The document provides tips for applying for auto title loans in Arizona. It explains that many people are facing financial stress and challenges making ends meet due to factors like decreased work, accidents, or supporting family members impacted by economic downturns. Auto title loans can provide a quick source of cash by using one's vehicle title as collateral, as alternatives like borrowing from others often do not work out. The document recommends checking the website RefinanceUnderwaterMortgageHelp.com for assistance getting equity in an underwater mortgage.