspective of practical data protection processes that may serve as a guidepost to help reduce the risk of likelihood of data breach. Taken together the reader will understand why a measured approach to data protection can reduce the risk of financial liability from a data breach lawsuit.
Cyber Security and Insurance Coverage Protection: The Perfect Time for an AuditNationalUnderwriter
Cyber Security and Insurance Coverage Protection: The Perfect Time for an Audit by Lynda Bennett
2014 ended almost the same way that it began for most companies – having concerns about cyber security and hackers. At the beginning of the year, the news cycle was focused on breaches that took place in the consumer product space as Target, Michael’s, Neiman Marcus, and Home Depot worked fast and furious to address breaches that led to concerns about a massive amount of credit card information possibly being “in the open.” Later in the year, we learned that corporate giants like JPMorgan Chase and Apple were not immune from cyber security breaches as still more personally identifiable information and very personal photographs were released into the public domain. Finally, as 2014 drew to a close, the entertainment industry was further rocked by the cyber-attack on Sony Corp., which led to even broader concerns about national security and terrorist threats.
It’s important to establish the balance sheet for security leadership to measure, monitor and report. Insurance is an important component to protecting the balance sheet. Don’t believe all of the fake news about cyber-insurance. This session will take you from theory to practice. How partnering with the insurance industry provides practical benefits to security leaders if you let it.
Learning Objectives:
1: Learn how to map cyber-risks to financial impacts.
2: Learn how to determine if your insurance covers the impact from an incident.
3: Overcome common myths around cyber-insurance and claims.
(Source: RSA Conference USA 2018)
New York State Department of Financial Services Expands Its Cyber Focus to In...NationalUnderwriter
New York State Department of Financial Services Expands Its Cyber Focus to Insurers by Eric R. Dinallo, Jeremy Feigelson, David A. O’Neil, Jim Pastore, and Jordan R. Friedland
The New York State Department of Financial Services (“DFS”) recently announced a major expansion of its cybersecurity efforts: DFS will require insurers to respond to a special “comprehensive risk assessment” on cybersecurity, with those assessments to be followed by an enhanced focus on cybersecurity as part of DFS’s regular examinations of insurers. DFS’s announcement expands to insurance the increasingly rigorous approach it has recently applied to banks in the area of cyber security. More importantly, it offers critical guidance to all industries about what regulators will consider adequate precautions and preparation in this area.
The state of privacy and data security complianceFindWhitePapers
With new privacy and data security regulations increasing, organizations are asking questions. Do the new regulations help or hinder the ability to protect sensitive and confidential information? With these new regulations on the march, how can you remain competitive in the global marketplace? This report provides answers and examines how compliance efforts can impact a company's bottom line.
Legal Issues Impacting Data Center Owners, Operators & Usersjyates
MMM’s goal is to work with data center owners, operators and users to identify key legal issues and their related claims, and to provide ways to minimize liability.
Discussing Cyber Risk Coverage With Your Commercial Clients by Steve Robinson...Don Grauel
Steve Robinson of RPS Technology & Cyber presented "Discussing Cyber Risk Coverage With Your Commercial Clients" to the 68th Annual F. Addison Fowler Fall Seminar on October 17, 2014.
Regulation raises the risk for global subsidiariesNair and Co.
Reacting to the global debt crisis, the global economic slowdown and increasing financial corruption, foreign governments have revamped regulations to stop fraud and protect their market share of key industries.
From the 2017 Intermountain CFO Summit. How do CFOs manage financial risk. What role does insurance play? This presentation is by a friend of the firm - Diversified Insurance
idOnDemand | Article | Looking For An ID Solution? Get It From idOnDemand!Identive
This month’s Smart Sense Newsletter features an interview with Terry Gold, VP of Sales North America for idOnDemand. In the interview, Terry discussed several topics, including:
- How does idOnDemand keep up with and contain identity fraud?
- What identification solutions does idOnDemand offer?
- Who is the end-user of idOnDemand’s products and what benefits do they receive?
- Could smart cards become obsolete in the near future?
