This document discusses savings and investment in Bangladesh. It defines savings as setting aside money regularly from each paycheck. Savings have important benefits like securing one's life, providing borrowing opportunities, and enabling small business opportunities. Factors that influence savings include goals, income, expenses, personal factors, and external factors. Investment is engaging savings in activities and has importance for financial independence, increasing wealth, and achieving personal goals. Common investment schemes in Bangladesh include Sanchay Patra, deposit pension schemes, and deposit schemes. Principles of wise investment include knowing one's financial situation and goals, developing a long-term plan, diversifying investments, and seeking help when needed.

1. Savings and Investment in Bangladesh
Topic:

2. “Do not save what is left after spending
but spend what is left after saving”
Warren Buffet
What is Savings?
Saving means setting aside money on a regular
basis, preferably from every paycheck.

3. Importance
Objectives
Advantages
Contributing Factors
1. Secured
life
2. Borrowing
Opportunity
3. Small
Business
Opportunity
1. Goals
2. Income
3. Expenditure
4. Internal
Factors
5. External
Factors
3. Extra
Income
2. Making
Life
Comfortable
1. Reduction of
unnecessary
expense
3. Economic
Growth
2. Borrowing
Reduction
1. High Life
Standard

4. Ways to improveCauses of low savings
Saving Positions
1. Per Capita Income
2. Failure of Savings
3. Rate of Profit
1.Minimum
Investment Account
2.Budget
3.Quitting Some Bad
Habits
1.
Maintenan
ce of
Livelihood
2.
Measure
s of
Govt.
3.
Facilities
of Savings

5. What is Investments?
“Do not put all eggs
in one basket”
Warren Buffet
“Investment is an activity that is
engaged in by people who has
savings.”

6. Importance of Investment
1. Financial Independence
2. IncreasesWealth
3. Fulfilling Personal Goals
4. IncreasesVisions

7. Objectives
Primary
 Safety
 Income
 Growth of Capital
Secondary
 Tax Minimization
 Marketability Liquidity
 Advantage of investing

10. Investment Schemes
1.Sanchay Patra
2.Deposit Pension Scheme
3.Deposit Scheme
4.Den Mohor Scheme
5.Hajj Services

11. Principles of Investment
Know Thyself
Getting Financial House in Order
Developing A Long term Plan
Buying Stocks
Getting Help if Needed