Prior to applying for an instant approval credit card, customers are cautioned against making hasty decisions. Since the application process is so fast and easy, you'll want to spend more time in assessing what every card offers and compare it with your personal needs and lifestyle. For more information read https://www.newhorizon.org/credit-info/instant-credit-approval-credit-card/ Looking for instant approval credit card, apply here https://www.newhorizon.org/Info/guaranteedcredit.htm

1. Instant Approval Credit Cards
Can It Be Really A Wise Choice?
BY: www.newhorizon.org

2. Prior to applying for an instant
approval credit card, customers are
cautioned against making hasty
decisions.
Since the application process is so
fast and easy, you'll want to spend
more time in assessing what every
card offers and compare it with
your personal needs and lifestyle.

3. What Are Instant Approval Credit Cards for Bad Credit?
For individuals who have a high credit
rating, getting approval from the top
unsecured credit cards on the market
shouldn't be a problem.
Nonetheless, for those who have a history of
poor credit or with a poor credit score, they
could rely on instant approval from credit
card companies that offer secured cards or
bad credit credit cards.

4. SECURED CREDIT CARDS
Secured credit cards are also called "credit
cards for bad credit" or "credit cards with
instant approval" since anyone can get
approved regardless of their credit score.
However, the applicant will be requested to
submit a security money deposit. Thus, in the
event of default, the Issuer can tap in the
cardholder's account and apply the security
deposit to pay off the charges.

5. Is it really “INSTANT”?
Instant approval doesn't mean that you can
expect to obtain a credit card on the same day
you submit your application.
After submitting your application online, you
can find a response from the issuer in minutes.
If accepted, your credit card will be sent to you
via postal mail and might arrive on your
doorstep within 5 to 7 banking days.

6. The Do's and Don’ts
Check your credit report before applying for an instant approval
credit card.
In case you find errors on your report, do send a dispute letter to
the agency that issued your report and ask for corrections.
Improving your credit score even by a few points can
significantly lower your credit card APR.

7. Never sign up without studying the complete Terms and Conditions.
Focus on the interest rates as some cards may impose three distinct APRs
on purchases, balance transfer, and cash advances.
Even though the new credit card law limits credit card companies from
raising their rates without warning, you might end up stuck in a bad deal
if you don't check the fine print.
Moreover, don't submit multiple applications to various Issuers merely
to determine which one will provide the quickest response.
Doing this will lead to too many inquiries on your credit report and might
only do more harm to your credit history.

8. When used properly, instant approval credit cards can be
great tools for rebuilding poor credit history.
Find a secured credit card which will report your
payments to major credit reporting bureaus
(Equifax,TransUnion,Experian).
This way, as you use your secured card for paying bills or
making purchases, you're also improving your credit
rating one step at a time.
Is It A Wise Choice?

9. To know more if instant approval credit
card is a wise choice, read this
https://www.newhorizon.org/credit-info/instant-credit-approval-credit-card/