1. MOBILE
MICROFINANCE
Selma Alparslan
Ezgi Çiman

2. What is Mobile
Commerce?
Revenue
Description Examples
Model
• Extending • eBay • Sales of
business mobile goods and
applications • PayPal services
using mobile
wireless checkout
technology • AoL mobile
moviefone

3. The term
“digital divide”
refers to the gap
between people
with effective
access to digital
and information
technology and
those without.

4. Life-cycle needs (such as weddings
or funerals…)
Handle personal emergencies
(illness, disability, theft, unemployment
…)
Disasters
(fire, flood, hurricane, war…)
Investment Opportunities (buying
land or equipment…)

5. Microfinance refers to the provision of
financial services to poor or low-income
clients, including consumers and the
self-employed.

6. Access to a range of financial
services will help lift the poor
out of poverty

7. More than 3000
institutions
665 million poor
clients
¼ of those were
classified as
microfinance
In 2007, institutions
were providing
more than $25
billion

8. Grameen
Koota
 Founded
by
Mohammad Yunus

9. Grameen Bank provides microcredit
to more than 7 million woman in
Bangladesh

10. Cell phone use is growing
quickly among Grameen
Koota’s customers.
 India
 China
 Philipinnes
…

11. Growth of Cell Phone
Using
1 billion 17% of
people in world
India population

12. •300 million
2008 Indians had
cell phones
•750 million
2012 Indians had
cell phones

13. is software
of

14. mChek got a boost when Airtel
decided to incorporate mChek’s
software directly into their simcards.

15. Obopay India is also developing a microfinance
mobile platform which is working with
Grameen Solutions.It is Created by
Muhammed Yunus.

16.  Muhammed Yunus
received the Nobel Peace
Prize in 2006 along with
Grameen Bank for work
done on microcredit.

19. Turkcell and Tisva (Turkey Waste Prevention Foundation)
launched a campaign which is for low-income woman who
want to start economic manufacturing. Through the “woman’s
power for economy”, the first time a mobile operator is
implementing “microcredit model” in partnership with a
microfinance institution.