Karnataka Bank Ltd was incorporated in 1984 through the merger of three banks. It has over 500 branches across 20 states and employs over 5,800 people. The bank aims to offer high quality customer service using modern technology while maintaining ethical values and corporate governance. It has various banking divisions including retail, corporate, and treasury operations.

1. On
KARNATAKA BANK LTD

2.  Karnataka Bank Ltd was incorporated on
February 18, 1984.
 Head Office situated at Mangalore in
Karnataka.
 Set by a group of advocates & businessmen.
 Formed by merger of Sringeri Sharada Bank
Ltd., Chitradurga Bank Ltd. and Bank of
Karnataka.

3.  With 88 years of providing professional
banking services and quality customer service.
 It has a network of 500 branches spread across
20 states and 2 Union Territories.
 It has over 5,844 employees, 86,868
shareholders and over 4.84 million customers.
 Key people: Chairman

4. "To be a technology savvy, customer centric
progressive bank with a national presence,
driven by the highest standards of corporate
governance and guided by sound ethical
values."

5.  To offer total quality service at all levels.
 To Give their customers The Best in Services
and in Products.
 Deploy most modern technology and to be in
competition.
 Develop long term relationships.

6.  Treasury Operations
 Includes investment portfolio, securities & foreign
exchange.
 Corporate/ Wholesale Banking
 Huge amount of advances to corporate sector
 Retail Banking
 Regular activities of bank
 Other banking Operations
 Insurance, Mutual funds, Demat services etc.,

7.  Bank has 500 branches operating across 20
states and 2 union territories.
 It has over 5,844 employees
 The Board of Directors of the Bank consists of
11 directors including the Managing Director.

8. MD/CEO
General
Managers
Deputy
General
Manager
Assistant
General
Manager
Managers

9. HO
Treasury
HR &
and IT Credit Legal
IR
accounts

10. Manager
Asst Branch
Manager
Officer
Spl. Asst
Clerks/
Cashier
Sub staff

11. Head
office
Regional
office
Branches

12.  Work is divided into various section in head
office.
 Each regional office reports to head office with
respective sections.
 Each branches across various regions report to
the concerned regional office.
 Within a branch all reports to the branch
manager.

13.  Manager to associates: 1:5 in small branches or
extension counters
Or
 Manager to associates: 1:20 in large branches
and corporate office.

14.  Authority
 Unity of command
 Exception to unity of command

15.  Strengths:
 Private sector bank
 Reputation and brand image of bank
 Long term goals
 Weakness:
 More number of employees retiring and resigning
 Over load of work pressure for the existing
employees

16.  Opportunities:
 Satisfied customer service with upgraded technology
 Technology savvy
 Customer centric
 Threats:
 Competition due to large no of existing privates
banks
 Threat from upcoming banks

17. Way of
Thinking
Intuitiv
Tolerance for Ambiguity
Rationa e
l
Analytic Conceptual
High
Low

18.  Departmentalization
 Recruitment
 Selection
 Orientation
 Training
 Motivation

19.  Blood donation camp.
 Encourage social, cultural, educational
activities.
 They follow best practices of corporate
governance to protect the interest of all the
stakeholders of the Bank

20.  Salary fixed as per 6th pay commission.
 Employee privilege on deposits and loans.
 Employee Insurance Schemes, Leave
Encashment, Provident Fund.