it includes the details about bank schemes for young enthusiast entrepreneur.

1. PUBLIC SECTOR BANKS SCHEMES FOR
ENTREPRENEURSHIP
17BCH012 (Jalpa Gajera)
17BCH037 (Payal Raghuvanshi)

2. What is Public sector bank?
• Public Sector Banks is a bank in which the government holds a major
portion of the shares.
• The shares of these banks are listed on stock exchanges.
• There are total 21 Public Sector banks in India alongside 1 state
owned payments bank in India.
• Public sector banks are classified into two categories further.
1. Nationalized banks
2. State bank

3. The following banks offer scheme for entrepreneurship
• State Bank of India
• Central Bank of India
• Dena Bank
• Panjab National Bank
• IDBI Bank
• State Bank of Mysore
• Oriental Bank of Commerse

4. Scheme Bank Eligibility
Criteria
Loan Amount Repayment
Stand up India IDBI Bank Above 18 years,
Should be
engaged in
manufacturing
services or
trading sector.
10 lakh to 1
Crore
Repayable
within 7 years
Udyogni
Scheme
Panjab & Sindh
Bank
Women
entrepreneurs
engaged in
direct
agriculture
activities and
self employed
Rs.25000 - No
margin
As per MSME
rate applicable

5. Scheme Bank Eligibility
Criteria
Loan Amount Repayment
National Equity
Fund Scheme
Dena Bank Tiny, small skill
sectors
Project cost
should not
exceed 50 lakhs.
No interest
Annapurna
Scheme
State Bank of
Mysore
Women
entrepreneurs
engaged in food
catering
industry
Maximum Rs.
50000
Monthly
installment

6. Scheme Bank Eligibility
Criteria
Loan Amount Repayment
Entrepreneur
scheme
State Bank Of
India
Technically
qualified
person. Charted
accountant or a
cost accountant
5 lakhs to 20
lakhs
10% interest
SBI Smile State Bank of
India
Professional
qualifications,
technically
qualified
Rs. 10 lakh for
MSME
Rs. 5 Lakh for
professional
and self
employed
No interest

7. Scheme Bank Eligibility
Criteria
Loan Amount Repayment
Mudra Loan Central Bank of
India
Shishu- upto Rs
50,000
Kishore – Rs
50,000- Rs 5 lakh
Tarun – Rs 5
lakh to Rs 10
lakh .
Interests
between 10% to
18%
Orient Mahila
Vikas Yojna
Scheme
Oriental Bank
Of Commerce
Women
enterprenuers
Rs. 25,000 –
above
Nil for upto Rs.
25,000
15% to 25% for
above Rs. 25,000

8. Scheme Bank Eligibility
Criteria
Loan Amount Repayment

9. THANK YOU