The document discusses Lombard Risk's regulatory compliance solution. It automates regulatory reporting for financial institutions to reduce costs and risks. The solution extracts data from multiple sources, standardizes it, performs calculations, validates reports, and submits them electronically. It supports global regulations while providing a single data repository for regulatory and internal reporting.

1. Regulatory Compliance
Managing collateralised trading. Enabling regulatory compliance.
Automated regulatory
compliance solution
The relentless demand for regulatory compliance is a global challenge for
financial institutions. Basel III, COREP/FINREP, Dodd-Frank, EMIR, MiFID2 and
many other regulations implementing new minimum standards are reshaping
the landscape and redefining best practices.
Firms are demanding a strategic reporting solution which not only delivers
essential minimum regulatory reporting, but also supports fully reconcilable
internal management reporting from a single unified source of information.
Lombard Risk delivers this as an embedded process, eliminating manual
intervention, calculating and delivering all regulatory submissions while
creating a single repository of reliable data for flexible reporting.
www.lombardrisk.com

2. Features at a glance
Leave the regulatory reporting burden to us…
and the data challenge too
A proven solution: reviewed by regulators; approved
by our clients' internal and external auditors; trusted
by hundreds of users internationally.
Firms try to solve the regulatory reporting requirement
by using reports from various banking systems, or by
surviving on spreadsheet jungles. But banking systems
are not reporting systems: they are designed for
processing transactions and producing accounting
entries. Spreadsheets can never be properly controlled.
Furthermore, this unsatisfactory situation is further
complicated by multiple data sources, on different
platforms, from various vendors or from legacy inhouse systems, and by the pressure of constant
regulatory change. This approach is high risk,
cumbersome and costly to maintain.
Automatic generation of regulatory reports,
according to local, regional and/or global
regulators’ requirements, including form-based
and transaction reporting
Extensive computation engines deliver capital,
liquidity, and large exposures calculations direct
from raw data
Instant-click drill down/up capabilities saves time
and enables users to drill down from any line
within a regulatory report to a comprehensive
audit trail
to show each individual deal and/or balance
alongside detailed related information held in
the data repository
Reconciliation processes at data load and report
computation levels save approval time and help
to ensure accurate submissions
Security-controlled adjustment facilities at all data
levels, all fully audited
Validation and cross-validation tests ensure
report quality, and user-defined own validations
enable firms to carry out internal checks prior to
submission
Automated electronic report submission (e.g. XML,
XBRL, IESUB and other local regulators' standards)
Reduction of report preparation time enables
users to quickly generate reports in advance of the
mandated due dates allowing for proper analysis
before submission
Powerful variance and trend analysis tools enable
differences and emerging developments to be
tracked, audited, reported and made part of the
sign-off and approval process
Efficient interfacing ensures that valuable detailed
and verified data may also be used to meet
other types of reporting such as management
information and stress testing
It is not only the increasing complexity, volume
and frequency of regulatory agencies’ reporting
requirements which is adding to the industry reporting
burden. New and more detailed reporting mandates
requires more granular data, exposing data sources to a
new level of scrutiny which may have never been tested
in detail before. The data challenge is now a crucial
part of the problem, and has made more of an issue
with not only multiple and varied sources of data, but
with increased reliance on lower levels of higher quality
data. The result is a more complex and time-consuming
process to prepare accurate reports. This creates a
pressing need for a strategic solution for regulatory
and risk reporting.
Now, Financial Institutions are having to spend even
more time compiling reports and do not have sufficient
time to analyse them for accuracy or meaning - and this
all at a time where greater scrutiny of reporting, and of
senior management involvement, is arising from
regulators, - adding to the risk of substantial penalties
for avoidable inaccuracies or late submission in addition
to reputational risk. Furthermore, as firms grow, merge
and change shape - including across boarders - a robust
integrated strategic solution with minimal manual
intervention and maximised straight through
processing is now becoming the only acceptable
standard: firms need a solution where a single
reconciled source of information for regulatory and
management reporting is available as an embedded
part of the production process.
Powerful data management functionality
The Lombard Risk regulatory compliance solution
Detailed security and system administration
facilities allow user access and management sign
off to be assigned and controlled across all the
features and functions of the system
Lombard Risk’s market-leading strategic regulatory
compliance and reporting solution, is recognised
globally for automating a firm’s regulatory
requirements, for both foreign and domestic
institutions, big and small. It addresses reporting
requirements by automating compliance with the
mandated reports to key global regulatory agencies.
Straight-through-processing.
Professional support provided via Lombard Risk’s
local business matter experts and global network
of offices.
www.lombardrisk.com
Recognised by the Institute of Foreign Banks as ‘leading
solution provider’, Lombard Risk is the single largest

