The document outlines various types of commercial and personal insurance programs available for small businesses and individuals, including workers' compensation, general liability, auto, homeowners, and health insurance. It also discusses umbrella/excess liability protection, life insurance, long-term care insurance, and reimbursement for identity theft. The document promotes finding competitive coverage from different insurance companies.

1. Small Business
Employee Benefit
Programs

2. Commercial Insurance
• Worker’s Comp
• General Liability
• Commercial Auto
• Business Owner’s Policy (BOP)
• Commercial Umbrella

3. Health Insurance
•Individual and
Family Coverage
•Student
Coverage
•Medicare
Coverage
•Short-Term
Coverage

4. Homeowners Insurance
Make Sure Your Home
Is Properly Protected

5. Auto Insurance
We Shop Different
Insurance Companies To
Find You The Most
Competitive Coverage
For Your Auto.

6. Disability Insurance

7. Personal Recreation
Insurance
•Motorcycles
•RV & Motorhomes
•Watercraft
•Off-Road Vehicles

8. Personal Umbrella/Excess
Insurance
Additional
Liability
Protection
Beyond a
Homeowner
or Auto Policy

9. Identity Theft Insurance
Reimbursement For Any
Money Stolen From You Up To
$30,000
Ask Your Tax Consultant for Details

10. Life Insurance
Taking The Steps To
Protect What Is Most
Important to You

11. Long Term Care Insurance
Let Us Help You Protect
Your Financial Security and
Your Family’s Well-Being