Northern Clover is a direct sales jewelry company founded by Jane Kwa that sells imported jewelry through a network of consultants. The company launched in 2015 and is based in Arizona. Consultants can earn commissions ranging from 30-40% on retail sales and through building a downline team. However, the review concludes that earning a six-figure income would require strong online marketing skills beyond what the company provides. Overall, the jewelry is found to be expensive and the compensation plan may not provide enough income without a side job or business.

1. aceandrich.com http://aceandrich.com/northern-clover-review-not-your-typical-northern-clover-review/
Anastacia Hauldridge
Northern Clover Review | Not Your Typical Northern Clover
Review
Northern Clover has already captured the attention of the internet and the country.
But what makes this jewelry line so unique compared to the other jewelry catalog competitors in the marketplace.
How are you supposed to sell it in order to earn a six figure income from home?
Let’s find out…

2. In this Northern Clover Review, we are going discuss the company, products, and business opportunity. Read
more…!
Disclaimer: The following information is an unbiased Northern Clover Review and we are not affiliated in any way
with the company. If you like to purchase products or become a consultant we advise you to visit the website and
search for a local distributor in your region.
Take a look around you and you will see at least one piece of jewelry being worn somewhere on another person’s
body.
You might see bracelets, watches, earrings, necklace, nose rings, eyebrow rings, belly button rings, belly chains,
anklets, and even toe rings are all types of jewelry being worn in our culture.
Everyone loves jewelry, no matter if it’s gold, silver, or costume it’s a very big business and many entrepreneurs want
a piece of that pie.
According to the U.S. Retail Jewelry Industry report, as of 2012 fine jewelry and watch sales grew to over $71.3
billion dollars.
Northern Clover Review | What Is Northern Clover?
The company is a direct sales company that distributes jewelry that is imported from overseas.
The Co-founder of Northern Clover Inc is Jane Kwa, a mother, wife, and entrepreneur who’s goal in life was to help
women and other moms achieve that work and family balance while earning money from home.
Jane Kwa decided after 12 years of constant traveling and moving around missing her family it was time to take her
passion and business sense of buying wholesale jewelry to the direct sales industry.
There is no photo of Jane Kwa on the website in her about me section so we did some digging and found this photo
of her in Pinterest.
The company is already in its infancy stages and have opened up to 29 states within the United States.
The company just launched this year 2015 and is located in Scottsdale, Arizona. We did look up the address that
was registered under the DBA of Northern Clover Inc. to validate that there is a physical address of the Northern
Clover corporate headquarters.

3. Here is the company as seen in this screenshot taken with Google Maps.
Northern Clover Review | What Is Unique About The Jewelry?
Upon browsing the website the company showcases jewelry in the following categories:
Bracelets
Bundles
Earrings
Necklaces

4. Rings
Download here for the NEW 2015 Northern Clover catalog to view product information and pricing details.
Each jewelry piece is different and offers a fashionable style for all ages of women. The website is marketing towards
women than men because there are no jewelry pieces for men or male models.
Some of the necklaces have crystal-like beads and the jewelry is not real gold but 18K goldtone plating.
There is a convenience to women with sensitivity to lead and nickel because some these jewelry materials are lead
and nickel safe.
The silver jewelry pieces are .925 sterling silver plated and also lead and nickel safe.
Other jewelry pieces are made with freshwater pearls, zircon, glass crystals, acrylic stones, and rhinestone crystals.
Northern Clover Review | Inside The Business Opportunity
The company just launched and as of yet there is
room for the opportunity to grow because they are
just starting up from the ground floor. The Northern
Clover Compensation Plan is set up as a jewelry
party plan business.
The getting started kit is priced at $49 and that
comes with your business marketing materials such
as jewelry, catalogs, and training booklets. The
business doesn’t require sales quotas and you can
operate the business at your own schedule as you
wish.
Basic Enrollment Package for $49 (VALUE AT
OVER $150) and gives you:
(1) Michelle’s Got Style Necklace
(1) Michelle’s Got Style Earrings
(1) Elegant Crystal Silver Necklace
(1) Elegant Silver Earrings
(1) Aquamarine Dream Bracelet
(1) Pack of 5 Catalogs
(1) Pack of 5 Opportunity Brochures
(1) Pack of 10 Order Forms
(1) Pack of 5 Invitations
(1) Pack of 25 Name Cards
(1) Quick Start Flyer*
(1) Hostess Rewards Flyer*
(1) Product Flyer*
(1) 30-days Free Back Office
(1) Northern Clover Debit Card
Gold Success Package for $99 (VALUED AT OVER $200) and gives you:
$25 to sponsor and $10 to upline

