Banking Sector for the Birth till present everything...

2. Group Members
• M. Sanatkumar3227
• Komal Kuckreja3226
• Juhi Bayas3204
• Basavprasad Nasali3236
• Mamta Gyamlani3216

3. • Introduction.
• Structure of banking.
• Contribution to the GDP.
• Budgetary Provision.
• Budget 2017.
• Conclusion.

4. • Lifeline of modern economy.
• Important for economic development of a country.
• Reserve Bank of India.
Sanatkumar

5. Sanatkumar

6. Sanatkumar

7. Sanatkumar

8. Sanatkumar

9. Sanatkumar

10. • Issue of Currency
• Banker to Bank
• Banker to Government
Sanatkumar

11. Juhi
RBI
Unscheduled
Banks
Scheduled
Banks
Co-Operative
Banks
Commercial Banks

12. Juhi
Commercial Banks
Public Sector
Bank
Private Sector
Banks
Foreign
Banks
Regional Rural
Banks
Old (14)
SBI and Associate
Banks (6)
Other Nationalized
Banks (19)
Other Public
Sector Banks (1)
New (7)

13. Juhi
Co- Operative
Banks
Urban Co-operative
State Co-Operative

14. Komal

15. Komal

16. Komal

17. Komal

18. Basavprasad
Gross domestic product (GDP) Is monetary measure of the market. Value of
all final goods and services produced in a period. Nominal GDP estimate are
commonly used to determine the economic performance of whole country or
region on to make international comparisons. Nominal GDP per capita does not,
however reflect differences in the cost of living and the inflation rates of the
countries. Therefore using a GDP per capita basis of arguably more useful. When
comparing differences in living standards between nations.
India's gross domestic saving in 2006-07 as a percentage of GDP stood at
a high 32.8% more than half personal saving are invested in physical assets. Land,
houses, cattle, and gold. The government owned public sector banks hold over
75% of total assets of the banking industry with the private and foreign banks.
Holding 18.2% and 6.5% respectively since liberalization ,the government has
approved significant banking reforms. While some of this relate to nationalized
banks like encouraging mergers, reducing government interference and
increasing profitability and competitiveness other reforms have opened up the
banking and insurance sectors to private and foreign players.

19. • Contribution of the banking sector to GDP is about
7.7% of GDP.
• Banking sector intermediation as measured by total
loan as a % of GDP is 30%.
• Banking sector has generated employment to the tune
of 1.5 million
Basavprasad

20. Basavprasad

21. Provisions related to financial sector
Mamta

22. Bank recapitalization has been kept at Rs10,000
crores for FY18, the amount recommended under the
Indradhanush Scheme in 2015.
Mamta

23. Banks can now deduct provisions made for non
performing assets (NPAs) up to 8.5% of total income for
tax purposes. This was 7.5% so far.
Mamta

24. Creation of a holding company for the
government’s stake in public sector (PSU) banks will
benefit PSU banks, especially IDBI Bank.
Mamta

25. • Affordable housing will be given infrastructure status,
and a higher allocation of Rs. 23,000 crore has been
made to the rural Pradhan Mantri Awas Yojana.
• Those who want to build houses in villages or
renovate their homes will get 3% off on interest
(rebate) on loans of up to Rs 2 lakh.
• Increase in the deduction of interest paid on home
loans from Rs 2 lakh which was earlier upto 1 crore.
Mamta

26. All cash transactions above Rs. 3 lakh will be
rendered invalid.
Mamta

27. Listing and trading of security receipts issued by
asset reconstruction companies (ARCs) to banks will be
allowed on stock exchanges.
Mamta

28. • 60-day interest waiver for farm loans from district
cooperative banks and primary societies.
• Higher NABARD lendable corpus of Rs. 20,000 crores
to finance district cooperative banks and societies for
providing farmers better access to loans.
• Agriculture lending target has been substantially
revised to Rs. 10 lakh crores
Mamta

29. Mamta