The document discusses the importance of health, safety, and environmental (HSE) programs for companies. It notes that the primary duty of a business is survival and avoidance of loss. An effective HSE program can help reduce costs from accidents and injuries, which can be 5-50 times the direct medical costs. The document provides details on types of losses companies face from accidents, including human, time, asset, and information losses. It also outlines the objectives of HSE management in loss prevention.