- What is the next big thing we can expect from idOnDemand?
Follow idOD on Twitter: http://twitter.com/idondemand
http://www.idondemand.com
http://www.identive-group.com
This whitepaper goes over the facts about data breach and identity theft, offers ways to prevent this from happening, and offers ways to do damage control after it does. http:www.nafcu.org/affinion
Investment Insights from NIFCU$: Standard & Poor's Downgrades U.S. Government...NAFCU Services Corporation
Standard & Poor’s (S&P) has downgraded their U.S. Government long-term AAA debt rating to AA+ for the first time since granting it in 1917. While forewarned, it still seems to have taken investors by surprise. Fitch and Moody’s recently re-affirmed their top-tier rankings of U.S. long-term debt, however. We do not expect S&P’s downgrade will have much impact on interest rates or the sale of Treasuries to finance U.S. borrowing, particularly if both Moody’s and Fitch continue to maintain their current top-tier ratings. The consequences of S&P's U.S. Government downgrade will likely have a greater emotional impact on investor sentiment, exacerbated by the European chaos, than any longer term impact on the economy or fixed income liquidity.
Learn more from NIFCU$ at http://www.nafcu.org/nifcus
The economic, regulatory and competitive environment has created consumers that are more conservative and considerably “choosier” in their selection of financial products. Products that address consumer and credit union member needs in innovative ways, and that are delivered to them in ways that are convenient to them will be the success stories in the future. In this presentation from the 2011 NAFCU Strategic Growth Conference, you will learn about strategies that issuers have been using post-CARD Act and potential strategies that could help credit unions compete and win against their bank competitors, especially the mega banks! To be successful in the future, credit unions will need to have an integrated strategy leveraging credit, debit, on-line banking, mobile, and other alternative payment options together, to acquire new member relationships, and generate the most return and create long term member loyalty.
Quest for Knowledge: MOOCs Provide Insigts to InnovationJay Gendron
Massive open online courses (MOOCs) could solve old problems in new ways. More than ever, people need access to knowledge. Since the earliest of days, this has been a never-ending quest. This paper looks at the knowledge process from the domain of education in order to stimulate innovation and advancement in another source of knowledge – modeling and simulation. This paper explores knowledge, starting with the innovations that propelled MOOCs to their current position in the marketplace. It then offers a framework based on current studies and draws parallels to modeling and simulation, probing the questions as to how modeling and simulation can learn from MOOCs so decision makers have greater access to knowledge more directly and easily through modeling and simulation tools as well as the discipline formed by that community. Today's modeling and simulation leaders need awareness of the MOOC business model and the potentially high returns on investment when integrating models and tools to solve new problems.
#IBMInsight session presentation "Mitigate Risk, Combat Fraud and Financial Crimes"
The Issue of fraud, challenges, fighting fraud as an enterprise endeavor, IBM Smarter counter fraud framework and IBM Counter Fraud business services
More at ibm.biz/BdEPRH
Securing Your "Crown Jewels": Do You Have What it Takes?IBM Security
Securing Your "Crown Jewels": Do You Have What it Takes to Go From Start to Finish?
Protecting Your Most Valuable Data: Organizations face many data protection challenges, but one of the biggest is identifying and prioritizing the 0.01% - 2% of the data that is most important to your organization's survival and success. IBM Data Security Services can help by providing you with a 5-stage strategy designed to ensure that your "Crown Jewels" are protected and kept safe from loss, hackers, and being compromised. Attend this session and learn about processes to identify and prioritize your critical data, and services available from IBM to protect it.
In this presentation, we walk through the WHAT - what are the FTC's Red Flag Rules; the HOW - how to become compliant using the idBUSINESS Red Flag Compliance Module; and most importantly, the WHY - why is this a good idea for my business?
In our rapidly changing healthcare environment, dentists need to understand not only what compliance requirements they need to meet, but how to use that compliance to strengthen their practice and build trust with patients.
Outlines the regulatory, privacy and security risks faced by FinTech companies and Financial Services firms if their digital strategy is not thought through.
