Mary Nickels has created a career portfolio containing personal and academic information to assist with her career goals. The portfolio includes sections on her mission statement, resume, course descriptions, academic transcripts, references, awards, volunteer experience, goals and work samples. Her objective is to obtain an entry-level position in finance with an international corporation focusing on currency exchange and risk management. She has a 3.76 GPA from Northwood University and relevant coursework, leadership experience, and skills in communication, software, risk management and strategic planning.

1. Career Portfolio
Mary Nickels
Northwood University
Career Development

2. Table of Contents
Personal Mission Statement
page 3
Elevator Speech page 4
Course descriptions page 5
Academic History and
Transcript page 6
Resume page 7
Reference List page 8
Awards page 9
Volunteer page 10
Goals page 11
Work Sample page 12- 14
Skill page 15
Statement of Originality page
16

3. Personal Mission Statement
• I am at my best when I have new experiences and opportunities to learn.
• I will try to prevent times when I have a lack of communication.
• I will enjoy my work by finding employment where I can deal with diversity
and accomplish set goals
• I will find enjoyment in my personal life through my love to travel and
experience new cultures.
• I will find opportunities to use my natural talents and gifts such as effective
communication skills, being a hardworker, and a natural team leader.
• I can do anything I set my mind to. I will work for a international startup firm
helping companies wishing to go global accomplish their goals..
• My life's journey is about constantly learning and growing as a person both
professionally and personally.
• I will be a person who was known to listen, give good advice, and keep my
cool in situations of pressure and distress..
• My most important future contribution to others will be I consider my most
important contribution to be always being helpful. I love to help others and
work with them to reach their goals..

4. Elevator Speech
My goal is to work for a multi-national corporation specializing
in Finance. I am a hardworker, effective communicator, and work
well under pressure to accomplish set goals. I enjoy facing
diversity and working over seemingly impossible tasks. Although
I may not have a lot of real world experience as a recent
graduate I look forward to continuing my education by learning
by doing to become a greater asset to any company.

5. Course Descriptions
•
•
•
•
•
•
•
•
Speech Communications
International Trade
Comparative Economic Systems
Financial Management
Financial Institution and Simulation
Communication and Interpersonal Relations
International Finance
Strategic Planning

6. Academic History and
Transcripts
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Nickels
Mary Ann
0922639
09/21
•
•
Ms. Mary A. Nickels
2302 Conifer Ridge Dr SW
Byron Center MI 49315-7915
COURSE
Course Title
CRD GRD GRDPT COURSE
Course Title
CRD GRD GRDPT
ENG1150 ENGLISH COMPOSITION I
3.00
0.00
ECN2220 PRINCIPLES OF MACROECONOMICS 3.00
0.00
SPRING 2012-2013
HIS2175 HISTORY UNITED STATES AMERICA 3.00
0.00 PE1130 WOMEN'S TRACK
1.00 P .....
ENG1200 ENGLISH COMPOSITION II
3.00
0.00 ECN3410 COMPARATIVE
ECONOMIC SYSTEMS 3.00 B+ 9.90
Placement
12.00
FIN2600 FINANCIAL INST & SIMULATION
3.00 B+ 9.90
Term GPA 0.000
Credit 12.00
FIN3010 FINANCIAL MANAGEMENT
3.00 B 9.00
Cum GPA 0.000
Credit 12.00
HIS2150 HONORS FDNS MODERN
WORLD II
3.00 A 12.00
MTH2310 STATISTICS I
3.00 B- 8.10
FALL 2011-2012
ENG4010 COMM & INTERPRNL RELATIONS
3.00 B- 8.10
PE1130 WOMEN'S TRACK
1.00 P .....
Term GPA 3.167
Credit
19.00
MGT2300 PRINCIPLES OF MANAGEMENT
3.00 A 12.00
Cum GPA 3.519
Credit 88.00
ECN2210 PRINCIPLES OF MICROECONOMICS 3.00 A- 11.10
INB1100 INTRO TO INTL BUSINESS
3.00 B 9.00
FALL 2013-2014
MIS1600 ADVANCED OFFICE APPLICATIONS 3.00 A 12.00 FDN3100 CAREER
DEVELOPMENT
CIP .....
FDN1100 FIRST YEAR SEMINAR I
1.00 A 4.00 PE1130 WOMEN'S TRACK
CIP .....
PSY3000 PRINCIPLES OF PSYCHOLOGY
3.00 A 12.00 NSC4060 SCIENCE AND
TECHNOLOGY
CIP .....
Term GPA 3.756
Credit 17.00
FIN4010 INTERNATIONAL FINANCE
CIP .....
Cum GPA 3.756
Credit 29.00
PHL4100 PHIL OF AMERICAN
ENTERPRISE
CIP .....
MGT4800 STRATEGIC PLANNING
CIP .....
SPRING 2011-2012
FIN3750 CAPITAL MARKETS & ANALYSIS
CIP .....
MKT2080 PRINCIPLES OF MARKETING
3.00 A 12.00
Term GPA 0.000
Credit 0.00
NSC2100 ENVIRONMENTAL SCIENCE
3.00 B+ 9.90
Cum GPA 3.519
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Credit 88.00
PE1130 WOMEN'S TRACK
1.00 P .....
ACC2410 FUND OF FINANCIAL ACCOUNTING 3.00 B 9.00
Cum Honor Points
239.3
LAW3025 BUSINESS LAW FOR ACCT MAJOR
3.00 A- 11.10
Cum Credits
Attempted 72.00
FDN1200 FRESHMAN SEMINAR II
1.00 A 4.00 * Honors Course Credits
3.00
SPC2050 SPEECH COMMUNICATION
3.00 A 12.00 This is not an official
transcript
Term GPA 3.625
Credit 17.00
Cum GPA 3.691
Credit 46.00
FALL 2012-2013
FIN1010 INTRODUCTION TO FINANCE
3.00 B+ 9.90
PSC2010 INTRODUCTION TO AMERICAN GOV'T 3.00 A 12.00
ECN3000 INTERNATIONAL TRADE
3.00 A- 11.10
HIS2100 FDNS MODERN WORLD I
3.00 A- 11.10
MTH1100 FINITE MATH
3.00 A 12.00
PE1130 WOMEN'S TRACK
1.00 P .....
ACC2415 FUND OF MANAGERIAL ACCOUNTING 3.00 B- 8.10
Transfer Credit:
MTHELEC Mathematics Elective
Grand Rapids Communi 1254
4.00
4.00
Term GPA 3.567
Credit 23.00
Cum GPA 3.646
Credit 69.00
Continued on next Column/Page

