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ERM Future State  –  France Panneton Director, Risk & Product Governance Sun Life Financial
Agenda – future state External forces Internal forces ,[object Object],[object Object],[object Object],Future
External forces:  Regulators, rating agencies ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
External forces:  Regulators, rating agencies ,[object Object],[object Object],[object Object],[object Object],[object Object]
External forces:  Regulators, rating agencies ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Internal forces:  Company’s needs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Internal forces:  Company’s needs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Internal forces:  Company’s needs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Evolution of risk management Compliance Loss minimization Risk measurement Return optimization Strategic planning integration Risk management weak  practices  better  practices  best  practices  Operational risks   Financial risks   Level of value creation Level of strategic alignment Source: Adapted from MoW 2007

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Erm symposium presentation france panneton (final)

  • 1. ERM Future State – France Panneton Director, Risk & Product Governance Sun Life Financial
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9. Evolution of risk management Compliance Loss minimization Risk measurement Return optimization Strategic planning integration Risk management weak practices better practices best practices Operational risks Financial risks Level of value creation Level of strategic alignment Source: Adapted from MoW 2007