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1. UNITED INSTITUTE OFTECHNOLOGY, PRAYAGRAJ
MINI PROJECT
ON
AUTOMATED TELLER MACHINE
Submitted to: Submitted by:
Mr.AmitTiwari Sir Mohammad Asif
Ridhima Sonkar

2. CONTENT
• Introduction of Automated Teller Machine
• Goal of Automated Teller Machine
• Automated Teller Machine Project Details
• Advantages of this Project
• Working Of the Project and its Explanation
• Summary

3. AUTOMATED TELLER MACHINE
ATM Project In Java – An automated teller machine (ATM) is an electronic banking terminal that enables
consumers to conduct simple transactions without the assistance of a teller or branch personnel. At most ATMs,
anyone with a credit or debit card can get cash.
ATMs are convenient because they allow customers to do self-service operations such as deposits, cash
withdrawals, bill payments, and account transfers. Cash withdrawal fees are frequently charged by the bank
where the account is held, the ATM operator, or both. Using an ATM operated directly by the bank that holds the
account can prevent some or all of these costs. Automated Teller Machines (ATMs) are mainly of two types. One
is a simple basic unit that allows you to withdraw cash, check your balance, change the PIN, get mini statements
and receive account updates.

4. GOAL OF AUTOMATEDTELLER MACHINE
• AN ATM, which stands for automated teller machine, is a specialized computer
that makes it convenient to manage a bank account holder's funds. It allows a
person to check account balances, withdraw or deposit money, print a statement of
account activities or transactions, and even purchase stamps.
• Transactions are either free or bear a nominal charge depending upon the banks. Banks
usuallydo not charge for the first 3-5 transactions in a month. Once you cross the limit of
free transactions, you may have to pay a nominal charge. Also, some banks levy charges if
you withdraw money from another bank’s ATM of which you are not an account holder.

5. ProjectTitle : AutomatedTeller Machine Project in Java
ProjectType: Desktop Application
Technology :
INTELLIJ IDEA IDE and other java components
Database : MySQL
Developer: Mohammad Asif
and
Ridhima Sonkar

6. DISADVANTAGES OF AUTOMATED TELLER
MACHINE
• Charges Fees: There are certain charges involved for withdrawal of money beyond a specified
amount or the number of transactions within a specified time limit. Also withdrawal of money from
an ATM that is not under the same bank as the cardholder also incurs additional cost.
• Limitation of cash withdrawal: There are certain restrictions on cash withdrawal as specified by
banks. The limitations can be on the number of transactions as well as the amount of money that
can be withdrawn within a fixed time . This creates a problem in withdrawing a large amount.
• Non-availability in remote areas: Sometimes banks in rural areas and some remote places have
limited facilities to operate ATMs. The machines installed in rural areas do not function properly all
the time or often fall short of cash.
• Possibility of frauds: There are a number of reported incidents nowadays about fraud involving
ATM cards. The ATM card may be misused if the secret information is accessed by others. The
hackers through various unscrupulous activities can get access to the account and transfer
money.

7. ADVANTAGES OF AUTOMATED TELLER
MACHINE
• Quick and prompt service is possible with less human errors.
• It is beneficial for travellers.
• It provides 24 hrs services without any staff and reduces the work load on bank staff.
• Withdraw cash at any time or in urgent without the help of bank.
• It ensures privacy to the customers.
• The withdrawal of rupees is faster than bank,no need of standing long lines.
• Maintenance cost is less as no bank staff is involved in transaction.

10. SUMMARY
• This Automated teller machine Project in Java with Source Code was created
in Java Programming using Intellij Idea Ide, it also includes a downloadable
source code for free.
• This project is another minor or major project for college students with
source code. Automated teller machine is built in Java using MVC
architecture and Maven as a build tool. Its using MYSQL as a backend to
manage the database and deployed over the tomcat server.