5. Silver Heart Earrings
Sweetheart Gold & Silver Bracelet
Sweetheart Gold & Silver Heart Necklace
Infinity Glimmer Silver Necklace
Infinity Glimmer Silver Earrings
Radiant Bow Bracelet – Silver
Blossom Grand Statement Necklace
Blossom Statement Earrings
Silver Wing Necklace
+ Additional 5 catalogs
Platinum Success Package for $197 (VALUED AT OVER $400) and gives you:
$50 to sponsor and $20 to upline
Butterfly Stencil Earrings
Dotted Bow Earrings
Dotted Bow & Heart Dangle Bracelet
Butterfly Stencil Bracelet
Bow & Heart Dangle Necklace
Butterfly Stencil Necklace
Large Puffed Heart Necklace
Blossom Statement Earrings
Blossom Grand Statement Necklace
Silver Braid Elegance Necklace
Silver Leather Links Bracelet
Boho Chic Pink Necklace
Midnight Blue Necklace
Midnight Blue Earrings
Golden Horn Pendant Earrings
+ Additional 10 catalogs
There are several different ways the company pays their jewelry consultants:
1. Retail commissions from 30% up to 40% compared to other jewelry companies.
2. Mentor Bonus of $50 is earned each time you help another jewelry consultant in your team launch
their own business.
3. Personal sales bonus is earned up to 40% for all personal sales.
4. Build your downline sales team 6 levels deep.
5. Infinity Bonus is earned once you reach Diamond Director the company will pay on all levels.
6. Generation Bonus is earned for each consultant that you help advance to Director in your team.
We noticed the company website doesn’t allow the public to download the compensation plan and have set up a
request form for people to fill out if they like to see the compensation plan in full detail.
There is a $9.95 monthly charge to Northern Clover consultants beginning their second month to maintain access to
the replicated website. There is no need to carry jewelry inventory that is an optional preference if you want to do that
but you don’t have to in order to earn income.
Northern Clover Review | Conclusion

6. Northern Clover has very nice and attractive jewelry pieces, we feel the prices are expensive compared to other
jewelry direct selling companies. Also, the compensation plan doesn’t pay their consultants enough commission as
they claim unless the consultant has some other side income such as a job or another business.
The fact that the consultants are being charged for a replicated website is ridiculous and should be granted free with
a catalog business like this. As for the company training their consultants we didn’t find any information but 9 times
out of 10 it will be the traditional home party plan type of training that teaches the chasing of friends and family to buy
necklaces and rings.
We feel the website is pretty and as we said in this review earlier it’s targeting moms and women entrepreneurs who
want to earn money from home. The opportunity is there but not to earn a six figure income unless the consultant
has a huge Rolodex of contacts ready to buy from their catalog.
See here is the bottom line, in order to earn a six figure income with any business that you are going to operate
online is going to require the right skills in online marketing such as building a list of targeted leads, building a
relationship with those leads, and converting leads into sales.
Love to hear from you! Please leave a comment on this blog post to let us know what you think. We just love hearing
from you, and it really makes our day!
See you on the next post!
Anastacia Hauldridge & Rich Guzman
If You’re Struggling To Generate Leads & Sign-Ups in Your MLM,
Direct Sales or Affiliate Business… CLICK THE IMAGE BELOW TO
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7. About the Author
Latest Posts
About Anastacia Hauldridge
Anastacia (Ace) Hauldridge and Rich Guzman are the "Internet Marketing Brainchild's" behind all the
magic of AceandRich.com, a blog focused on teaching people the foundation and skills of running a
successful online business. Together they share their passion for helping aspiring entrepreneurs
develop their marketing skills. They both share a common interest in beaches, fine dining, shopping,
electronic trance music, romance and comedy. Together they live with their son in Massachusetts.