3. installed brand from the population of automated
solutions in the UK, and is also installed in multiple
international locations. Lombard Risk has had local
solutions available in the European, Americas and
Asia Pacific markets for over a decade, and deals
with international banks from over 50 countries.
The Lombard Risk solution helps ensure the accuracy
and integrity of financial reports while increasing the
efficiency of reporting and mitigating associated risks.
It also increases the level of transparency and straightthrough-processing that regulatory agencies are
demanding. Lombard Risk’s solution works easily
with multiple sources of information as it standardises
the financial institution’s data and automates report
production including computation, validation
and transmission.
Ease of integration, straight-through-processing,
management approval and other features
The Lombard Risk solution is easy to install: firms
may choose to either meet the generic input data
requirements or use the powerful ETL (Extraction
Streamlined data acquisition and transformation process
to create central ‘verified’ source of data for any reporting
Transformation Loading) data management tool
to overcome data deficiencies.
source data is reconciled and made available for
All
computation. Providing raw data computation
coverage for hundreds of instruments and product
types, the solution calculates all regulatory risks
and statistical reporting required. The results are
compiled into the report formats defined by your
regulatory agency and made available for validation
and transmission.
The Analysis Centre provides total transparency into
source data and gives vital management information
regarding key trends, for example in capital
utilisation or liquidity data. This may be presented
graphically or in report format.
orkflow automation tools ensure processing is
W
straight-through and automatic unless human
intervention is needed. Automation enables multiple
processes to be saved and scheduled (e.g. daily
liquidity processing, monthly statistical reporting,
and scheduled preparation of data for
management information).
Automated regulatory compliance
Regulator 1
Regulator 2
Country A
XML
XBRL
Regulator 3
Country B
Country C
Regulatory
computation and
return generation
Firm’s multiple
data sources
Lombard Risk
ETL TOOL
Lombard Risk
DATABASE
REPOSITORY
Information in
the Lombard
Risk DATABASE
REPOSITORY
can be re-used
by other
systems
Single/multiple-entities
and regulators supported
Returns delivered
in electronic
format(s)
MIS - management reporting
LISA® - liquidity analysis
COLLINE® - collateral management
Other systems (non-Lombard Risk)
Highly scalable to suit any size firm’s operations – for branch to head-office reporting with global coverage.
Ongoing support: keeping pace with
regulatory requirements
Lombard Risk recognises that a vital element of
providing an automated regulatory reporting solution
is the on-going maintenance of the software as
regulations change.
Keeping up with the regulators: Lombard Risk business
matter experts are constantly monitoring regulators’
demands – and incorporating changes into the software
to ensure client firms can be kept compliant. In respect
of regulatory change, Lombard Risk provides both
business impact reports, white papers and seminar/
webinar updates, detailed data impact analysis and
other professional services information, and of course
software updates for any of the calculations, reports,
templates or transmissions we maintain.

4. Lombard Risk – www.lombardrisk.com
Lombard Risk is a leading provider of integrated collateral management and liquidity, regulatory
and MIS reporting solutions – enabling firms in the financial services industry to significantly
improve their approach to managing the risk in their businesses.
Founded in 1989 and headquartered in London, Lombard Risk has offices in New York and New
Jersey in the US; Hong Kong, Mumbai, Shanghai, Singapore and Tokyo in Asia Pacific, and service
centres in Atlanta, Cape Town, Luxembourg and Miami.
Our clients include banking businesses - over 30 of the world’s “Top 50” financial institutions almost half of the banks operating in the UK, as well as investment firms, asset managers, hedge
funds, fund administrators, insurance firms and large corporations worldwide.
Managing collateralised trading - Enabling regulatory compliance
with clarity and confidence in the ‘new world’
The Lombard Risk solution suite is developed and supported by an extensive team of risk,
regulatory and financial experts and includes:
COLLINE® - collateral management and clearing. State-of-the-art, web-based solution designed by
experienced business practitioners for end-to-end, cross-product (OTC derivatives, repo and
sec lending) collateral management. COLLINE provides a consolidated solution for mitigating
credit risk while satisfying the growing demand for multiple/global entities, cross-product
margining, clearing, optimisation, master netting, MIS reporting, dispute management and
electronic messaging.
REFORM™ - pre and post trade solutions and transactional reporting for the derivatives reform
initiatives such as Dodd-Frank and EMIR. Other modules of the REFORM engine provide
connectivity and message transformation, for example enabling COLLINE to connect to
exchanges and to messaging systems.
REPORTER - global regulatory reporting. Fully scalable regulatory compliance solution for branch
or head office, with global coverage. Fully supports key supervisory computations and integrates
with LISA for stress testing and REPORTER MIS for ad-hoc and management reporting.
Straightforward and streamlined integration to multiple source systems; built in reconciliation
and trends and variance reports.
REG-Reporter - US and Canadian regulatory reporting. A regulatory solution addressing
financial reporting requirements by automating compliance with the mandated reports to
all US regulatory agencies and the Office for the Superintendent of Financial Institutions
(OSFI), Canada.
LISA® - scenario analysis and stress testing. LISA satisfies the latest liquidity risk management
requirements and supports growing regulatory demands for timely and reliable information.
REPORTER MIS - business and management reporting. A flexible and easy-to-use module for
reporting across the Lombard Risk product range AND with external sources. Provides valuable
BI by combining risk and regulatory information in reports or on-screen dashboards, enabling
well-informed business decisions to be made with confidence.
The Lombard Risk software solution suite also includes OBERON® trade capture and valuation
and FIRMAMENT® credit and equity valuation.
For more information:
visit our website: www.lombardrisk.com
email: info@lombardrisk.com
www.lombardrisk.com