Rural Mutual Insurance Company offers several discounts for homeowners in Wisconsin, including multi-policy discounts of up to 25% if other insurance policies are held with Rural. Discounts are also available for new homes, protective devices like alarms, and multi-vehicle policies. The company introduced a Farm Dividend Program that may pay up to 5% of annual premiums back to qualifying farm policyholders who have been with the company for over a year.

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Premiums paid in Wisconsin, stay in Wisconsin to keep Wisconsin strong
Rural Mutual Insurance Company Discounts Available:
Multi Policy: A 10% credit applies to a home/condo/renters policy if there is an in force Private Passenger
Auto policy with Rural Mutual.
New Home: A discount of up to 25% applies based on the age of your home Protective Devices Credits may be
allowed for the installation of a burglar alarm, fire alarm or automatic sprinkler system in the dwelling.
Discounts Available Multi Policy: A 10% credit applies to a Private Passenger Auto policy if there is an in force
home/condo/renters policy with Rural Mutual. Additional discounts are available with in-force farm, country
estate or business insurance with Rural Mutual. Multi Vehicle • All vehicles owned by the named insured
must be written on the same policy. The discount will also apply if the customer has private passenger type
vehicles or pickup trucks (less than 10,000 lbs) insured under a Rural Mutual Business Auto Policy (BAP).
Good Student Discounts are also available...
Town and Country Auto Insurance Program Features Enhanced Multi-Policy Discounts (up to 25%) – You may
get a discount if you have home or business insurance with Rural Mutual. Claims-Free Discount – We eliminate
glass, towing and car rental claims.
Enhanced Young Operator Rates – We give you competitive pricing for young drivers.
Single deductible (one deductible) insurance policy – for Rural Mutual home insurance, homeowners
insurance, auto insurance, car insurance, and country estate insurance policies.
Introducing the Rural Mutual Insurance Farm Dividend Program
Rural Mutual Insurance is excited to announce the new Rural Mutual Farm Dividend Program – the first of its
kind in the area – which may pay up to 5% back on your farm policy annual earned premium.
Starting in 2017, our new Farm Dividend Program allows us to use our financial success to reward our farm
policyholders for their loyalty to Rural Mutual and commitment to Wisconsin agriculture. You may qualify for
the Rural Mutual Insurance farm dividend program if:
 Your policy number begins with FRM.
 Your farm policy has been in force with Rural Mutual Insurance for more than one year.
 Your farm policy will be in effect with Rural Mutual Insurance at the end of the current year.