CDLP

2. Does your client want to stay in the marital
residenceorpurchaseanewhome?
 How will underwriting guidelines
impact your case strategy today?
 Do you want a Divorce Lending Expert
to give you and your client certain
significant home loan information, prior
to the signing of the PSA?
Collaborative Divorce Findings
Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593
AsDivorceLendingSpecialists
 We are your consultants, to assist
you in providing an achievable
strategy for case-solution, involving
the marital residence, and then we
provide the home loan to fund that
solution.
 We give guidance and obtained
home loans for clients resulting in
families and their children being
able to remain in their home, post-
divorce.
Our consulting services remain at no charge to attorneys, judges, mediators and litigants
A service provided by Thomas A. Mastromatto CDLP NMLS #145824

3. Collaborative Divorce Findings
Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

4. Collaborative Divorce Findings
Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

5. DoesYourclientwanttokeepYourHomeAftertheDivorce?
Collaborative Divorce Findings
 We can help you and your attorney to make the “financial” part of the following decisions, based
on answers to these questions Is the question whether or not you can keep your home after the
divorce adding stress to your already demanding situation?
 Are they wrestling with the notion of not wanting to move the children to a new environment if
you don’t have to?
 What income & credit items will a bank evaluate, after the divorce, in order to approve your
desired home loan?
 How has the receipt or payment of temporary support impacted your ability to qualify for a new
home loan? How will your final support award impact that ability?
 Your clients ex-spouse has always handled the financial items in household and they are not quite
sure where to turn to determine “can I afford this home on my own?”
 Are they agonizing over the decision as to whether or not you should sell your home and
downsize or just rent?
A service provided by Thomas A. Mastromatto CDLP NMLS #145824
Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

6. Collaborative Divorce Findings
 A CDLP® is trained to recognize potential
legal and tax implications with regards to
mortgage financing in divorce situations.
 A CDLP® is skilled in specific mortgage
guidelines as they pertain to divorcing
clients.
 A CDLP® is able to identify potential
concerns with support/maintenance
structures that may conflict with mortgage
financing opportunities.
 A CDLP® can guide you on how to avoid
potential capital gains concerns with
regards to the disposition of marital real
estate.
 A CDLP® can help you implement a
strategic divorce settlement agreement
ensuring the best opportunities to secure
mortgage financing post decree.
 A CDLP® is able to recommend financing
strategies helping divorcing clients
identify mortgage financing opportunities
for maintaining current marital home
while helping to ensure the ability to
achieve future financing for departing
spouse.
 A CDLP® is qualified to work with divorce
professionals in a collaborative setting.
 A CDLP® can provide opportunities in
restructuring a real estate portfolio to
increase available cash flow when
needed.
 A CDLP® maintains a commitment to
remaining educated and up to date in the
ever changing industry guidelines and tax
rules as they pertain to divorce situations.
 A CDLP® is committed to providing a
higher level of service to you and your
divorcing clients.
Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

7. Collaborative Divorce Findings
The Puzzle Pieces of Divorce
Asuccessfuldivorcesettlementistheresultofputtingthepiecesofthepuzzletogetherinsuch
amannerthatbothdivorcingpartiescomeoutofthedivorcewhole.