2. HARP 2.0 Eligibility
The mortgage must be owned or guaranteed by Freddie Mac
or Fannie Mae.
The mortgage must have been sold to Fannie Mae or Freddie
Mac on or before May 31, 2009.
The mortgage cannot have been refinanced under HARP
previously unless it is a Fannie Mae loan that was refinanced
under HARP from March-May, 2009.
The current loan-to-value (LTV) ratio must be greater than
80%.
The borrower must be current on the mortgage at the time of
the refinance, with a good payment history in the past 12
months.
Gary Schwary NMLS # 258980 South Pacific Financial #8588
3. HARP 2.0 Stats
Gary Schwary NMLS # 258980 South Pacific Financial #8588
4. Steps to HARP Refinance
1) Determine whether your mortgage is owned or
guaranteed by Fannie Mae or Freddie Mac by visiting their
respective Loan Lookup Tools. If you are unsure who owns
your loan call Gary at (909) 816-1141
2) You must not have had any late payments on your
mortgage in the last 6 months and/or no more than one
late on your mortgage in the last year.
3) Make sure your loan funded and closed PRIOR TO June
1, 2009.
Gary Schwary NMLS # 258980 South Pacific Financial #8588
5. For More Information on HARP2.0 Call Gary NOW!
There are 11,000,000 homes in America currently
underwater. If you are one of these people there is a
very good chance that help exists for you today. If you
are eligible, HARP 2.0 can allow you to take advantage
of today’s historically low interest rates.
I urge you to call me TODAY to make an appointment
Gary Schwary to discuss whether this program can benefit you or not.
NMLS# 258980 You owe it to yourself and your family to determine if
909-946-0897 (office) HARP 2.0 can assist you in keeping you in your home...
909-816-1141 (cell) comfortably.
I look forward to hearing from you soon.
Sincerely,
Gary Schwary
Gary Schwary NMLS # 258980 South Pacific Financial #8588
6. Loan inquiries and applications in states where I am not licensed will be referred
to a Loan Officer who is licensed in the property state. Equal Housing Lender.
South Pacific Financial Corporation (Unique Identifier #8588) is a California
corporation licensed by the Department of Corporations under the California
Residential Mortgage Lending Act and operates under the following license: CA
413-0023.
This is not an offer for extension of credit or a
commitment to lend. All loans must satisfy company underwriting
guidelines. Information and pricing are subject to change at any
time and without notice. This is not an offer to enter into a rate lock
agreement under any applicable law.
Gary Schwary NMLS # 258980 South Pacific Financial # 8588