Setting Up and Managing an Anonymous Fraud HotlineFraudBusters
Webinar series from FraudResourceNet LLC on Preventing and Detecting Fraud in a High Crime Climate. Recordings of these Webinars are available for purchase from our Website fraudresourcenet.com
This Webinar focused on the subject in the title
FraudResourceNet (FRN) is the only searchable portal of practical, expert fraud prevention, detection and audit information on the Web.
FRN combines the high quality, authoritative anti-fraud and audit content from the leading providers, AuditNet ® LLC and White-Collar Crime 101 LLC/FraudAware.
The Unseen Enemy - Protecting the Brand, the Assets and the Customers BDO_Consulting
Michael Barba and Jeff Hall discuss the most pressing cyber-threats facing retailers and what companies can do in the event of a cyber breach, data loss or claim. Mr. Barba is a managing director and Mr. Hall is a senior manager with BDO Consulting.
Big Iron to Big Data Analytics for Security, Compliance, and the MainframePrecisely
Security Information and Event Management (SIEM) technologies and practices continue to expand across IT organizations to address security concerns and meet compliance mandates. However, in many of these organizations the mainframe remains an isolated technology platform. Security & compliance issues are addressed using old tools that are not effectively integrated into big data analytics platforms. In this webinar we discuss how to leverage mainframe (Big Iron) data sources into Big Data analytics platforms to address a variety of mainframe security challenges. Additionally, we cover:
• How to integrate IBM z/OS mainframe security data into an enterprise SIEM solution
• How to leverage IBM z/OS security data to detect threats in the mainframe environment using big data analytics
• Review some compliance uses cases that have been addressed using big iron to big data analytics
This deck aims to layout a feasible groundwork for companies that have experienced cyber attacks. In this deck, we used an insurance company known as InsureGlobal for our analysis on the possible cyber-security response framework.
Third party risk management with cyber threat intelligenceCharles Steve
A community built by cyber risk management and compliance practitioners for securing digital health solutions and medical devices - https://www.opsfolio.com/
Incident Response in the age of Nation State Cyber AttacksResilient Systems
One of the most important and yet least discussed aspects of any corporate structure is the incident response framework. As recent events have highlighted, the risk of intellectual property and critical infrastructure being the target of a cyber-attack is quite real. More than ever before, corporate preparation and response plans are necessary for any entity operating in the digital age.
This webinar will examine how an organization's incident response framework can help limit the exposure of intellectual property and critical infrastructure to outside, malicious parties. Our presenters will review how to construct corporate response plans that yield best-of-breed preparedness.
Our featured speakers for this timely webinar are:
-Mike Gibbons, Managing Director, Alvarez and Marsal, former FBI Special Agent as Unit Chief, overseeing all cyber crime investigations
-Art Ehuan, Managing Director, Alvarez and Marsal, former FBI Supervisory Special Agent assigned to the Computer Crimes Investigations Program
-Gant Redmon, Esq. CIPP/US General Counsel and Vice President of Business Development at Co3
Data Breach Response: Before and After the Breach (Series: Cybersecurity & Da...Financial Poise
Your company has just suffered a data breach – what do you do next? Who do you call for help? Whom do you need to notify of the breach?
Your company may have already implemented its information security program and has identified the responsible parties, including applicable outside experts, to be contacted in the event of a breach. However, now you must assemble your incident response team to investigate the extent of the breach, evaluate the possible damage to your company, and determine whether you must notify your clients or the public of the breach. This webinar gives you an overview of what to do when the worst happens.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/data-breach-response-2018/
Similar to Data Breaches Preparedness (Credit Union Conference Session) (20)
Learn from the largest subservicer how best to evaluate and select the right subservicing partner for your credit union based on your portfolio, investor mix, product range and other key selection factors.
Nearly one-third of Americans surveyed by Securian Financial Group say they haven’t thought about what would happen to their debt if they – or their cosigners – were to pass away unexpectedly. Fewer than 13 percent say they have taken steps to protect themselves from the sudden loss of a borrower.
