This document discusses enhancements to the Quantum savings product, which provides bonuses to clients who invest $850 or more per month. The Power of 3 bonuses include: 1) A premium incentive of up to 600% added on day 1, 2) An enhanced investment allocation of up to 102% throughout the term, and 3) A loyalty bonus of up to 7.5% added at the end of the term. Examples are provided showing how the bonuses can boost a policy over various premium amounts and terms.

1. Quantum Spotlight For financial advisers only
Issued by RL360 Insurance Company Limited. Registered Office: RL360
House, Cooil Road, Douglas, Isle of Man, IM2 2SP, British Isles. Telephone:
+44 (0)1624 681681. Telephone calls may be recorded. Fax: +44 (0)1624
677336 or Website: www.rl360.com. RL360 Insurance Company Limited
is authorised by the Isle of Man Government Insurance and Pensions
Authority. Registered in the Isle of Man number 053002C. A member of
the Association of International Life Offices.
SAY HELLO TO
QUANTUM’S
POWER OF 3
Our latest enhancements now mean
that clients who invest USD850 per
month or more can benefit from bonus
units at the start, during and at the end
of the premium term.
° Premium incentive – up to 600%
boost on day 1
° Enhanced investment allocation – up
to 102% throughout term (from 2015)
° Loyalty bonus – up to 7.5% at end of
the term
Click on the examples below to see how the power of 3 can boost your client’s policy:
Important notes
For financial advisers only. Not to be
distributed to, nor relied on, by retail
clients.
For further information, please read the
Quantum literature suite available to
download from www.rl360adviser.com.
QU048a 07/15
AT THE START
The premium incentive: Bonus initial units equal in value to
will be added to the policy when issued.
DURING
Extra allocation: Bonus units equal to of each premium paid will be
added to the policy throughout the premium term.
Assuming all premiums are paid, the policy
will receive bonus units equal in value to:
AT THE END
The loyalty bonus: Bonus accumulation unit’s equal to
of the policy value at the end of the premium term will
be added to the policy.
Total premiums paid during the premium term:
Fund value at the end of the premium term assuming annual
growth of 7.5% (inclusive of all Quantum product charges):
Growth required to cover all product charges during premium term:
PAYMENT DETAILS
Monthly premium - United States dollars
$850 $1,000 $1,500 $2,000 $2,500
Premium term
10 years 15 years 20 years 25 years 30 years
1
Premium incentive:
added on day 1
2
Investment allocation:
for all regular premiums
3
Loyalty bonus:
based on fund value
Over the years Quantum has established itself
as a firm favourite amongst advisers when
recommending regular savings solutions to their clients.
However, at RL360° we’re not resting on our laurels.
$1,288
$1,288
1%
101% $1,020
2.50% 2.50%
$102,000
$131,762
2.25%