1. Secrets of the Rich Building Long-Term Wealth by Maximizing Cash Flows

2. Agenda Utilizing Financial Leverage Maximizing Assets & Investments Minimizing Liabilities & Taxes

3. Agenda Utilizing Financial Leverage Maximizing Assets & Investments Minimizing Liabilities & Taxes

4. Agenda Utilizing Financial Leverage Maximizing Assets & Investments Minimizing Liabilities & Taxes

5. Agenda Utilizing Financial Leverage Maximizing Assets & Investments Minimizing Liabilities & Taxes

6. Financial Leverage Family Wealth Maximization Tools Mortgages Loans Marginal Investing

7. Leveraging Investments

8. Spread Profits

9. Eliminating Idiosyncratic Risk

10. Leveraging Example

11. Better Leveraging Options http://www.tdwaterhouse.ca/rates.jsp http://www.investrade.com/margin-rates.htm

12. Household Saving Rates *China’s annual HSR has increased from 20% (2000) to 39.7% (2009) econ365.files.wordpress.com/2008/10/gross-savings-rate.pdf

13. Typical Household Budget

14. Household Budget of the Wealthy

15. Effective Tax Rates of the Rich

16. Minimizing Cash Outflows Tax Shelters Retirement Plans Flow-through shares/LP’s Muni’s

17. Tax Example: Teresa Heinz Kerry *Based on 2003 Income and 2003 Federal Tax Rate Schedule

19. Questions?