With the tsunami of new regulations from NCUA and the CFPB, getting good at compliance is becoming a key success factor for credit unions. In this podcast and presentation from the 2013 NAFCU Annual Conference, Toné Gibson explores how your credit union can develop a cost-effective approach to strike a better balance between compliance and operational efficiency. Through the utilization of three methodologies – strategic development, process excellence, and performance management – learn in detail how to reduce the cost of compliance.
Wolters Kluwer Financial Services is the NAFCU Services Preferred Partner for Consumer and Member Business Lending & Deposit Services. More educational resources and contact information are available at www.nafcu.org/wolterskluwer.
Consumers are willing to pay for services that they find either adds convenience or delivers value. In this podcast and presentation from the 2013 NAFCU Annual Conference, Dave Schneider, Brent Dixon, and Paul Muse discuss how to expand your credit unions credit and debit opportunities and explore innovative products that can help guide your future credit union operations, including new approaches to increasing penetration, activation, and usage of the fundamental card. Also, learn to leverage new payment options that will appeal to Gen Y consumers, including Internet PIN debit, PINless at the point of sale, and payments and delivery of service through mobile.
Succession planning is the right people at the right time doing the right work. In this podcast and presentation from the 2013 NAFCU Annual Conference, Deedee and Peter discuss how you can develop a strategic organization successional plan to ensure the successful transition of key leadership for your credit union. This session covers an overview and best practices, levels and types planning, board evaluation, behind the scenes conversions, and the integration of board succession planning with CEO succession planning.
Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...NAFCU Services Corporation
The retail financial services market is in a transformative period where new stakeholders and business models are reshaping the industry. Credit unions still have the opportunity for retention and growth, but must continue to compete. In this presentation, you will get an in-depth look at key market dynamics, including evolving financial services models and regulatory impact; learn about emerging strategies and their impact to credit unions, including EMV, prepaid, and mobile; and find out how to prepare for the future.
In this presentation from the 2013 NAFCU Annual Conference, Barrett Burns provides a comprehensive analysis of credit score models and discusses how your credit union can utilize them for member outreach and education.
Listen to the full podcast here: http://www.nafcu.org/NAFCU_Services_Corporation/Partner_Library/Credit_Scores__What_s_Behind_the_Number___Podcast_and_Presentation_/
2013 NAFCU BFB Survey of Executive Compensation and Benefits (Presentation Sl...NAFCU Services Corporation
First introduced in 2007, the NAFCU-BFB Survey of Federal Credit Union Executive Benefits and Compensation was created to better understand the compensation and benefits for the top five executives of Federal credit unions. For more info: www.nafcu.org/bfb
Study Confirms Debit Strength, Reveals Reward Trends (Payment Choice Study Re...NAFCU Services Corporation
TSYS partnered with Mercator Advisory Group to conduct the 2012 Consumer Debit Payment Choice Research Study. This unique study combines survey questions and focus groups, enabling researchers to have an interactive discussion with participants about payment choices and influences, technology awareness and overall user experiences. Learn more at: www.nafcu.org/discover
Before you embark on the critical path of defining (or redefining) your mortgage strategy, there are five basic truths you need to know and build into your planning. From expenses and technology to people and process, these truths are an essential part of any mortgage discussion. This webinar shares the research behind each tenet and how you can incorporate them into your strategy. Learn more at: www.nafcu.org/morgtagecadence
There is an unprecedented focus today around the future of retail branch networks. Credit union executives are seeking new ways to economically alter the scale, reach, and character of their branch assets to drive growth and enable expansion in profitable new territories and non-traditional locations. While the channel is universally acknowledged as best for both member acquisition and sales, the economics must change in order for this way of member-centric financial services to thrive and realize its potential in the new, consumer-driven, omnichannel environment. For more info: www.nafcu.org/ncr
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the what'sapp information for my personal pi vendor.
+12349014282
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
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Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
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Data Breaches Preparedness (Credit Union Conference Session)
1. Data Breaches Preparedness – Practical Tips for
Responding
presented by Christine El Eris, Product Director, Affinion Group
Proprietary & Confidential www.affinion.com
2. What is a Data Breach?
A breach is defined as an event in which an individual name plus
Social Security Number (SSN), driver’s license number, medical
record or a financial record/credit/debit card is potentially put at
risk – either in electronic or paper format.
