Highlights of the awesomeness that is Modo Payments! For more information visit www.modopayments.com

1. CONFIDENTIAL © 2016 MODO PAYMENTS
Connecting
Payments
Modo Intro

2. CONFIDENTIAL © 2016 MODO PAYMENTS
Digital payments still requires access
to existing payments systems
Old infrastructure powers payments
Similar to recent advances in powering cars

3. CONFIDENTIAL © 2016 MODO PAYMENTS
Over 95% of digital payments volume comes
from existing payments systems
Digital payments needs connections
PayPal - $280 Billion in Volume
•30% funded by ACH
•65% funded by Cards
•5% funded by PayPal account balances
Starbucks - $3.5 Billion in Volume
•94% funded by Cards
•6% funded by Loyalty
Apple Pay - $50 Billion in Volume
•100% funded by Cards
Android Pay/Google Wallet - ~$5 Billion in Volume
•100% funded by Cards
Cards
ACH

4. CONFIDENTIAL © 2016 MODO PAYMENTS
Topping $1T by 2020, with a big up from in-store
Digital payments growing fast
• Today
Digital = Online
• Tomorrow
Digital = In-store + Online
• Both
Digital = Existing Payment
Infrastructure
• Cards
• Accounts
Source: Aite Group, Modo

5. CONFIDENTIAL © 2016 MODO PAYMENTS
modo is…
a digital payments hub
that
connects existing payments systems
to
digital experiences
without
changing the existing systems

6. CONFIDENTIAL © 2016 MODO PAYMENTS
LOAD ANY
VALUE
USE ANY
NETWORK
GO TO ANY
DESTINATION
USES NATIVE
INTEGRATIONS
modo is like a shipping container
for intermodal payments
A digital payments hub that delivers value into new digital payments experiences

7. CONFIDENTIAL © 2016 MODO PAYMENTS
modo’s role in digital payments

8. CONFIDENTIAL © 2016 MODO PAYMENTS
PRE BUILT
CONNECTORS
ROBUST STATE
MODEL
NO BATCH
PROCESSING
INSTRUCTIONS
ONLY
GOOD FUNDS
REAL TIME
ALWAYS IN
BALANCE
DISPARATE
SETTLEMENT
Why modo?
Connecting payments transactions with COIN®
The patented COIN® transaction manages the
complexities of integrating existing payments systems

9. CONFIDENTIAL © 2016 MODO PAYMENTS
Connecting
Payments
Digital Payments Hub for
connecting existing
payments systems to new
digital experiences