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Philippe Daigle Your Kelowna & Area
          Mortgage Expert
Philippe Daigle
Your Kelowna & Area Mortgage
             Expert
   White House Mortgages
   www.philippedaigle.com
         250 801 1279



       Philippe Daigle Your Kelowna & Area
                 Mortgage Expert
Philippe’s Top Ten list of
      networking




       Philippe Daigle Your Kelowna & Area
                 Mortgage Expert
What is business networking?
        What its not?




         Philippe Daigle Your Kelowna & Area
                   Mortgage Expert
The 10 Rules of Networking
• What is business networking and its not
• Ten Rules (guidelines)
• Intro
• How to greet people and what to do with their
  business cards
• Conversation Starters and how to engage
  people
• The mixer or the after hour.
                Philippe Daigle Your Kelowna & Area
                          Mortgage Expert
Business networking is
  a marketing method by which
    business opportunities are
created through networks of like-
     minded business people.


           Philippe Daigle Your Kelowna & Area
                     Mortgage Expert
What is not Business Networking?
          • Prospecting

  • Prospecting is levering your
             network



           Philippe Daigle Your Kelowna & Area
                     Mortgage Expert
Ten Commandment of networking
         •This is not about a job
         •These are general rules
         (guidelines)
         •There are more guidelines
         •Mostly “common sense”
         •Your network is incredibly
         valuable

          Philippe Daigle Your Kelowna & Area
                    Mortgage Expert
Where to meet people


•Anywhere, networking is a state of mind
 •You network as soon as you leave your
                 house



              Philippe Daigle Your Kelowna & Area
                        Mortgage Expert
Number 10

   Have a strategy and a plan
     1. Who do you want to meet
       2. How long will you stay
3. What message do you want to convey
       4. How will you follow up

            Philippe Daigle Your Kelowna & Area
                      Mortgage Expert
Number 9

           Ask don’t talk
     •Learn from conversation
•Its a dialogue, not a monologue
             •Forget “I”
           •Think “Them”


          Philippe Daigle Your Kelowna & Area
                    Mortgage Expert
Number 8

      Have energy
  •Start conversations
•Look people in the eye
       •Be awake



     Philippe Daigle Your Kelowna & Area
               Mortgage Expert
Number 7


                  Have stories
              • Be able to relate to
                      people
             • Share ideas through
                   experiences
               • Springboard from
                  other’s stories
Philippe Daigle Your Kelowna & Area
          Mortgage Expert
Number 6

    Bring people into the
         conversation
•Try to involve several people
•Ask question of silent people
  •Make the effort to meet
          everybody


Philippe Daigle Your Kelowna & Area
          Mortgage Expert
Number 5

         Always be on
    •Relax, but be prepared
   •Know your elevator pitch
•Remember key facts and names
         •( take notes)

         Philippe Daigle Your Kelowna & Area
                   Mortgage Expert
Number 4

               Know the dress code
                   •Suit and tie
                 •Business casual
                      •Casual
             •Practice good grooming



Philippe Daigle Your Kelowna & Area
          Mortgage Expert
Number 3

              Be known
         •Who knows you??
          •What you know?
          •Who you know?
      •Being the “go-to” person



Philippe Daigle Your Kelowna & Area
          Mortgage Expert
Number 2

 Always carry business cards
      •Really, everywhere
          •Make notes
 •Invite people to contact you




Philippe Daigle Your Kelowna & Area
          Mortgage Expert
Number 1
             Be polite
    •Manners mean everything
       •Please and thank you
         •No interruptions
      •At meals, the right fork
  FOLLOW UP AND DO WHAT YOU
                SAY
     YOU ARE GOING TO DO.

Philippe Daigle Your Kelowna & Area
          Mortgage Expert
Local opportunities for networking

      •Uptown business association
•Westbank & District chamber of commerce
    •Kelowna Chamber of Commerce
 •Downtown Kelowna Business association
       •Anywhere there are people




             Philippe Daigle Your Kelowna & Area
                       Mortgage Expert
10 commandments of networking
            mixer
1. Have your networking tools with you at all time
2. Set goal for the number of people you will meet
                  3. Act like a host
            4. Listen and ask the 5 W’s:
    Who, What, Where, Why, When. You have two
    ears and one month, use them proportionally
  5. Give a referral whenever possible. Listen for
           opportunities to connect people
                  Philippe Daigle Your Kelowna & Area
                            Mortgage Expert
10 commandments of networking
             mixer
 6. Describe your products or service in 60 seconds.
 7.Exchange business cards. Ask can to connect next
                         week?
8. Spend less than 10 minutes or less on each person
   you meet. Don't linger with friends and associates
                    9. Take notes
                    10. Follow up.

