2. Our Commitment to You
“We do not invest in high risk vehicles such as derivatives and junk bonds,
nor do we invest in the types of structured transactions that are currently
causing such turmoil in the markets. We stay away from them not because
we don't understand them - but because we do understand them - and the
risk they entail.”
Carl Anderson, Supreme Knight
3. WHAT WE DO:
The Investment Department focuses on the purchase of:
• Investment grade corporates, across all market sectors
• Investment grade mortgage securities issued by agencies and
mortgage companies
• In addition, we focus on asset allocation and assist in the
development of new products
WHAT WE DON’T DO:
• Invest in junk bonds
• Invest in derivatives
• Invest in highly speculative or highly structured Wall Street
driven transactions
• Our focus is on investing in high quality securities
4. All investment managers for the Order are prohibited from investing in
companies engaged in any of the following activities:
Embryonic Stem Cell Research
Human Cloning
Pornography
Abortifacient
Contraception
For Profit Health Care
17. KNIGHTS OF COLUMBUS
ACHIEVES HIGHEST RATINGS IN 2015:
A.M. Best A++ (Superior)
A.M. Best said that “The ratings of the Order reflect its strong fraternal and
Insurance presence within the Catholic communities in the United States and
Canada, its superior risk-adjusted capitalization as measured by Best’s
Capital adequacy Ratio and the Order’s consistently positive operating
results.” A.M. Best also declared that the Knights of Columbus “has a strong
affinity with its large membership base through its charitable programs and
competitive portfolio of life insurance and annuity products.”
There is no more highly rated life insurer in North America.
17
18. Fees: No up front sales charge or annual fee
Access: 1) Annual free withdrawals (10% of account balance per year)
2) Medical Withdrawal Option (FPA Contract)
3) Guaranteed income for life (with annuitization)
4) At death…
► avoids costs and delays of probate
► privacy protected, no public record
► reduces challenge potential
Rate: 1) Competitive with CDs
2) Tax-deferred, so compounds at higher rate while reinvesting
(grows at full pre-tax rate)
3) Minimum interest rate guarantee, credited daily
(worth more every single day*)
Safety: Principal & Interest 100% guaranteed by the Knights of Columbus
(will never go down in accumulation value*)
► Financial strength of the Knights of Columbus
* - reducing surrender charges may
apply
The benefits of a Knights of Columbus retirement annuity:
19. Key Questions
• What is your planned retirement date?
• What part of your retirement funds
should be in more conservative types of
investments?
• Do you currently have any monies that
should be ‘rolled over’?
• Do you qualify for a ROTH IRA with
income tax free growth?
• Is tax deferral important to you?
• When does your next CD mature?