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3. Data Breaches Occur Every Day
Breaches are a daily news item
Yet many organizations, their IT, data security and senior management teams still
hope:
“It won’t happen to us.”
No matter how secure your web sites or data networks are, it may just be a matter
of time before
– an employee loses a laptop containing critical data
– a staffer clicks on a phishing link that launches malware or lets an attacker in to the
company network
– a third party supplier improperly handles your members’ data
– a hacker takes advantage of a vulnerability in security weakness of a third party vendor
or supplier
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4. Organizational Risks
All Sectors Are Vulnerable
Breached entities include Corporations, Healthcare, Government, Financial, Colleges &
Universities
Breaches Exposed More Data in 2011 than 2010
According to the Identity Theft Resource Center, there were 662 breaches in 2010 identified as of
12/29/2010 affecting over 16 million records
2011 saw 414 reported incidents with nearly 23 million records impacted
Complexities of the crime continue to change
Legislative Environment Increasingly Complex
Breach notification laws now in 46 states plus District of Columbia
Federal Trade Commission’s Red Flag rules
State AG expectations for post-breach response
Specter of federal regulation in the future
Increased Consumer Expectations
Your members expect MORE than just a notification and credit monitoring when their personal data
has been exposed
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5. Trends: Identity Theft
Consumer Risks
Consumers whose data has been exposed as the result of a data breach are
four times more likely to become victims of identity fraud
New account fraud has become significantly more complicated:
It takes more than 140 days to be detected
And requires more than 180 days to be resolved
And consumers incur more than $1,200 of out-of-pocket expense
Source: 2011 Javelin Strategy & Research “Identity Fraud Survey Report”
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6. How to Respond to a Data Breach Incident
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7. What NOT to Do … a Lesson from Sony
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8. Immediate First Steps
• Assemble your response team
– Who should be involved? How will you manage resources?
• Conduct a risk assessment
– Who is affected? Do you need to notify customers/clients/patients whose data was impacted?
• Comply with federal and state regulations
– How can you avoid fines? Will there be an investigation?
– How can you prepare for inevitable lawsuits?
– 46 states and the District of Columbia mandate notifications to impacted individuals (based on
residency of breached individuals, not the organization who lost the data or where the data resided)
– Become familiar with state AG opinions on notifying consumers and providing post-incident
remediation services
– Pay attention to FTC’s guidelines
– Keep your attorney included in all discussions related to the incident to protect attorney-client privilege
• Set up a call center
– What resources are required? How will you serve non-English speakers if applicable?
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9. Utilize Experts As Needed
• Implement a public relations/brand management strategy to manage and repair your
corporate reputation
• Consider a trusted third-party to manage the state-mandated notifications and provide post-
incident identity protection and credit monitoring services
• Consider a trusted third-party to conduct forensic analysis – even if you know what occurred,
it is best to out-source this function
• Employ outside counsel who are experts on data privacy law to assist your in-house counsel
• Consider pre-contracting for each of the above services
– Saves time when an event occurs
– Enables your organization to properly perform due diligence on each partner in advance and at
your own pace
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10. How Can Affinion Security Center Help?
