1. Basic Budgeting Worksheet
Courtesy of BetterBudgeting.com
___________________________________________________________________________
_
Total Monthly Gross Income $______________
- Taxes, Health Ins. & Other Payroll
$__________
Deductions
- Savings, 401K, etc. $__________
= Total Monthly 'Spendable' Income $______________
___________________________________________________________________________
_
Monthly
Housing Expenses
Payments
Rent or Mtg. $__________
Utilities $__________
Insurance (set $ aside each month if paid
$__________
annually)
Repairs (set $ aside for future expenses) $__________
Taxes (set $ aside if paid annually) $__________
= Total $__________
Car Expenses
Loan Payment(s) $__________
Gas $__________
Insurance (set $ aside if paid annually) $__________
Maintenance & Repairs (set $ aside for future
$__________
expenses)
= Total $__________
Debts
Creditor #1_____________
$__________
Balance_________
Creditor #2_____________
$__________
Balance_________
Creditor #3_____________
$__________
Balance_________
Creditor #4_____________
$__________
Balance_________
(figure more on back if needed)
= Total $__________

2. Miscellaneous
(Set $ aside each month for annual expenses,
such as Ins.)
Church Tithes & Offerings $__________
Other Charitable Contributions $__________
Groceries, Lunches, Meals Out $__________
Childcare $__________
School Tuition/Supplies $__________
Medical Bills and CoPays $__________
Prescription Medicines $__________
Pet Supplies & Vet Exams $__________
Entertainment, Cable, Video Rentals $__________
Club Dues (Homeowner's Assoc., Fitness,
$__________
etc...)
Newspaper, Magazine Subscriptions $__________
Clothing $__________
Haircuts $__________
Gifts $__________
Cash $__________
Other (continue on back if needed) $__________
= Total $__________
Monthly Expense Totals
Housing $__________
Car $__________
Debts $__________
Miscellaneous $__________
= Total Expenses $__________
___________________________________________________________________________
_
Monthly Surplus or Shortage $______________
(Total Spendable Income minus Total
Expenses)

3. Dealing with Debt Worksheet
Courtesy of BetterBudgeting.com
____________________________________________________________________________
Month ________ Year ________
Use this worksheet to manage your creditors and debts each month. Work towards getting them
paid off as quickly as possible. You can do it!!!
Finance Payment
Creditors/Debts Balance Interest Rate New Balance
Charges Made
Debt 1
Debt 2
Debt 3
Debt 4
Debt 5
Debt 6
Debt 7
Debt 8
Debt 9
Debt 10
TOTALS N/A

4. Monthly "Spending" Worksheet
Courtesy of BetterBudgeting.com - Print in Landscape Mode
Month/Year _____________ Amount Available for Spending $_____________
Use this worksheet to manage your spending money, this will help you keep track of
where your money is going each month. If you are spending too much money in one or
more categories, cut back or adjust the amount from other areas as needed.
Spending Week 5 /
Week 1 Week 2 Week 3 Week 4
Categories Totals
Food:
Groceries
Snacks:
Coffee, soda,
candy, gum,
etc...
Entertainment:
Eating out,
DVD rentals,
movies, travel,
etc...
Clothing:
Household
Items:

5. Personal
Items &
Gifts:
Car(s):
Gasoline,
extra repairs
and
maintenance,
etc...
Misc. Stuff:
Books, CDs,
magazines,
toys, DVDs,
hobby
supplies,
etc...
Other:
TL:_________

6. Annual Budgeting Worksheet
Courtesy of BetterBudgeting.com
Year _________ Monthly Amount Needed to Set Aside $ ________
Use this worksheet to budget for annual expenses, such as taxes, insurance, home and
auto repairs, warranties, school tuition, etc. Adjust household budget as needed and
keep annual budgeted funds in an interest-bearing savings account if possible.
Divide by 12 for Total
Approximate Annual
Expenses Amount to Save Each
Cost
Month...
1. Home or Renters
Insurance
2. Auto Insurance
3. Medical Expenses
4. Holidays & Gifts
5. Vacation, Travel
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.