7. Resume
• Mary Nickels 2302 Conifer Ridge Dr Byron
Center, MI 49315 nickelsm@northwood.edu
6168266835
• Related Coursework
•
International Finance
• •
Strategic Planning
• •
Corporate Investments
• •
Banking Simulation
•
• Career Objective
To obtain a challenging entry-level
position with a multi-national corporation in the
finance deparment with an emphasis on currency
• Honors and Awards
exchange and risk management.
Achieved Deans List status for 3 years.
• Panhel President - National Panhellenic
• Education
Bachelor of
Council 2012-2013
Business Administration, December, 2014
• VP Risk Management, Alpha Chi Omega, 2011
• Northwood University, Midland, MI
- Present
• College of Business Administration
• Member, Northwood Track and Field, 2011• Major: Finance
present
• Minor: International Business
• Member, Finance Association, 2012- Present
• GPA: 3.76/4.0
• Member, International Business Association,
2011- Present
• High School, May, 2011
• Member, DECA, 2011- Present
• Byron Center High School, Byron Center, MI
•
• General
• References
References
and transcripts available by request
• GPA: 3.8
•
•

8. Reference List
• Lori Ermak, Director of Tutoring Services
ermak@northwood.edu
• Allison Vezina, President of Alpha Chi Omega
vezinaa@northwood.edu
• Nate Miller, Head Coach, Northwood University
• millern@northwood.edu

9. Awards and Accomplishments
•
•
•
•
•
President of National Panhellenic Association
VP Risk Management Alpha Chi Omega Zeta Rho
Resident Assistant Northwood University
Deans List
Emerging Leaders President

10. Volunteer History
•
•
•
•
•
•
•
•
Rake a Difference
Trick or Treat in the Dorms
Rake a Difference
Salvation Army Christmas Party
Big Brothers Big Sisters
Star Program Midland Women’s Shelter House
Kids Against Hunger
Mannequin Modeling

11. 1,2, and 5 year goals
• In the next year I would like to fulfill a dream to study my final
fall semester in Europe and then proceed to graduate with my
undergrad in December with honors.
• In the next two years I will have landed a job with a fortune
five hundred company, developed a relationship with a
mentor who is established within the company, and will have
been abroad for business at least once.
• In the next five years I will have earned at least one promotion
within my company.

12. Work Samples
Column1
Column2
Consolidated Financial Ratios
Column3
For the year ending December 31
(In Millions)
2020
Ratios (%)
Net Liquid Assets / Assets
Loans / Deposits
Non-Performing Loans / Loans
Charge-offs / Average Loans
Earning Asset / Total Assets
Core Deposits / Total Assets
Int Bear Liab / Total Assets
Borrowed Funds / Total Assets
Fed Funds Purch / Tot Capital
Owners Equity / Total Assets
2021
1.5775
90.105
0.86
0.4725
88.4225
84.04
81.585
3.1425
52.72
5.935
5.285
84.49
0.8225
0.6975
87.485
89.5
81.7125
0.0075
0.115
5.585
Column4

13. Work Samples

14. Work Samples

15. Skill List
•
•
•
•
Effective Communicator verbal and written.
Proficient use of Word, Power Point, and Excel
Risk Management and Minimization
Strategic Planning

16. Statement of Originality
This portfolio is all my original work and is not to be copied or
used for any purposes other than my own and professional
reference.