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11. Affinion Security Center History
Identity theft market leader Comprehensive solutions
200 15 million
#1 provider of
identity theft
configurations of
benefits supported
identities protected
FCRA- and MAGIC-
certified staff using well-
services defined policies and
5 years fraud resolution
35+ years average tenure of our
procedures
$25+ million caseworkers
invested in product 15 years
development, servicing
and testing of benefits in
Next Gen Siebel CRM average tenure
solutions empowering with automated workflow used for team leaders
the last year alone
consumers to prevent, for case management and
detect and resolve fraud reporting
Financially strong The largest multi-channel reach
Scalable platform to True multi-channel
$1.4 billion accommodate 18+ Million
in 2010 revenue future growth customers offered
reach
through direct mail,
breach remediation
Cited by Inc. Magazine as one of the in-branch, online,
solutions
fastest growing private companies telephony
Marketing in
More than
24% 16
$164+ million increase in profitability
countries around
1 billion
in cash at year-end over the last 5 years unique contacts
the world
made annually
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12. Affinion’s Product Road Map – Identity Theft Solutions
Ability to Combat a Full-Spectrum of ID Fraud Issues
Credit Monitoring with Public Records Evaluate ID Fraud Risks Real time activity alerts;
the 3 bureaus credit & non-credit
Credit Header, Proprietary “Deputize the Consumer” by
Databases providing him or her meaningful,
actionable alerts to evaluate if
Peer-to-Peer File Exchange
fraud is occurring to stop it fast. Networks
Concept coined by:
Internet Directories & Web Social Media
Black Market Web and Children SSN Monitoring
Underground Chat-Rooms
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13. ASC’s End-to-End Solution
Service
Incident Notification ID Theft Ongoing
Customer Enrollment
Response List Services Drafting & Protection Support &
Support Options
Consulting Printing Services Reporting
Proactive List hygiene Drafting Pre-enrollment Prevention Full File Standard or
preparation breach FAQ Enrollment ‘a la carte’
Description
De-duping Printing support Detection requests
VRU/Call Center
NCOA services Mailing Enrollment Resolution
support Services* Online
USPS compliance
Post-enrollment USPS
remediation
Average timeline for all enrollment options being functional is 21 days from when ASC learns of a breach
The Affinion Difference
Established best 20 individuals Highly scalable Proven scale to More than 15 Over 1 Billion Breach team
practices dedicated to services to support 40 million million consumers unique contacts dedicated to
leveraging limiting notification support 700 calls annually enrolled in ID theft annually through your account
experience from costs million pieces of across 20 call protection today multiple channels, offering
hundreds of mail annually centers including completely
breaches dedicated VRU customizable
Dedicated fraud enrollment reporting at no
resolution additional
specialists charge
averaging 5 years
tenure per case
worker
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14. Case Study: Top 10 FI
Impacted Population: 4.5 Million
List Services
After a major consulting and auditing firm hired to do 'forensics' on the 60+ impacted databases had
already spent weeks working on record cleansing, BreachShield stepped in.
Our team of database experts was able to scrub the files within 72 hours.
Using our NCOA and de-duping capabilities, we reduced the mailing cost to 1/4 of the amount initially
expected.
Contact Center
To ensure an optimal customer experience and preserve SLA levels while managing increased call center
volumes, Affinion Security Center (ASC) utilized both VRU and live agent options.
40% of callers opted for the VRU, minimizing the financial impact to the client.
Positive results for the client:
• Notification process was expedited
• Proper list management and use of VRU saved the client over $1
million
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15. Case Study: Insurance Carrier
Impacted Population: 500,000
The Client Declined our Services
Instead, the simply mailed notification letters to the impacted population.
Facing increasing media and legal pressures, the client later offered a referral to an optional
ID theft protection service on their website and via their contact center.
Less than a year later, the client faced a class-action lawsuit. A major settlement component
was offering two years of ID theft protection service to the impacted population, with costs
that were much greater than Affinion Security Center’s initial price quote.
A proactive and thorough response plan would have:
1) Protected their brand from negative PR
2) Significantly reduced costs
3) Provided a robust solution to the affected population
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16. Case Study: Entertainment Company
Impacted Population: 50 Million
Flexibility to Meet Diverse Needs
An entertainment company has a breach that affected more than 50 million individual
customers. While the company was pre-contracted within the US with another provider, they
found that provider inadequate for international needs.
Starting from scratch, Affinion Security Center was able to create a solution for 10
million impacted users in less than 30 days.
Positive Result for the Client:
Media scrutiny was significantly lessened overseas.
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17. A Trusted Resource
This publication includes:
• Data breach facts and terms
• Explanations of breach
notification laws
• Suggested incident response
action plan
• Sample customer notifications
www.nafcu.org/affinion
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