                   Philippe Daigle Your Kelowna & Area
                             Mortgage Expert
Questions?


  Philippe Daigle Your Kelowna & Area
            Mortgage Expert
home price              5% price drop    10 % price drop



                                                     $525,000.00              $498,750.00        $472,500.00

Down payment 20%                                     $105,000.00              $99,750.00         $94,500.00

mortgage amount                                      $420,000.00              $399,000.00        $378,000.00

Scenario #1: 0.50% interest rate rise

interest rate                                        3.29                     3.79               3.79

monthly payment                                      $1,831.00                $1,850.00          $1,752.00

scenario #2: 1.00% interest rate rise



Interest rate                                        3.29                     4.29               4.29

Payments                                             $1,831.00                $1,963.00          $1,860.00




                                        Philippe Daigle Your Kelowna & Area
                                                  Mortgage Expert
Philippe Daigle Your Kelowna & Area
          Mortgage Expert

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Top 10 list of business networking

  • 1. Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 2. Philippe Daigle Your Kelowna & Area Mortgage Expert White House Mortgages www.philippedaigle.com 250 801 1279 Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 3. Philippe’s Top Ten list of networking Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 4. What is business networking? What its not? Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 5. The 10 Rules of Networking • What is business networking and its not • Ten Rules (guidelines) • Intro • How to greet people and what to do with their business cards • Conversation Starters and how to engage people • The mixer or the after hour. Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 6. Business networking is a marketing method by which business opportunities are created through networks of like- minded business people. Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 7. What is not Business Networking? • Prospecting • Prospecting is levering your network Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 8. Ten Commandment of networking •This is not about a job •These are general rules (guidelines) •There are more guidelines •Mostly “common sense” •Your network is incredibly valuable Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 9. Where to meet people •Anywhere, networking is a state of mind •You network as soon as you leave your house Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 10. Number 10 Have a strategy and a plan 1. Who do you want to meet 2. How long will you stay 3. What message do you want to convey 4. How will you follow up Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 11. Number 9 Ask don’t talk •Learn from conversation •Its a dialogue, not a monologue •Forget “I” •Think “Them” Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 12. Number 8 Have energy •Start conversations •Look people in the eye •Be awake Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 13. Number 7 Have stories • Be able to relate to people • Share ideas through experiences • Springboard from other’s stories Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 14. Number 6 Bring people into the conversation •Try to involve several people •Ask question of silent people •Make the effort to meet everybody Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 15. Number 5 Always be on •Relax, but be prepared •Know your elevator pitch •Remember key facts and names •( take notes) Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 16. Number 4 Know the dress code •Suit and tie •Business casual •Casual •Practice good grooming Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 17. Number 3 Be known •Who knows you?? •What you know? •Who you know? •Being the “go-to” person Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 18. Number 2 Always carry business cards •Really, everywhere •Make notes •Invite people to contact you Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 19. Number 1 Be polite •Manners mean everything •Please and thank you •No interruptions •At meals, the right fork FOLLOW UP AND DO WHAT YOU SAY YOU ARE GOING TO DO. Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 20. Local opportunities for networking •Uptown business association •Westbank & District chamber of commerce •Kelowna Chamber of Commerce •Downtown Kelowna Business association •Anywhere there are people Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 21. 10 commandments of networking mixer 1. Have your networking tools with you at all time 2. Set goal for the number of people you will meet 3. Act like a host 4. Listen and ask the 5 W’s: Who, What, Where, Why, When. You have two ears and one month, use them proportionally 5. Give a referral whenever possible. Listen for opportunities to connect people Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 22. 10 commandments of networking mixer 6. Describe your products or service in 60 seconds. 7.Exchange business cards. Ask can to connect next week? 8. Spend less than 10 minutes or less on each person you meet. Don't linger with friends and associates 9. Take notes 10. Follow up. Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 23. Questions? Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 24. home price 5% price drop 10 % price drop $525,000.00 $498,750.00 $472,500.00 Down payment 20% $105,000.00 $99,750.00 $94,500.00 mortgage amount $420,000.00 $399,000.00 $378,000.00 Scenario #1: 0.50% interest rate rise interest rate 3.29 3.79 3.79 monthly payment $1,831.00 $1,850.00 $1,752.00 scenario #2: 1.00% interest rate rise Interest rate 3.29 4.29 4.29 Payments $1,831.00 $1,963.00 $1,860.00 Philippe Daigle Your Kelowna & Area Mortgage Expert
  • 25. Philippe Daigle Your Kelowna & Area Mortgage Expert