1. SAIFULLAH
Father’s name:
Moula Bux khoso
Date of Birth:
06-Feb-1989
Marital Status:
Single
Domicile:
Naushehro Feroze
CNIC No:
45303-6979281-7
Address:
House no 16-D, Street 04, Sector A
double road opposite Muaaz
Communication near Pakistan
Church Kashmir Colony
Karachi
Cell # 0305-3496837
0331-2871018
Email:
saifkhoso44@gmail.com
Personal Statement:
To excel in my career by accepting
challenges and hard working, and to
prefer the organization having sound
foundation, dynamic and professional
environment where future opportunities
exists for enhancing skills.
Qualifications
2015 M.A (Economics) Second Division
Shah Abdul Latif University Khairpur Mirs
2011 BCom Second Division
Shah Abdul Latif University Khairpur Mirs
2007 Intermediate ( Pre-Medical) B Grade
B.I.S.E Sukkur
2004 Matriculation ( Science) A Grade
B.I.S.E Sukkur
Work Experience:
Meezan Bank
Branch Service Officer
June 2012 Till now
Job Responsibilities:(june-2012 Till date)
General Banking Operations – Branch Service Officer
Clearing(Normal, Intercity, Same Day, Local USD)
 Scrutinize, stamp/sign cheques received at the counter, post to
the relevant accounts and deliver to (NIFT) clearing house after
balancing as per SOP.
 Scrutiny and posting of inward clearing received from NIFT /
clearing house
 Preparation of clearing returns and returns memos.
 Daily reporting of clearing figures to Treasury Back office/ Main
branch for settlement as per SOP.
 Maintain record of cheques returned and follow up with customer
for collection of the same and or further processing as per
customers’ request.
 Prepare vouchers for recovery of relevant charges for
outward/inward clearing as per schedule of charges.
 Handle customer/other Bank/branches queries regarding Clearing
cheques.
Account opening
 To process account opening, closing, editing,dormant activation/
deactivation as per SOP/ CAO policy
 SS cards uploading in T24 System for new account opened and
changes in authorized signatories in existing accounts.
 To provide adequate information to branch and CAO regarding re-
assurance documents.
 To handle branch and customer queries regarding account
opening policy and procedures.
 Maintenance of Account opening/ closing folder as per SOP

2. Cheque Books
➢ To process Customer’s request for cheque books and after completing formalities of account
opening.
➢ Cheque book delivery to the account holder/ authorized representative after recovering charges
and signature verification
➢ Mainain stock of undelivered cheque books and follow up with customer.
➢ Destruction of undelivered cheque books and at account closure as per SOP.
➢ Marking and un marking stop payments on customer’s request.
➢ Maintain record of stop payment marking and un marking
➢ Maintain stock of un-issued cheque books.
Term Deposit(COII,MAC,MMC,MPC etc)
➢ Issuance of Term Deposits to account holders after completing all formalities.
➢ Handle pre-mature encashment and profit payment pas per product and sharia guidelines.
➢ Balancing of Term Deposits
LCY Remittances
➢ Handle inward and outward remittance, transfer of funds, issuance/cancellation of (Payment order,
Demand Draft, Telegraphic Tranfer, Call deposit Receipts) as per customer’s request in
accordance with statutory guidelines of SOP and SBP
➢ Balancing of outstanding Pos, Dds, OBCs, CDRs
FCY Remittance
➢ Handle FCY inward & outward remittances, transfer of funds issuance/cancellation of FDD,
FTT,as per customer’s request in accordance with statutory guidelines of SOP FE Manual.
➢ To prepare SBP returns
Safe Deposit Locker Operations
➢ Issuance and maintenance of lockers after completing formalities
➢ Rent recovery
➢ Maintain proper record for review and control purpose
➢ Maintain Locker visit Register
Skills and Interests
 Having Good Presentation Skills
 Ability to lead in a global, competitive environment
 Ability to build strong working relationships, internal and external to the organization
 Command on MS Office (Word, Power point, Excel)
Reference
 Will be furnished upon request.