This document discusses using statistical analysis in SPSS to analyze financial data and determine the probability of default for shareholders. It uses factor analysis and binary logistic regression to reduce data and reach conclusions. Financial ratios are analyzed to calculate default risk and help organizations retain customers who are less likely to default. The overall statistical tests are significant with p-values below 0.05, and the analysis correctly classifies over 99% of cases.

2.  In this assignment which we
check the probability of default of
shareholders in the stock
exchange by data reducing to
reach at useful results by using
statistical package of social
science.

4.  In spss we use two ways to
reach at a final decision.
 Factor Analysis
 Binary logistics regression
 By using these two ways we
find the required outcomes.

5.  Financial ratios are used to
check out the probability of
default to reach at a decision in
an organization as every
business wants to retain the
customers but who can also
facilitate you by their efficient and
effective behavior.

12.  Over all test is significant because p-vale
is less than 0.05

14.  From this table we get the value of
beta for calculate the probability of
default.

15.  99.9% overall classification check and
 overall test is also good
because it is near the 100%.

17. 100%
20%
40%
60%
80%
120%
0%
1
50
99
148
197
246
295
344
393
442
491
540
589
638
687
736
785
834
883
932
981
1030
1079
1128
1177
1226
1275
1324
1373
1422
PDs
1471
1520
1569
1618
1667
1716
1765
1814
1863
1912
1961
2010
2059
2108
2157
2206
2255
2304
2353
2402
2451
2500
2549
2598
2647
2696
2745